$79,000

40 Saddlebag Trail

Lake Wales, FL 33898

Active
2
Beds
1
Bath
642
Sq Ft
0.12
Acres
1976
Built
Water access55+ community$123/sqft

About this home

If you are looking for affordable retirement living, or a place to enjoy the winter with lots of activities, you just found it! This two bedroom newly remodeled and fully furnished home is located in the 55+ community of Saddlebag Lake Resort, where you OWN the land, no more paying lot rent. The home has laminate flooring throughout so it's easy to keep clean. You'll love the kitchen, with it's many cabinets and lots of counter space, and there's even an island for extra prep work and for sitting at to enjoy a meal. Upstairs you'll find two good size bedrooms, a nicely redone bathroom and loads of storage space. Outside you'll see the driveway is large enough to accommodate two vehicles, and out back there's a patio for grilling and a shed for all your tools. The home backs up to the orange grove, so you will have no rear neighbors, and is situated near the back of the resort so the traffic is minimal. Pets are welcome here, you'll be close to the dog park so you can let your furry family members run around. Enjoy all the resort has to offer, including the heated community pool, hot tub and saunas, tennis and pickle ball courts, shuffleboard and horse shoes, the rec room with pool tables and fitness equipment, boating and fishing on Saddlebag Lake, the clubhouse with planned activities and more - this is truly a must see! Call now for your private tour!

Estimated monthly payment

$735/mo

Principal & interest$399
Property taxes$73
Home insurance (est.)$36
HOA dues$227

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history472 days on market

  1. Status: Active
    Dec 4, 2024
  2. Listed$120,000
    Dec 4, 2024
  3. Price reduced$79,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Mobile Home
Status
Active
Days on market
472
Subdivision
Saddlebag Lake
County
Polk
Year built
1976
Living area
642 sq ft
Price/sq ft
$123
Lot size
5,036 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0590G)
Annual taxes
$873 (2023)
Parcel #
28-30-01-939020-039130
Zoning
PUD
MLS #
K4902717

Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Laminate
Appliances
Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Open Floorplan
Laundry
None
Stories / Levels
Two
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

HOA fee
$680 / Quarterly
Monthly HOA
$227/mo
Total monthly fees
$227/mo
Total annual fees
$2,720
HOA name
Tanisha Schroeder
CDD
No
Min lease term
1-7 Days
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No children are allowed to live here, but they may visit for up to two weeks at a time. At least one tenant must be 55 or older.

Exterior & Construction

Exterior features
Other, Rain Gutters
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace, Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst12.5x20
KitchenFirst12.5x11.5
Primary BedroomSecond12x9.7
Bedroom 2Second11x9.5

Listing Details

Listing date
2024-12-04
On market date
2024-12-04
Original list price
$120,000
Occupant type
Tenant
MLS area
33898 - Lake Wales
Listing AOR
Lake Wales
Status changed
2024-12-04
Tax legal description
SADDLEBAG LAKE UNIT #2 PB 61 PGS 18/20 BLK 39 LOT 13

Location

Flood zone
X(12105C0590G)

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd and make a left (see resort sign). Follow to the office, ring bell on porch and let them know who you are and where you are going, they will let you in remotely. Once through the gate, follow Saddlebag Trail to the fork in the road. Make a left onto Saddlebag Trail N., home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 21, 2026 at 1:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA