$859,900
3145 Packard Avenue
St Cloud, FL 34772
Listing updated: September 26, 2026 at 11:39 AM ET
Listing courtesy of Vesti Llc · Juan Vanegas Montoya · MLS #O6439242 · Active · 407-749-5489Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Space, privacy, and zero restrictions — this nearly 5-acre estate is a rare find in Central Florida. Sitting on 4.8 sprawling acres with no HOA, this 5-bedroom, 4.5-bathroom home gives you the freedom to live, build, and grow exactly how you want, whether that's room for horses, RVs, a boat, or simply the peace of wide-open land. Step inside to a fully renovated interior featuring a brand-new kitchen, updated bathrooms, and new flooring throughout — move-in ready with none of the guesswork. A 2022 roof means major system worries are already handled, and the paid-off solar panels (included with the sale) offer the next owner dramatically lower utility bills from day one, a rare and valuable upgrade that pays for itself. With five bedrooms and four and a half baths, there's room for large families, multi-generational living, or guests, while the acreage offers endless possibilities: a future pool, workshop, guest house, or hobby farm, all just minutes from Downtown St. Cloud's shops and restaurants and a short drive to Lake Nona, Medical City, and Orlando's major employment corridors. Properties with this much usable land, this close to town, and with no HOA rarely come available — schedule your private showing before this one is gone.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history22 days on market
- Status: ActiveSep 4, 2026
- Listed$899,900Sep 4, 2026
- Price reduced$859,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 22
- Subdivision
- S L & I C
- County
- Osceola
- Year built
- 1977
- Living area
- 3,358 sq ft
- Price/sq ft
- $256
- Building area
- 4,072 sq ft (Public Records)
- Lot size
- 209,262 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $8,232 (2025)
- Parcel #
- 19-26-31-4950-0001-1070
- Zoning
- OA2M
- MLS #
- O6439242
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Half bathrooms
- 1
- Flooring
- Vinyl
- Appliances
- Convection Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Thermostat
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- None
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Public
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 23x18 |
| Kitchen | First | 19x15 |
| Great Room | First | 22x20 |
Listing Details
- Listing date
- 2026-09-04
- On market date
- 2026-09-04
- Original list price
- $899,900
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-09-04
- Tax legal description
- S L & I C PB B PG 25 LOT 107
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
On Hickory tree to Pine tree way turn right on Packard, home is down the street to your right. Take Canoe Creek road left on Pine tree way, Left on Packard home is down the street to your right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 26, 2026 at 11:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA