3902 Cedar Cay Circle, FL
Stellar MLS
1 / 1

$450,000

3902 Cedar Cay CircleValrico, FL 33596

Listing updated: November 2, 2026 at 12:20 PM ET

Active
Stellar MLSListing courtesy of Re/Max Collective · Barrett Henry · MLS #TB8563010 · Active · 813-438-7841
3
Beds
2
Baths
1,896
Sq Ft
0.3
Acres
1992
Built
◆Private pool◆Fireplace◆$237/sqft
Single Family Residence

Property type

1992

Year built

13,132 sqft

Lot size

$237

Price / sq ft

$223/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 3902 Cedar Cay Circle, a pool home on a corner lot inside the 24 hour guard gated River Hills Country Club. The brick accented entry opens to vaulted ceilings, a formal living room, and a separate dining room with plenty of natural light. The kitchen has an island with a breakfast bar, a pantry, and an eat-in nook that looks out to the pool. The family room centers on a brick fireplace with sliding doors to the screened lanai. The owners suite sits on its own side of the home with direct pool access, two walk-in closets, a garden tub, a separate shower, and dual sinks with a makeup vanity. Two more bedrooms share a full bath on the opposite side. Outside, the screened in-ground pool and covered patio give you room to entertain, and the mature landscaping adds privacy. Big ticket items are handled: roof replaced in 2024 and a new water heater in 2025. Inside laundry with a utility sink and a two car garage. River Hills offers golf, tennis and pickleball, a fitness center, a community pool, playgrounds, and trails, with optional club memberships.

Estimated monthly payment

Principal & interest$2,275
Property taxes$218
Home insurance (est.)$206
HOA dues$223

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Nov 1, 2026
  2. Listed$450,000
    Nov 1, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
River Hills Country Club Ph
County
Hillsborough
Year built
1992
Living area
1,896 sq ft
Price/sq ft
$237
Building area
2,802 sq ft (Public Records)
Lot size
13,132 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12057C0415H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,615 (2025)
Parcel #
U-09-30-21-36U-000006-00006.0
Zoning
PD
MLS #
TB8563010

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Chair Rail, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room, Sink
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$670 / Quarterly
Monthly HOA
$223/mo
Total monthly fees
$223/mo
Total annual fees
$2,680
HOA name
River Hills Master Association, Inc.
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify all leasing rules with the River Hills HOA.
Approval process
Buyer to verify with the River Hills HOA.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Brick, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryLithia Springs-HBGreatSchools ↗
MiddleRandall-HBGreatSchools ↗
High SchoolNewsome-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary Bedroom13x20
Primary Bathroom13x12
Bedroom 211x13
Bedroom 311x13
Bathroom 28x8
Kitchen19x14
Dinette9x12
Family Room16x15
Living Room17x10
Dining Room12x16
Foyer11x8
Laundry11x6

Listing Details

Listing date
2026-10-29
On market date
2026-11-01
Original list price
$450,000
Occupant type
Owner
MLS area
33596 - Valrico
Listing AOR
Suncoast Tampa
Status changed
2026-11-01
Tax legal description
RIVER HILLS COUNTRY CLUB PHASE I LOT 6 BLOCK 6

Flood risk

Minimal riskFEMA Zone XPanel 12057C0415H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Enter River Hills Country Club through the guard gate on New River Hills Pkwy. Follow to Cedar Cay Cir. Home is on the corner.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 2, 2026 at 12:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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