$905,000
3817 Calusa Point
Crystal River, FL 34428
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Spectacular 3/2 "stilt elevated" waterfront home with 1728 sq ft of high and dry upper-floor living area. Brand new AC unit just installed 1/27/2026. This beautiful house and property is located on a quiet cul de sac with over 150 feet of deep freshwater canal/creek frontage on two sides of the lot. The upper floor features high 9' plus ceilings, large water-front view windows, a spacious living room with fireplace, a dining area and open kitchen, and wood and tile floors throughout the home. This house is "move in ready," and furnishings are optional. Downstairs boasts a fully enclosed extra-large (nearly 800 sq feet) heated and air conditioned garage that may be used for vehicle parking, with enough extra space for 'toy" storage, extra entertainment space, or a workshop. A separate finished and enclosed space is included off the garage. There is a beautiful heated saltwater pool with a large screen-enclosed lanai for entertaining guests or simply for owner enjoyment. Pool equipment recently updated. The yard and grounds of this home are must-see with beautiful palm trees, a gorgeous lawn, and bloom-filled plants and shrubbery. A newly installed irrigation system assures easy continued lawn and landscape maintenance and beauty. The stone firepit with rock-bedded and landscaped sitting area offers amazing views of the water and the state park wildlife area across the canal. For the river and water lovers, there is direct and easy access to the world-famous Crystal River springs and the Gulf via a short boat ride or kayak paddle. The large fixed dock (12' x 40 ft) is outfitted with 2 boat lifts -- one suitable for a mid-size boat (6000 lbs) and another for jet-skis or other small PWC (3000 lbs) -- and a kayak rack. This home is located adjacent to several state park wildlife areas with ample opportunities for manatee, bird, and wildlife viewing as well as access to world-class near-shore and offshore fishing. Miles of biking and hiking trails are also located nearby on adjacent park lands. This property is also within biking distance to downtown Crystal River with its beautiful historic district, quaint shopping area, and waterfront restaurants and taverns. This is a great "retirement," vacation, or permanent home suitable for outdoor enthusiasts and those seeking all the wonderful amenities that Florida coastal living offers. Located in the highly desirable Indian Woods development, the house is just outside the city limits; therefore, it may be used as a short-term or long-term vacation rental by the owner for his/her guests. The elevated high-and-dry living area offers protection from flooding in the event of a hurricane surge. Current flood insurance is "assumable" and boasts a reasonable and very affordable premium at $996/yr. Current homeowner's insurance policy is $2,694/yr. Schedule your showing of this immaculate and spectacularly beautiful property today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history316 days on market
- Status: ActiveJun 20, 2025
- Listed$979,000Jun 19, 2025
- Price reduced$905,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 316
- Subdivision
- Indian Waters Unit 03a
- County
- Citrus
- Year built
- 2007
- Living area
- 1,728 sq ft
- Price/sq ft
- $524
- Building area
- 3,456 sq ft (Public Records)
- Lot size
- 14,078 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12017C0186E)
- Garage
- 4 spaces
- Pool
- Private pool
- Annual taxes
- $8,696 (2024)
- Parcel #
- 17E-18S-17-023A-00000-0690
- Zoning
- CLR
- MLS #
- OM704057
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Bamboo, Ceramic Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- Northwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 4
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Oversized
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Slab, Stilt/On Piling
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Concrete, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Upper | 15x15 |
| Dining Room | Upper | 15x13 |
| Kitchen | Upper | 12x12 |
| Primary Bedroom | Upper | 15x17 |
| Primary Bathroom | Upper | 8x9 |
| Bathroom 1 | Upper | 11x11 |
| Office | Upper | 11x12 |
| Bedroom 1 | Upper | 12x12 |
Listing Details
- Listing date
- 2025-06-19
- On market date
- 2025-06-19
- Original list price
- $979,000
- Occupant type
- Owner
- MLS area
- 34428 - Crystal River
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-06-20
- Tax legal description
- INDIAN WATERS UNIT 3-A PB 4 PG 149 LOT 69
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Crystal River head North on Hwy 19 -to left on State Park - to left on Calusa Point-home is on the end of the cul de sac
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 1, 2026 at 12:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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