$490,000

4107 Rock Creek Drive

Port Charlotte, FL 33948

Active
3
Beds
3
Baths
2,409
Sq Ft
0.25
Acres
1980
Built
WaterfrontWater accessPrivate poolFireplace$203/sqft360° tour
🏠Single Family Residence

Property type

🏗️1980

Year built

📐10,800 sqft

Lot size

📊$203

Price / sq ft

🏘️No HOA

HOA dues

📅470

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

One or more photo(s) has been virtually staged. Experience the best of waterfront living at 4107 Rock Creek Dr. Bring your boat and enjoy some of the best fishing and sunsets in just eight minutes to Charlotte Harbor. The serene canal setting is viewed from this spacious home featuring 3 bedrooms and 2.5 baths, and expansive indoor-outdoor areas perfectly designed for entertaining and relaxation with family and friends. This home has been thoughtfully upgraded for peace of mind. NEW ROOF (2021) ensures long-term protection and lower insurance costs. Most windows upgraded to Hurricane Impact, NEW POOL RESURFACED, LANAI PAVERS AND POOL CAGE (AUGUST 2022) , NEW POOL PUMP and NEW SOFFITS (AUGUST 2023). New Septic Tank (December, 2025). Dual A/C Units and Water Heaters for year-round comfort. The heart of the home is an updated kitchen that flows seamlessly into inviting living spaces, perfect for gatherings large or small. Step outside to your private oasis with a sparkling pool, gorgeous paver walkway, and expansive deck, perfect for sunny days and warm evenings. Every room opens directly to the pool area. For cozy nights, the family room welcomes you with a wood-burning fireplace, while a loft area provides the perfect spot for relaxation or play. With two AC units and two water heaters, you’ll enjoy year-round comfort and convenience. For boating and fishing enthusiasts, a dock with a boat lift awaits just steps from your door. Nearby is the vibrant town of Port Charlotte, FL, where you can enjoy a fantastic lifestyle surrounded by locally owned restaurants, an incredible park system, and world-class boating and fishing! Living in Port Charlotte means indulging in a thriving community filled with delightful dining options, beautiful parks for leisurely strolls, and endless opportunities for outdoor adventure. This home offers not just a residence, but an incredible lifestyle. Don’t miss your chance to embrace the charm and excitement of life at 4107 Rock Creek Dr. Schedule your showing today and discover the exceptional experience that awaits you in this booming harbor town!

Estimated monthly payment

Principal & interest$2,478
Property taxes$571
Home insurance (est.)$225

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history470 days on market

  1. Status: Active
    Jan 8, 2025
  2. Listed$599,000
    Jan 7, 2025
  3. Price reduced$490,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
470
Subdivision
Port Charlotte Sec 037
County
Charlotte
Year built
1980
Living area
2,409 sq ft
Price/sq ft
$203
Building area
4,212 sq ft (Public Records)
Lot size
10,800 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,852 (2025)
Parcel #
402229126013
Zoning
RSF3.5
MLS #
C7502807

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Stucco
Roof
Shingle
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryMeadow Park ElementaryGreatSchools ↗
MiddleMurdock MiddleGreatSchools ↗
High SchoolPort Charlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst18x12
Dining RoomFirst10x11
Living RoomFirst11x13
Primary BedroomFirst22x13
Primary BathroomFirst10x6
Bedroom 2First12x13
Bedroom 3First10x10
Bathroom 2First5x12
LaundryFirst18x5
LoftSecond9x15

Listing Details

Listing date
2025-01-05
On market date
2025-01-07
Original list price
$599,000
Occupant type
Vacant
MLS area
33948 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2025-01-08
Tax legal description
PCH 037 2127 0020 PORT CHARLOTTE SEC37 BLK2127 LT20 393/199 544/1905 734/348 908/62 1041/1794 UNREC DC-RS 3244755

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Edgewater to Rock Creek Dr. - home will be on the right hand side (canal side of the street)

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 22, 2026 at 4:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA