$169,900
8198 Terrace Garden Drive
St Petersburg, FL 33709
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
BIG PRICE IMPROVEMENT (sellers are motivated) on an IMMACULATE, Move-In-Ready/Well Maintained and Clean-As-A-Whistle, 2/2 unit with breathtaking and tranquil views of the Lake and Bayou! This Building/Community remained unscathed from last years storms - NO ASSESSMENTS! Your HOA dues cover ALL utilities (except for power/paid by owner) that ultimately includes great community rates for your Cable, Wifi, Gas, Sewer, Water, Trash, multiple community pools, clubhouses, walking trails, ground maintenance, exterior insurance and peace of mind in this ever desirable 55+ community of Five Towns. Many times these HOA dues and what they cover is much more affordable than living in a Single Family Home & makes paying your monthly bills a breeze (just a quick check to the HOA covering 99.95 of your utilities). This unit is located in the highly sought after 'Radcliff Building', and is one of the largest/most spacious layouts, with envious storage space in all of Five Towns! Outstanding floor plan - complete with 2 bedrooms, 2 full baths, a large galley-style kitchen, an oversized family room, dining room, a cozy and bright living room and 8X10 foot storage/utility room (rare commodity in Florida), along with a spacious lanai to enjoy quiet mornings, or a nigthcap after an eventful day! With a dual En-suite layout, your and your co-habitant or guests will enjoy the space and privacy this layout offers. The master bath was very recently remodeled with top of the line fixtures/finishes. NEW A/C & Heat installed (2020) with 10-year warranty! The spacious master bedroom has walk-in closet that is 5 ft by 10 ft along wtih sliders to a screened-in lanai with peaceful views of the Seminole Lake and Bayou…along with custom fit sunscreens, to comfortably enjoy the lanai year round. You will love the enjoyment of a gas stove in the kitchen to prepare all your special dishes along with lots of counter space. Natural gas is included in the condo fee and services the gas stove, gas heat and gas water heater. Five Towns is an active 55+ community with countless planned events and social clubs, 6 pools, tennis courts, bocce ball court and so much more! Located close to shopping, restaurants, beaches and 25 minutes to the airport. Call today to schedule your private showing!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history265 days on market
- Status: ActiveNov 29, 2025
- Listed$214,900Sep 3, 2025
- Price reduced$169,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 265
- Subdivision
- Terrace Park Of Five Towns
- County
- Pinellas
- Year built
- 1985
- Living area
- 1,440 sq ft
- Price/sq ft
- $118
- Flood zone
- AE (12103C0184H)
- Pool
- Private pool
- Annual taxes
- $4,165 (2024)
- Parcel #
- 36-30-15-90338-000-3040
- MLS #
- TB8423777
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Natural Gas, Heat Pump
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $960 / Monthly
- Monthly HOA
- $960/mo
- Total monthly fees
- $960/mo
- Total annual fees
- $11,522
- HOA name
- Vesta Property Manager/Dawn L. Ostertag
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- One year of ownership prior to leasing. Limit of five (5) rentals at any given time. Lease period is 12 months. Application and interview of tenant is required prior to approval and move-in.
- Approval process
- Buyer must complete the attached New Unit Owner Application Package and submit with a $100 check made payable to Terrace Park of Five Towns and a $50/person Background check fee made payable to Vesta Property Services.
Exterior & Construction
- Exterior features
- Balcony, Lighting, Outdoor Grill, Sidewalk, Sliding Doors, Tennis Court(s)
- Construction materials
- Block, Stucco
- Roof
- Membrane
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20x16 |
| Dining Room | First | 20x8 |
| Kitchen | First | 10x8 |
| Primary Bedroom | First | 16x14 |
| Utility Room | First | 13x8 |
| Balcony/Porch/Lanai | First | 13x6 |
Listing Details
- Listing date
- 2025-09-03
- On market date
- 2025-09-03
- Original list price
- $214,900
- Occupant type
- Owner
- MLS area
- 33709 - St Pete/Kenneth City
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-11-29
- Tax legal description
- TERRACE PARK OF FIVE TOWNS NO 28 CONDO RADCLIFFE BLDG, UNIT 304
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Park Street, Turn Right on 62nd Ave N, turn right on Terrace Garden – Property is the first building on the right. Radcliffe Building - park in visitor spaces in the very front please.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 1:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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