Free Seller Resource
The Property Condition Worksheet
Before a single photo is taken, I walk the house with this five-page worksheet and fill it out. Roof year. Both A/C units. Water heater. Electrical panel brand. Pipe material. Septic pump-out and inspection dates. Permit status on every system.
It's the same information a buyer's inspector and an insurance underwriter are going to ask for eventually. I'd rather have the answers in week one than find out during an inspection period that the panel is a brand carriers won't write, or that nobody has pumped the septic in six years.
What it covers
Five pages. No filler.
01
Systems age matrix
Installed year, brand, last service date, permit status and warranty for sixteen systems in one table. Roof, both A/C units, both water heaters, windows, electrical panel, plumbing, septic or sewer, well, pool equipment, generator, solar.
02
The insurance items
Everything a Florida 4-point inspection asks: panel type and brand, aluminum wiring and how it was repaired, pipe material, water heater relief valve, roof age and remaining life. Plus wind mitigation, flood zone, claim history and current premium.
03
Septic and well
Last pump-out date, last inspection date, tank and drainfield location, county permit on file, and whether it's ever backed up.
04
What conveys
Appliances, fixtures, window treatments, mounts, pool equipment, remotes and codes, so nothing gets argued about at walkthrough.
05
Permits, HOA and disclosures
Open or expired permits, unpermitted work, survey, liens, CDD fees, special assessments, rental restrictions.
Systems tracked on the age matrix
Why this matters in Florida
Most Florida deals that fall apart after contract fall apart over something that was knowable before the house went live. An A/C past its service life. A roof too old for a carrier to write. Polybutylene pipe. A panel brand that makes a house uninsurable. Work done without a permit.
Finding those in week one means we price for them, fix them, or disclose them on our terms. Finding them in the inspection period means renegotiating from the back foot.
Get the worksheet
Five pages, letter size. Free to use — it's the same worksheet I fill out on my own listings.
Download the free PDFReady to see how your home stacks up?
The worksheet is the homework. The next step is a real conversation about your listing — or a fast, no-obligation number on what your home is worth today.