3946 Cedar Cay Circle, FL
Stellar MLS
1 / 1

$497,500

3946 Cedar Cay CircleValrico, FL 33596

Listing updated: November 10, 2026 at 8:22 PM ET

Active
Stellar MLSListing courtesy of Carter Company Realtors · Trish Carter · MLS #TB8566014 · Active · 813-661-4700
4
Beds
3
Baths
2,453
Sq Ft
0.31
Acres
1990
Built
◆Private pool◆$203/sqft◆360° tour
Single Family Residence

Property type

1990

Year built

13,536 sqft

Lot size

$203

Price / sq ft

$223/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Gated River Hills opportunity awaits! This single story 4-bedroom, 3-bathroom home offers 2,453 square feet, a 2-car garage PLUS a screened pool and lanai. A circular driveway greets you as you step through the double door entry into a formal living with a dining space to your right. A split floorplan has the primary suite just off the living room, separate from the rest of the home. The Primary Suite includes a walk in closet, dual sinks, soaking tub, step in shower and access to the screened lanai and pool. Find the heart of the home just beyond the dining room, the kitchen and family room combination. The kitchen includes upgraded cabinetry, stone counters, eat up bar seating, eat in space and a bonus additional work sink with pass through window to the lanai. Door of the eat in space leads to the outdoor oasis - in ground pool, large covered seating area and small fenced in yard. The secondary bedrooms with 2 full bathrooms and utilty room are down the hall off the family room, creating privacy for all. Located in the gated River Hills community with golf, parks, playground, fitness center, tennis courts and more. Convenient Valrico location close to shopping, restaurants and major roadways. It's good to be home!

Estimated monthly payment

Principal & interest$2,516
Property taxes$735
Home insurance (est.)$228
HOA dues$223

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Nov 10, 2026
  2. Listed$497,500
    Nov 10, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
River Hills Country Club Ph
County
Hillsborough
Year built
1990
Living area
2,453 sq ft
Price/sq ft
$203
Building area
3,302 sq ft (Public Records)
Lot size
13,536 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12057C0415H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$8,818 (2025)
Parcel #
U-09-30-21-36U-000006-00028.0
Zoning
PD
MLS #
TB8566014

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Hardwood, Wood
Appliances
None
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Stone Counters, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Driveway

HOA & Financial

HOA fee
$670 / Quarterly
Monthly HOA
$223/mo
Total monthly fees
$223/mo
Total annual fees
$2,680
HOA name
RHC Master Association/Green Acres Properties
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Seller not aware of restrictions, covenants, HOA, etc. It is the responsibility of the buyer to verify all of this information to their satisfaction. No seller disclosures avail. All measurements are estimates. Buyers due diligence is required/advised.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Concrete, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Water Available

Community

Pets allowed
Number Limit, Yes

Schools

ElementaryLithia Springs-HBGreatSchools ↗
MiddleRandall-HBGreatSchools ↗
High SchoolNewsome-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Family RoomFirst16x20
KitchenFirst12x13
Living RoomFirst12x14
Primary BedroomFirst14x15

Listing Details

Listing date
2026-11-09
On market date
2026-11-10
Original list price
$497,500
Occupant type
Vacant
MLS area
33596 - Valrico
Listing AOR
Suncoast Tampa
Status changed
2026-11-10
Tax legal description
RIVER HILLS COUNTRY CLUB PHASE I LOT 28 BLOCK 6

Flood risk

Minimal riskFEMA Zone XPanel 12057C0415H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Bloomingdale Ave, head south on Lithia Pinecrest Rd. Turn left onto New River Hills Pkwy through the River Hills main gate. Turn left onto Cedar Palm Dr. Property will be on your right on the corner.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 10, 2026 at 8:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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