$845,000
728 Congaree Loop
The Villages, FL 32163
Listing updated: July 13, 2026 at 3:22 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Custom Luxury Home | Gourmet Kitchen Suite | Private Guest Wing -- Situated on a corner parcel of just under a quarter acre in the highly desirable Village of Osceola Hills, this thoughtfully customized Extended Begonia was built in 2017. Offering 2,829 square feet of beautifully designed living space, it features three bedrooms, two full baths, one half bath, and an extended two-car plus golf cart garage. A covered front entry welcomes you home before opening to a refined foyer featuring board-and-batten millwork, crown molding, a lantern-style pendant, and elegant sight lines that draw you into the heart of the home. The living and dining spaces create an inviting setting for everything from intimate dinners to holiday celebrations. The open design allows each room to feel connected while maintaining its own character. Natural light, thoughtfully selected finishes, and plank tile flooring throughout the main living areas create warm, timeless atmosphere. At the center of the home is a chef’s kitchen designed for everyday living. Featuring ceiling-height cabinetry, a spacious center island, a peninsula with matching granite countertops, premium stainless steel appliances, and exceptional storage throughout, this space is as functional as it is beautiful. Just beyond the kitchen, a separate oversized laundry room offers extensive cabinetry and generous workspace, while an enormous walk-in pantry complete with a second refrigerator is conveniently located around the corner, creating a true working kitchen suite rarely found in The Villages. The adjoining family room offers a comfortable place to gather and unwind, while a dedicated office overlooks the screened lanai through a large sliding glass door and enjoys tranquil views of the landscaped yard. The primary suite is a true retreat with a spacious bedroom, a well-appointed spa-inspired bath featuring a stunning tiled Roman walk-in shower, dual vanities, and an oversized walk-in closet. A second private bedroom suite with its own full bath provides exceptional comfort and privacy for family or long-term guests, while the conveniently located half bath is ideal for visitors. Designed with comfort and elegance throughout, every detail has been thoughtfully planned for the way you live. Custom board-and-batten millwork, plantation shutters, crown molding, coordinated finishes, generous storage, and an exceptional floor plan reflect quality craftsmanship and careful attention to detail. Perfectly positioned just off Morse Boulevard between State Road 44 and County Road 466A, this exceptional home places you within easy reach of recreation, championship and executive golf, shopping, dining, and two of The Villages' most popular town squares. Whether you’re spending an evening enjoying live music at Brownwood Paddock Square or dining along the waterfront at Lake Sumter Landing, you’ll appreciate having so many of the community's favorite destinations just minutes away.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveJul 11, 2026
- Listed$845,000Jul 10, 2026
- Price increased$845,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 3
- Subdivision
- Villages/Sumter Un 194
- County
- Sumter
- Year built
- 2017
- Living area
- 2,829 sq ft
- Price/sq ft
- $299
- Building area
- 3,731 sq ft (Public Records)
- Lot size
- 10,204 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12119C0154D)
- Garage
- 2 spaces
- Annual taxes
- $8,661 (2025)
- Parcel #
- G24B123
- Zoning
- RES
- MLS #
- G5114896
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $204/mo
- Total annual fees
- $2,448
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Lease Restrictions
- Approval process
- See Lease Restrictions
Exterior & Construction
- Exterior features
- Lighting, Sliding Doors
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bedroom 2 | First | |
| Bedroom 3 | First | |
| Laundry | First | |
| Family Room | First | |
| Office | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-07-10
- On market date
- 2026-07-10
- Original list price
- $845,000
- Occupant type
- Owner
- MLS area
- 32163 - The Villages
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-11
- Tax legal description
- LOT 123 THE VILLAGES OF SUMTER UNIT NO. 194 PB 16 PGS 4-4L
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From State Rt 44 in The Villages, head North on Morse Blvd. Turn Right at Deskin Ln and then turn Left on to McDowell Drive. Take another Left on to Congaree Loop, and the home is the first home on the Right side of the street.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 13, 2026 at 3:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA

