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Stellar MLS
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$845,000

728 Congaree Loop

The Villages, FL 32163

Listing updated: July 13, 2026 at 3:22 PM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Kimberly Volean · MLS #G5114896 · Active · 877-366-2213
3
Beds
3
Baths
2,829
Sq Ft
0.23
Acres
2017
Built
55+ community$299/sqft360° tour
Single Family Residence

Property type

2017

Year built

10,204 sqft

Lot size

$299

Price / sq ft

No HOA

HOA dues

3

Days on market

2

Garage spaces

X

Flood zone

About this home

Custom Luxury Home | Gourmet Kitchen Suite | Private Guest Wing -- Situated on a corner parcel of just under a quarter acre in the highly desirable Village of Osceola Hills, this thoughtfully customized Extended Begonia was built in 2017. Offering 2,829 square feet of beautifully designed living space, it features three bedrooms, two full baths, one half bath, and an extended two-car plus golf cart garage. A covered front entry welcomes you home before opening to a refined foyer featuring board-and-batten millwork, crown molding, a lantern-style pendant, and elegant sight lines that draw you into the heart of the home. The living and dining spaces create an inviting setting for everything from intimate dinners to holiday celebrations. The open design allows each room to feel connected while maintaining its own character. Natural light, thoughtfully selected finishes, and plank tile flooring throughout the main living areas create warm, timeless atmosphere. At the center of the home is a chef’s kitchen designed for everyday living. Featuring ceiling-height cabinetry, a spacious center island, a peninsula with matching granite countertops, premium stainless steel appliances, and exceptional storage throughout, this space is as functional as it is beautiful. Just beyond the kitchen, a separate oversized laundry room offers extensive cabinetry and generous workspace, while an enormous walk-in pantry complete with a second refrigerator is conveniently located around the corner, creating a true working kitchen suite rarely found in The Villages. The adjoining family room offers a comfortable place to gather and unwind, while a dedicated office overlooks the screened lanai through a large sliding glass door and enjoys tranquil views of the landscaped yard. The primary suite is a true retreat with a spacious bedroom, a well-appointed spa-inspired bath featuring a stunning tiled Roman walk-in shower, dual vanities, and an oversized walk-in closet. A second private bedroom suite with its own full bath provides exceptional comfort and privacy for family or long-term guests, while the conveniently located half bath is ideal for visitors. Designed with comfort and elegance throughout, every detail has been thoughtfully planned for the way you live. Custom board-and-batten millwork, plantation shutters, crown molding, coordinated finishes, generous storage, and an exceptional floor plan reflect quality craftsmanship and careful attention to detail. Perfectly positioned just off Morse Boulevard between State Road 44 and County Road 466A, this exceptional home places you within easy reach of recreation, championship and executive golf, shopping, dining, and two of The Villages' most popular town squares. Whether you’re spending an evening enjoying live music at Brownwood Paddock Square or dining along the waterfront at Lake Sumter Landing, you’ll appreciate having so many of the community's favorite destinations just minutes away.

Estimated monthly payment

Principal & interest$4,273
Property taxes$722
Home insurance (est.)$387

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    Jul 11, 2026
  2. Listed$845,000
    Jul 10, 2026
  3. Price increased$845,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
3
Subdivision
Villages/Sumter Un 194
County
Sumter
Year built
2017
Living area
2,829 sq ft
Price/sq ft
$299
Building area
3,731 sq ft (Public Records)
Lot size
10,204 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12119C0154D)
Garage
2 spaces
Annual taxes
$8,661 (2025)
Parcel #
G24B123
Zoning
RES
MLS #
G5114896

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Washer
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$204/mo
Total annual fees
$2,448
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Lease Restrictions
Approval process
See Lease Restrictions

Exterior & Construction

Exterior features
Lighting, Sliding Doors
Construction materials
Stucco
Roof
Shingle
Foundation
Block
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Primary BedroomFirst
Primary Bedroom 2First
Bedroom 3First
LaundryFirst
Family RoomFirst
OfficeFirst
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2026-07-10
On market date
2026-07-10
Original list price
$845,000
Occupant type
Owner
MLS area
32163 - The Villages
Listing AOR
Orlando Regional
Status changed
2026-07-11
Tax legal description
LOT 123 THE VILLAGES OF SUMTER UNIT NO. 194 PB 16 PGS 4-4L

Flood risk

Minimal riskFEMA Zone XPanel 12119C0154D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From State Rt 44 in The Villages, head North on Morse Blvd. Turn Right at Deskin Ln and then turn Left on to McDowell Drive. Take another Left on to Congaree Loop, and the home is the first home on the Right side of the street.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 13, 2026 at 3:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA