4043 Bedford Avenue, FL
Stellar MLS
1 / 1

$359,900

4043 Bedford AvenueWinter Haven, FL 33884

Listing updated: October 16, 2026 at 12:47 PM ET

Active
Stellar MLSListing courtesy of The Stones Real Estate Firm · Deanna Stone · MLS #L4965727 · Active · 863-412-2080
2
Beds
2
Baths
1,871
Sq Ft
0.16
Acres
2015
Built
◆Water access◆55+ community◆$192/sqft
Single Family Residence

Property type

2015

Year built

7,083 sqft

Lot size

$192

Price / sq ft

$485/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

UPGRADED HOME IN THE GATED RESORT-STYLE COMMUNITY OF TRADITIONS: Meticulously maintained and thoughtfully upgraded 2 bedroom, 2 bath home with a versatile den that can easily serve as a 3rd bedroom, located in the desirable Traditions at Lake Ruby community. Enjoy comfortable living and an active lifestyle in this gated 55+ community in Winter Haven. This beautifully maintained home features extensive improvements, generous outdoor living space and transferable home warranty until April of 2030. The open floor plan brings the great room and kitchen together for easy everyday living and entertaining. New laminate flooring adds warmth, while the kitchen features quartz countertops, an island with seating and pendant lighting, stainless steel appliances including a double oven with air-frying and microwave capabilities and a closet pantry. An adjoining dinette provides a casual dining spot, while the formal dining room offers an inviting setting for intimate dinners and holiday gatherings. The spacious primary suite features a tray ceiling, a walk-in closet with custom built-ins and an ensuite bath with a quartz countertop, dual sinks, a handicap accessible walk-in shower and a private water closet. The comfortably sized secondary bedroom is conveniently situated near the guest bathroom, which features a new walk-in shower. An interior laundry room with storage cabinets adds everyday convenience. Three sets of sliding doors create a natural connection to the expansive covered and screened lanai. Finished with paver flooring, this generous outdoor space offers room for relaxing, dining and hosting larger gatherings. A separate paver patio just outside the enclosure provides a convenient grilling area, while refreshed tropical landscaping enhances the setting. Enjoy added peace of mind in Florida with a new roof installed in 2024 and a 2024 Generac 24kW whole-house generator with a transferable warranty and powered by a 500-gallon buried propane tank capable of providing up to three weeks of backup power eliminating much of the stress and uncertainty associated with unexpected power outages, whether short-term or extended. Additional significant improvements made in 2023/2024 include new interior and exterior paint, new laminate flooring and a Puragain water purification system with reverse osmosis in the kitchen. The two-car garage features screen doors, epoxy flooring, a 240-volt connection for electric vehicle charging and attic stairs. Additional features include surround sound, an ADT security system, an irrigation system with a separate irrigation meter, rain gutters, a paver driveway and walkway and more. The monthly maintenance fee of $485 includes lawn care, bush and hedge trimming, exterior home painting, cable TV, internet, trash removal and access to the clubhouse and community amenities. Just a short walk from the home, the lakefront clubhouse offers a heated pool and spa, fitness center, ballroom, library, dance studio, arts and crafts studio and a computer room. Outdoor amenities include shuffleboard, basketball, tennis and bocce ball, along with a community boat ramp, dock and dog park. A new Publix located just outside the community gate makes everyday errands especially convenient, with dining and medical facilities only minutes away. Centrally located between Tampa and Orlando, this thoughtfully improved home offers an inviting opportunity to enjoy the maintenance-free lifestyle of Traditions at Lake Ruby.

Estimated monthly payment

Principal & interest$1,820
Property taxes (est.)$330
Home insurance (est.)$165
HOA dues$485

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 16, 2026
  2. Listed$359,900
    Oct 16, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Traditions Ph 02
County
Polk
Year built
2015
Living area
1,871 sq ft
Price/sq ft
$192
Building area
2,701 sq ft (Estimated)
Lot size
7,083 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0535H)
Garage
2 spaces
Parcel #
26-29-13-687554-000710
MLS #
L4965727

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Built-In Oven, Convection Oven, Dishwasher, Range, Refrigerator, Water Filtration System
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener

HOA & Financial

HOA fee
$485 / Monthly
Monthly HOA
$485/mo
Total monthly fees
$485/mo
Total annual fees
$5,820
HOA name
Leland Management / Dulcy Murchison
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
HOA requires age verification and a background check. Must contact HOA directly to confirm all leasing restrictions.
Approval process
Must contact HOA directly to confirm all leasing restrictions.

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Rain Gutters, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Propane, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Yes
Senior community
Yes

Schools

ElementaryChain O Lakes ElemGreatSchools ↗
MiddleMcLaughlin Academy Of ExcellenceGreatSchools ↗
High SchoolMclaughlin Academy Of ExcellenceGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst17x18
KitchenFirst10x13
Dining RoomFirst10x12
DinetteFirst8x10
OfficeFirst10x11
Primary BedroomFirst13x19
Primary BathroomFirst9x12
Bedroom 2First11x12
Bathroom 2First5x8
LaundryFirst6x9
Balcony/Porch/LanaiFirst19x20

Listing Details

Listing date
2026-10-16
On market date
2026-10-16
Original list price
$359,900
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Lakeland
Status changed
2026-10-16
Tax legal description
TRADITIONS PHASE 2 PB 141 PGS 37-40 LOT 71

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Use gated entrance on Thompson Nursery Rd and take Traditions Blvd N to Bedford and make a right. Home is down on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 16, 2026 at 12:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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