3890 Bedford Avenue, FL
Stellar MLS

$395,000

3890 Bedford Avenue

Winter Haven, FL 33884

Listing updated: April 20, 2026 at 7:12 AM ET

Active
4
Beds
3
Baths
2,322
Sq Ft
0.13
Acres
2019
Built
Water access55+ community3-car garage$170/sqft
Single Family Residence

Property type

2019

Year built

6,064 sqft

Lot size

$170

Price / sq ft

$485/mo

HOA dues

2

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to TRADITIONS, an active 55+ gated community located in the heart of the state on Lake Ruby. From swimming laps in the olympic size pool, casting a line at the lake, swinging a pickleball racquet or utilizing the fitness room and scheduled classes, there is plenty to do to stay in shape. If you prefer a more relaxed day, the clubhouse provides plenty of social spaces for card games, crafting, puzzles and reading a book. The community has planned monthly activities, they even plan a yearly community cruise if that's your vibe. You don't need to leave the community to find something to do, however; Disney and Universal Studios are nearby and you can reach either coast in less than two hours. The community is close to shopping (Publix coming soon), medical facilities, Legoland and the quaint downtown area of Winter Haven with boutique shops and local restaurants. This community is truly the ultimate 55+ lifestyle. The monthly dues include: community amenities, Spectrum cable and internet, lawn maintenance, common area maintenance, and exterior paining every 8 years. Now for the house: This is a Kennedy model floorplan, one of the most sought after in this community. It is a SHOW STOPPER from top to bottom and these Sellers have executed great care during their ownership. You will appreciate some of the additions they have made such as the extended rear screened lanai with Coolaroo shades and a motorized hurricane shutter. They also extended a paver BBQ area for those who like to grill. They added overhead storage racks in the garage and if you are an angler you will appreciate the storage system for the fishing poles! They have also added a motorized screen door for the days that you want to tinker in the garage and keep the bugs out. The exterior was just painted in 2025. The lawn is manicured with professional landscape edged flower beds and best of all the grass is maintained by the HOA. Step inside the front door to be instantly impressed with the high ceilings. The space is open enough for great entertaining but also offers space to spread out when needed. Ceramic tile in all the wet areas and living spaces with 5 inch baseboards and crown molding give the feeling of luxury. Recessed lighting, pendant lights as well as good window placement bring good lighting into the space. The kitchen is spectacular. 42 inch upper cabinets, quartz counters, walk in pantry and preparation island make the space functional for the chef and easy to entertain in. There are three dining space choices: formal dining area, breakfast nook and a breakfast bar providing with plenty of seating. The living room flows perfectly from the triple sliding door onto the lanai. The wall mounted TV's convey. The floorplan also offers a triple split bedroom plan. The primary bedroom offers an ensuite and the walk in closet has custom built in shelving. The ensuite has dual sinks, private commode room, linen closet and soaking tub. The walk in shower has no step and has nice glass doors. The 2nd and 3rd bedrooms share a guest bath with dual sinks and the 4th bedroom has a private ensuite. You truly have to see this home to appreciate its flow, style, tidiness and all the features that make this place a HOME! If 55+ living in Florida is what you have been dreaming of, you just found it! Come make some new Traditions!

Estimated monthly payment

Principal & interest$1,997
Property taxes$430
Home insurance (est.)$181
HOA dues$485

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Apr 18, 2026
  2. Listed$395,000
    Apr 18, 2026
  3. Price increased$395,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
Traditions Ph 02
County
Polk
Year built
2019
Living area
2,322 sq ft
Price/sq ft
$170
Building area
3,059 sq ft (Public Records)
Lot size
6,064 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0535H)
Garage
3 spaces
Annual taxes
$5,156 (2025)
Parcel #
26-29-13-687554-000470
Zoning
R
MLS #
L4961088

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Garage, Off Street

HOA & Financial

HOA fee
$485 / Monthly
Monthly HOA
$485/mo
Total monthly fees
$485/mo
Total annual fees
$5,820
HOA name
Leland Management/Dulcy Murchison
CDD
No
Homestead exemption
Yes
Min lease term
2 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA for Lease Regulations
Approval process
New Resident form required with proof of age.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Rain Gutters, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst18x16
Dining RoomFirst17x12
Living RoomFirst16x16
Primary BedroomFirst14x13
Bathroom 2First11x11
Bathroom 3First12x10
Bathroom 4First11x10

Listing Details

Listing date
2026-04-15
On market date
2026-04-18
Original list price
$395,000
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Lakeland
Status changed
2026-04-18
Tax legal description
TRADITIONS PHASE 2 PB 141 PGS 37-40 LOT 47

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

HWY 27 South to West on Thompson Nursery Road to North on Traditions BLVD N (Community Gate) to right on Grenville Dr to right on Plymouth Dr to right on Bedford Ave to property on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 20, 2026 at 7:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA