$3,800,000

2360 Live Oak Lake Rd

St Cloud, FL 34771

Active
3
Beds
4
Baths
2,760
Sq Ft
17.16
Acres
2004
Built
WaterfrontWater accessPrivate poolIn-law suite17.16 acres$1,377/sqft360° tour
🏠Single Family Residence

Property type

🏗️2004

Year built

📐746,000 sqft

Lot size

📊$1,377

Price / sq ft

🏘️No HOA

HOA dues

📅23

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Welcome to your own private paradise! Nestled on 17.13 stunning lakefront acres along the shores of Live Oak Lake, this rare and unique property offers the perfect blend of luxury, privacy, and functionality. With 1,075 feet of direct lake frontage, gorgeous mature trees, and plenty of space to roam, this is the ideal setting for those seeking a waterfront retreat, multigenerational living, or the ultimate homestead.The main home is a spacious 3-bedroom, 3-bathroom residence featuring an open floor plan, a cozy den, and a bonus room for added flexibility. The kitchen, dining, and living spaces flow seamlessly—perfect for entertaining or simply enjoying the serene views. Step outside to your custom-designed pool with a rock cave and waterfall, all just steps from the water’s edge. Additional features include a 14x46 carport, attached 2-car garage, and a detached 2-car garage with a convenient half bath—plenty of room for toys, tools, or extra vehicles.The second home offers 2 bedrooms and 2 bathrooms, with its own lakefront views and private utilities. Whether you're accommodating extended family, guests, or looking for income potential, this home adds flexibility and value to the property.The entire property is fenced with an electric gate, and each home is on its own well, septic system, and electric meter. A massive 30x85 enclosed shop completes the package—ideal for a workshop, business use, RV storage, or hobbyist space.If you're looking for space, peace, privacy, and breathtaking waterfront living just minutes from town, this property is calling your name. Don't miss the opportunity to own a one-of-a-kind lakefront estate like this!

Estimated monthly payment

Principal & interest$19,215
Property taxes$611
Home insurance (est.)$1,742

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history23 days on market

  1. Status: Active
    Aug 11, 2025
  2. Listed$3,800,000
    Aug 11, 2025
  3. Price increased$3,800,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
23
Subdivision
Acreage & Unrec
County
Osceola
Year built
2004
Living area
2,760 sq ft
Price/sq ft
$1,377
Building area
4,000 sq ft (Owner)
Lot size
746,000 sq ft
Lot category
10 to less than 20
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,330 (2024)
Parcel #
16-26-31-0000-0020-0000
Zoning
OAC
MLS #
S5132509

Interior Details

Bedrooms
3
Full bathrooms
3
Half bathrooms
1
Flooring
Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener
Interior features
Ceiling Fans(s), Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
BUYER TO VERIFY WITH OSCEOLA COUNTY ANY LEASE RESTRICTIONS

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Available, Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst15x22
Bedroom 1First12x12
Bedroom 2First12x11
Bonus RoomSecond15x13
KitchenFirst16x15
Living RoomFirst15x16
Primary BathroomFirst9x12

Listing Details

Listing date
2025-08-11
On market date
2025-08-11
Original list price
$3,800,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2025-08-11
Tax legal description
BEG 138 FT E OF NW COR OF SEC 16, RUN E 792 FT, S 36 DEG 45 MIN E 1100 FT, W 810 FT TO WATERS EDGE O

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

192 HEADING EAST, TURN RIGHT ONTO LIVE OAK LAKE RD, PROPERTY IS AT THE END OF THE ROAD

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2025 at 7:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA