$359,500
8140 Terrace Garden Drive
St Petersburg, FL 33709
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
PRICE IMPROVEMENT! START LIVING THE FLORIDA LIFE YOU’VE BEEN DREAMING OF! This one-of-a-kind 1735 SF home in the popular 55+ community of Five Towns delivers the space, style, and sunshine northern buyers are looking for—just 10 minutes to the beach and close to downtown St. Pete. With one of the lowest condo fees ($699/mo.) in the entire community, no special assessments, and hurricane shutters on every window, this condo offers major peace of mind for anyone relocating from out of state. Love convenience? You’ll have first-floor living, covered parking right out front, and the rare ability to use a gas grill right outside your back door. Located in the coveted Belmont building, you’ll enjoy serene water and nature views from your oversized screened lanai—your new favorite spot for morning coffee or evening breezes. Inside, this home shines:• Renovated kitchen with granite, maple cabinets, gas range & stainless appliances • Large, open living/dining area perfect for hosting visitors • Freshly painted neutral tones in main living areas. Huge indoor laundry room with storage, utility sink & updated machines • Easy-care laminate floors, tile in kitchen/baths & elegant crown molding • Well-maintained AC under 10 years old. The primary suite is spacious and comfortable with two walk-in closets and an updated bath. Guests will love the roomy second bedroom and refreshed guest bath. Plus, a versatile bonus room gives you the perfect space for an office, den, hobby room, or extra guests. Five Towns is ideal for newcomers—friendly neighbors, endless activities, multiple pools, clubhouses, fitness centers, walking paths, and more. Your low monthly fee of $699 covers cable, internet, natural gas, water, sewer, trash, reserves, and full access to amenities. A new RV/boat/vehicle storage area is nearly ready for use as well. Looking for a spacious, move-in-ready Florida home with resort-style living and incredible value? This is it. Motivated seller—don’t wait. Come see this standout condo today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history233 days on market
- Status: ActiveMar 12, 2026
- Listed$399,500Oct 1, 2025
- Price reduced$359,500
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 233
- Subdivision
- Terrace Park Of Five Towns
- County
- Pinellas
- Year built
- 1982
- Living area
- 1,735 sq ft
- Price/sq ft
- $207
- Building area
- 1,965 sq ft (Owner)
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- AE (12103C0184H)
- Annual taxes
- $2,367 (2024)
- Parcel #
- 36-30-15-90336-002-1030
- MLS #
- A4666913
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Natural Gas
- Cooling
- Central Air
Parking
- Parking features
- Covered, Guest
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $699/mo
- Total annual fees
- $8,388
- HOA name
- Desantis Community Management/Louis Desantis
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Other
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Tenant must be age 55 or older.
- Approval process
- HOA approval required with background check and interview. Fees apply.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Sidewalk, Storage
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 19.4x16.8 |
| Dining Room | First | 13.1x9.1 |
| Kitchen | First | 15x9 |
| Bonus Room | First | 10.9x10 |
| Primary Bedroom | First | 16.8x11.1 |
| Bedroom 2 | First | 13.8x11.2 |
| Balcony/Porch/Lanai | First | 23x10 |
Listing Details
- Listing date
- 2025-10-01
- On market date
- 2025-10-01
- Original list price
- $399,500
- Occupant type
- Vacant
- MLS area
- 33709 - St Pete/Kenneth City
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-03-12
- Tax legal description
- TERRACE PARK OF FIVE TOWNS NO. 26 CONDO BELMONT BLDG, UNIT 103
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
54th Ave. N to entrance to Terrace Park at Five Towns. Follow through and as 80th curves left it becomes Terrace Garden Dr. N, building on left. If you enter from north entrance off 62nd Ave N then the building is on the right very close to the back entrance.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 4:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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