
$450,000
3902 Cedar Cay CircleValrico, FL 33596
Listing updated: November 2, 2026 at 12:20 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to 3902 Cedar Cay Circle, a pool home on a corner lot inside the 24 hour guard gated River Hills Country Club. The brick accented entry opens to vaulted ceilings, a formal living room, and a separate dining room with plenty of natural light. The kitchen has an island with a breakfast bar, a pantry, and an eat-in nook that looks out to the pool. The family room centers on a brick fireplace with sliding doors to the screened lanai. The owners suite sits on its own side of the home with direct pool access, two walk-in closets, a garden tub, a separate shower, and dual sinks with a makeup vanity. Two more bedrooms share a full bath on the opposite side. Outside, the screened in-ground pool and covered patio give you room to entertain, and the mature landscaping adds privacy. Big ticket items are handled: roof replaced in 2024 and a new water heater in 2025. Inside laundry with a utility sink and a two car garage. River Hills offers golf, tennis and pickleball, a fitness center, a community pool, playgrounds, and trails, with optional club memberships.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveNov 1, 2026
- Listed$450,000Nov 1, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- River Hills Country Club Ph
- County
- Hillsborough
- Year built
- 1992
- Living area
- 1,896 sq ft
- Price/sq ft
- $237
- Building area
- 2,802 sq ft (Public Records)
- Lot size
- 13,132 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12057C0415H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $2,615 (2025)
- Parcel #
- U-09-30-21-36U-000006-00006.0
- Zoning
- PD
- MLS #
- TB8563010
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Chair Rail, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room, Sink
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $670 / Quarterly
- Monthly HOA
- $223/mo
- Total monthly fees
- $223/mo
- Total annual fees
- $2,680
- HOA name
- River Hills Master Association, Inc.
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify all leasing rules with the River Hills HOA.
- Approval process
- Buyer to verify with the River Hills HOA.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Brick, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | 13x20 | |
| Primary Bathroom | 13x12 | |
| Bedroom 2 | 11x13 | |
| Bedroom 3 | 11x13 | |
| Bathroom 2 | 8x8 | |
| Kitchen | 19x14 | |
| Dinette | 9x12 | |
| Family Room | 16x15 | |
| Living Room | 17x10 | |
| Dining Room | 12x16 | |
| Foyer | 11x8 | |
| Laundry | 11x6 |
Listing Details
- Listing date
- 2026-10-29
- On market date
- 2026-11-01
- Original list price
- $450,000
- Occupant type
- Owner
- MLS area
- 33596 - Valrico
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-11-01
- Tax legal description
- RIVER HILLS COUNTRY CLUB PHASE I LOT 6 BLOCK 6
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Enter River Hills Country Club through the guard gate on New River Hills Pkwy. Follow to Cedar Cay Cir. Home is on the corner.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 2, 2026 at 12:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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