4132 Martindale Loop, FL4132 Martindale Loop, FL4132 Martindale Loop, FL
Stellar MLS
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$399,900

4132 Martindale Loop

Winter Haven, FL 33884

Listing updated: July 20, 2026 at 12:05 PM ET

Active
Stellar MLSListing courtesy of Trade Winds Realty · Mike Webb · MLS #L4963446 · Active · 863-397-6944
4
Beds
3
Baths
1,894
Sq Ft
0.19
Acres
2008
Built
55+ community$211/sqft360° tour
Single Family Residence

Property type

2008

Year built

8,481 sqft

Lot size

$211

Price / sq ft

$484/mo

HOA dues

2

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this beautifully maintained, energy-efficient 4-bedroom, 3-bath home in the highly desirable Traditions at Ruby Lake, a premier 55+ gated community offering the very best of Florida resort-style living. Situated on an oversized lot, this exceptional home features a desirable split floor plan Jack and Jill bathroom w/ walk-in tub and soaring high ceilings that create a bright, open, and spacious feel throughout. Thoughtfully upgraded for both comfort and efficiency, the home offers a spacious, expanded screened lanai with brick pavers—the perfect outdoor retreat for entertaining or enjoying a quiet evening—enhanced by customizable LED lighting to create the ideal ambiance. Energy-saving features include foam-core insulation in the concrete block walls, new Andersen windows, and a freshly painted exterior. Inside, you'll find hardwood flooring in the primary bedroom and front bedroom, which also makes an ideal home office. The kitchen is beautifully appointed with custom cabinetry, granite countertops, slate stainless steel appliances, and abundant storage. Custom maple shelving in the pantry, laundry room, and both linen closets adds both elegance and functionality. The primary bath also features granite countertops, completing the home's high-quality finishes. Designed for comfortable everyday living and effortless entertaining, this home offers generous living spaces that provide both privacy and flexibility for family and guests. HOA dues provide exceptional value and include weekly lawn and landscape maintenance, Spectrum TV service, and exterior house painting every seven years. Residents also enjoy full access to the community's impressive lakefront clubhouse, featuring a resort-style pool and spa, sauna, showers, a fully equipped fitness center, staffed front desk, library, business center, billiards room, craft room, and a spacious ballroom that hosts meetings, dances, entertainment, guest speakers, clubs, and social events. Outdoor amenities are equally impressive and include tennis, basketball, bocce ball, shuffleboard, pickleball, three community boat docks, a picturesque lakeside gazebo, and a paved walking path along the lake—perfect for morning strolls or evening exercise. If you're looking for a move-in-ready home with exceptional upgrades, low-maintenance living, and an active, resort-style lifestyle, this is the one you won't want to miss!

Estimated monthly payment

Principal & interest$2,022
Property taxes$245
Home insurance (est.)$183
HOA dues$484

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Jul 18, 2026
  2. Listed$399,900
    Jul 18, 2026
  3. Price increased$399,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
Traditions Ph 02
County
Polk
Year built
2008
Living area
1,894 sq ft
Price/sq ft
$211
Building area
2,465 sq ft (Public Records)
Lot size
8,481 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0535H)
Garage
2 spaces
Annual taxes
$2,936 (2025)
Parcel #
26-29-13-687554-001600
MLS #
L4963446

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Eat-in Kitchen, Kitchen/Family Room Combo, L Dining, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$484 / Monthly
Monthly HOA
$484/mo
Total monthly fees
$484/mo
Total annual fees
$5,808
HOA name
LELAND MANAGEMENT
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, Lease Purchase, Owner Financing, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
MUST BE 55 OR OLDER

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
FoyerFirst8x10
Great RoomFirst14x24
KitchenFirst12x12
LaundryFirst6x6
DinetteFirst6x6
Primary BedroomFirst12x15
Bedroom 1First10x11
Bedroom 2First10x11
Bedroom 3First10x11
Balcony/Porch/LanaiFirst18x23
Dining RoomFirst10x14

Listing Details

Listing date
2026-07-18
On market date
2026-07-18
Original list price
$399,900
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Lakeland
Status changed
2026-07-18
Tax legal description
TRADITIONS PHASE 2 PB 141 PGS 37-40 LOT 160

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Rt. 27 take Thompson Nursery Rd. west to right turn into Traditions main gate. Follow Traditions Blvd. to left on Grenville Rd, to right on Raleigh, to right on Martindale Loop. House is at the top on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 20, 2026 at 12:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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