104 Klosterman Road, FL
Stellar MLS
1 / 1

$1,850,000

104 Klosterman RoadPalm Harbor, FL 34683

Listing updated: October 16, 2026 at 4:08 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Matt Brown · MLS #TB8555060 · Active · 727-538-9200
4
Beds
3
Baths
3,542
Sq Ft
0.2
Acres
1973
Built
◆Waterfront◆Water access◆Private pool◆Fireplace◆$522/sqft
Single Family Residence

Property type

1973

Year built

8,664 sqft

Lot size

$522

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Discover the ultimate Florida waterfront lifestyle in this stunning coastal retreat, perfectly suited as a private residence, vacation getaway, or high-performing rental investment. With spectacular St Joseph Sound and Gulf views from nearly every room, this exceptional home captures the beauty of its surroundings while offering the comfort, privacy, and amenities you’ve been looking for. Nestled at the end of a quiet cul-de-sac, this property offers direct deep-water Gulf access from your private dock, making it ideal for boating, sailing, fishing, and exploring the pristine islands and waterways nearby. The waterfront has been thoughtfully enhanced with a new dock in 2024 and boat lift in 2025, creating an exceptional setup for enjoying life on the water. The home has also been thoughtfully updated with numerous recent improvements, including: New kitchen and appliances — 2024 New water heater — 2024 New pool pump — 2024 New dock — 2024 New boat 10,000 lb lift — 2025 New washer and dryer — 2025 Roof — 2018 (upper roof) / 2005 (lower roof) Outside, low-maintenance landscaping allows you to spend more time enjoying the spectacular Florida setting. A serene private pool creates your own secluded oasis, tucked away from neighboring views and perfect for relaxing in the sunshine or unwinding after a day on the water. Inside, the main living level showcases an inviting open-concept design created to maximize the incredible water views. Elegant finishes and designer touches complement the space, including solid wood cabinetry, quartz countertops, and a beautiful bar area—perfect for entertaining family and friends. The spacious main level also features ample storage, a stylish powder room, a laundry/utility room, and a garage, providing both functionality and convenience. Upstairs, you'll find four generously sized bedrooms and two beautifully appointed bathrooms, each featuring double vanities. Step outside onto the expansive upper deck and enjoy refreshing Gulf breezes, breathtaking sunsets, and uninterrupted waterfront vistas. Whether you're looking for a private coastal sanctuary, a second home, or an investment property with strong vacation-rental appeal, this exceptional Gulf-access residence offers an opportunity to embrace the best of Florida waterfront living. Properties offering this combination of deep-water access, Gulf views, private dockage, pool, and recent updates are highly sought after. Don't miss your opportunity to make this extraordinary coastal retreat your own.

Estimated monthly payment

Principal & interest$9,355
Property taxes$1,400
Home insurance (est.)$848

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 16, 2026
  2. Listed$1,850,000
    Oct 16, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Baywood Village
County
Pinellas
Year built
1973
Living area
3,542 sq ft
Price/sq ft
$522
Building area
4,517 sq ft (Public Records)
Lot size
8,664 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$16,798 (2025)
Parcel #
23-27-15-05814-000-0030
Zoning
R-3
MLS #
TB8555060

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Faces Side

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, Owner Financing
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Check with Association

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Available, Public, Sewer Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Great RoomFirst
Primary BedroomSecond
Primary BathroomSecond

Listing Details

Listing date
2026-10-16
On market date
2026-10-16
Original list price
$1,850,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-10-16
Tax legal description
BAYWOOD VILLAGE LOT 3 & THAT PT OF LOT 2 DESC AS BEG SW COR OF SD LOT 3 TH N00D03'50"E 15FT TH S19D30'35"W 13.89FT TH CUR RT RAD 170FT ARC 5FT CB S67D34'58"E 5FT TO POB

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Alternate 19 N/S to West on Klosterman Road to address

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 16, 2026 at 4:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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