$370,000

1026 Montgomery Lane

Polk City, FL 33868

Active
4
Beds
3
Baths
2,081
Sq Ft
0.19
Acres
2022
Built
$178/sqft360° tour
🏠Single Family Residence

Property type

🏗️2022

Year built

📐8,276 sqft

Lot size

📊$178

Price / sq ft

🏘️$50/mo

HOA dues

📅204

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Tucked between Auburndale and Polk City, Auburn Cove blends outdoor lifestyle and convenience. Stroll the neighborhood park with its walking path, picnic tables, benches, and open playfield. Let the dogs run at the dog park, or hop on the Auburndale TECO Trail with direct neighborhood access. With I-4 only two miles away, you’ll enjoy seamless travel to Orlando, Tampa, or Lakeland while keeping you close to local shopping, dining, and recreation. Step inside to experience the 2022 Highland Homes “Shelby” floor plan, thoughtfully designed for today’s lifestyle. The spacious great room showcases an inviting hub for entertaining or quiet nights in, anchored by a chef-inspired kitchen with a large center island, abundant cabinets and counter space, and a 6x7 walk-in pantry. An adjoining dining area brings everyone together, and sliding glass doors lead to the 10x15 screened lanai, ideal for relaxing or enjoying backyard gatherings. The primary suite reveals a retreat with double-door entry, tray ceiling, and 6x7 walk-in wardrobe. The en-suite bath features dual vanities, a tile walk-in shower, private water closet, and an extra linen closet for added storage. Two of the secondary bedrooms are joined by a Jack-and-Jill bath with dual sinks, linen storage, and a tile tub/shower complete with a built-in bench/shelf, while the fourth bedroom provides flexibility for a home office or guest space. Additional highlights include a guest powder room off the foyer and an inside laundry room with counter space for folding, added storage, and a convenient drop zone for bags, backpacks, or shoes. Located near the sought out Berkley Charter School and Florida Polytechnic University, this home combines thoughtful design, modern finishes, and unbeatable location – ready to fit your lifestyle in the heart of Central Florida.

Estimated monthly payment

Principal & interest$1,871
Property taxes$347
Home insurance (est.)$170
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history204 days on market

  1. Status: Active
    Oct 1, 2025
  2. Listed$375,000
    Oct 1, 2025
  3. Price reduced$370,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
204
Subdivision
Auburn Cove
County
Polk
Year built
2022
Living area
2,081 sq ft
Price/sq ft
$178
Building area
2,708 sq ft (Public Records)
Lot size
8,276 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$4,168 (2024)
Parcel #
25-27-08-298378-001120
MLS #
P4936511

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$600 / Annually
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Highland Community Management | Sharon Hardin
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer and buyer's agent to verify any and all lease restrictions directly with the HOA.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block, Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryLena Vista ElemGreatSchools ↗
MiddleStambaugh MiddleGreatSchools ↗
High SchoolTenoroc SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst15x20
KitchenFirst15x10
Dining RoomFirst7x13
Primary BedroomFirst14x16
Primary BathroomFirst5x8
Bedroom 2First11x12
Bedroom 3First11x12
Bedroom 4First
LaundryFirst7x8
FoyerFirst6x22
Balcony/Porch/LanaiFirst10x15

Listing Details

Listing date
2025-10-01
On market date
2025-10-01
Original list price
$375,000
Occupant type
Owner
MLS area
33868 - Polk City
Listing AOR
East Polk
Status changed
2025-10-01
Tax legal description
AUBURN COVE PHASES 2 & 3 PB 187 PGS 38-41 LOT 112

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading W on US-92, turn onto Berkley Rd and continue straight for nearly 6 miles. Take a left onto Dothan Pl, pass the community's trail walk, community mailboxes, and dog park into the community's subdivision. Take the immediate left onto Montgomery Ln, follow straight around the curve continuing on Montgomery Ln, house is on the right hand side with sign in yard.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 23, 2026 at 4:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA