$79,000

21 Saddlebag Trail

Lake Wales, FL 33898

Active
1
Bed
2
Baths
732
Sq Ft
0.1
Acres
1992
Built
Water access55+ community$108/sqft

About this home

This fully furnished and turnkey home is located in the premier 55+ community of Saddlebag Lake Resort, where you OWN the land! a BRAND NEW AC has just been installed! On the first floor you'll find a very spacious living room and dining room combo, complete with wide screen tv, a futon that opens up for your overnight guests, and a dining table that seats four. Upstairs you'll find a very functional kitchen, with it's many cabinets and abundance of counter space, plus a breakfast nook, a comfortable sitting area, an updated full bathroom with shower stall and granite counter top with inlaid sink, and the owners suite with built-in full width closet and drawers. At the back of the home is a secluded Florida room, a convenient half-bath and a storage room that also houses the washing machine. When you're ready to roam the resort, take the golf cart, it's included with the home. You'll enjoy getting to know your neighbors at the clubhouse where you can participate in planned activities. Get some exercise by playing tennis, pickle ball, shuffleboard or horse shoes, or just relax in the hot tub, then take a dip in the refreshing community pool. You can play a friendly game of pool in the rec room, or hit the saunas. Stay in shape at the fitness center, hit the driving range to practice for your next game of golf, or take your furry family member to the dog park. Of course, the resort is named for it's lake, so you want to be sure to take advantage of your lake access and go fishing or boating to your heart's content. The low HOA includes your water, sewer, trash pickup and use of all the amenities. With so much to offer, this value priced home won't last long so call now to plan your private tour!

Estimated monthly payment

$751/mo

Principal & interest$399
Property taxes$88
Home insurance (est.)$36
HOA dues$227

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history219 days on market

  1. Status: Active
    Mar 6, 2026
  2. Listed$105,000
    Aug 29, 2025
  3. Price reduced$79,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
219
Subdivision
Saddlebag Lake
County
Polk
Year built
1992
Living area
732 sq ft
Price/sq ft
$108
Building area
900 sq ft (Public Records)
Lot size
4,539 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0590G)
Annual taxes
$1,061 (2024)
Parcel #
28-30-01-939020-043012
Zoning
PUD
MLS #
K4903046

Interior Details

Bedrooms
1
Full bathrooms
1
Half bathrooms
1
Flooring
Laminate
Appliances
Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

HOA fee
$680 / Quarterly
Monthly HOA
$227/mo
Total monthly fees
$227/mo
Total annual fees
$2,720
HOA name
Tanisha Schroeder
CDD
No
Min lease term
1-7 Days
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No children are allowed to live here, but they may visit. At least one tenant must be 55 or older.

Exterior & Construction

Exterior features
Lighting
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace, Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst12x28
Dining RoomFirst11x8
KitchenSecond
Primary BedroomSecond9x9.75

Listing Details

Listing date
2025-08-29
On market date
2025-08-29
Original list price
$105,000
Occupant type
Vacant
MLS area
33898 - Lake Wales
Listing AOR
Lake Wales
Status changed
2026-03-06
Tax legal description
SADDLEBAG LAKE UNIT #2 PB 61 PGS 18/20 BLK 43 LOT 1 THAT PART DESC AS BEG SE COR RUN NLY ALONG E LOT LINE 49 FT TO POB DEFLECT LEFT 37 DEG 34 MIN 19 SEC & RUN 4.92 FT DEFLECT RIGHT 56 DEG 27 MIN 36 SEC & RUN 9.27 FT TO E LOT LINE SLY ALONG LOT LINE 1 2.67 FT TO POB & LOT 2

Location

Flood zone
X(12105C0590G)

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd and make a left (see resort sign). Follow to parking lot, ring bell to request access to gated community. Once inside, follow Saddlebag Trail to the fork in the road, make a right, the home will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 11, 2026 at 7:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA