St. Cloud

Turtle Creek

Modern family community with a pool, dog park, and convenient access to US 192.

Live the MaxLife.

$450K

Median Price

$350K$550K

500

Homes

$80–$250

Monthly HOA

2013

Established

Live Market Data

Turtle Creek — What's Selling

0
For Sale
Avg. List
12
Sold (12 mo)
$453K
Median Sold
98
Avg. Days on Mkt
98%
Sold-to-List

Recent closed sales in and around Turtle Creek, live from the Stellar MLS · about $180/sq ft · aggregates only, no addresses published.

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Background

A brief history

Turtle Creek emerged in the early 2010s as part of the broader development wave in the Narcoossee corridor southeast of Orlando. The community was developed in multiple phases between 2013 and 2019 by three major regional builders—D.R. Horton, Dream Finders, and K Hovnanian. This phased approach allowed for consistent quality control while building a substantial neighborhood. The community grew alongside the broader Narcoossee Renaissance, which transformed the area from rural land into a thriving residential enclave attracting families seeking modern homes with reasonable HOA costs and convenient access to major corridors.

As the community matured, amenities were added incrementally to support the growing residential population. Today, Turtle Creek represents a successful example of planned residential development in Central Florida, with a mix of single-family homes and townhomes designed to appeal to working families and active retirees. The builders' track record and modern construction standards have helped maintain consistent property values and buyer interest.

The feel

What it's like to live here

Turtle Creek is a vibrant, actively managed residential community that balances family living with modern convenience. The neighborhood features well-maintained homes with varied architectural styles—Craftsman, Florida contemporary, traditional, and modern—creating visual diversity while maintaining a cohesive community aesthetic. Tree-lined streets, landscaped common areas, and the prominent community pool give the neighborhood a planned, thoughtful character.

The community appeals to families with school-age children, working professionals, and active retirees who value amenities without excessive HOA costs. Neighbors tend to be engaged, with active participation in community events and pool activities. The neighborhood has a welcoming, accessible feel while maintaining the privacy and autonomy of home ownership.

The details

What to expect

Architecture & Homes

Turtle Creek homes were built 2013–2019 by established regional builders known for quality and value. You'll find a mix of single-family homes and townhomes in various styles—Craftsman, Florida contemporary, and traditional architecture. Most homes feature 3–6 bedrooms, open floor plans, and finishes appropriate to their price point. All homes include air conditioning (essential in Florida) and are sited on fenced lots, providing privacy and security. The newer construction means fewer major systems will require replacement in the near term compared to older neighborhoods.

Amenities & Lifestyle

The mandatory HOA ($80–$250/month for single-family homes) provides access to a clubhouse, resort-style pool, playground, dog park, and jogging trails. McDowell Park on-site features modern play equipment and picnic areas ideal for gatherings. Some neighborhoods within Turtle Creek, like Avalon, include exclusive amenities such as private pools and landscaping services. The community pool is a major draw during Central Florida's long warm season. There is no CDD (Community Development District) tax, which keeps overall costs down compared to some newer subdivisions.

Schools

Turtle Creek residents are zoned for Lakeview Elementary, Narcoossee Middle School, and Harmony High School. All three are Osceola County public schools with solid academic records and modern facilities. Harmony High School, in particular, has earned recognition for its programs and college preparation. The proximity to good schools makes Turtle Creek attractive to families relocating to the area. Families have the option to explore Osceola County charter schools as well.

Location & Access

Turtle Creek's location off Narcoossee Road north of US 192 offers convenient access to major corridors. You're 25–30 minutes from downtown Orlando, 20 minutes from the entrance to Walt Disney World via World Drive, and 45 minutes from the Space Coast beaches. US 192 connects you west to downtown Kissimmee and east toward Cocoa Beach and Port Canaveral. SR 417 (Central Florida's toll expressway) provides quick access to the airport and northern Orange County. The location strikes a balance between suburban peace and urban accessibility—you can reach restaurants, shopping, and entertainment quickly without the congestion of central Orlando.

Community

Amenities

  • Community pool
  • Clubhouse
  • Playground
  • Dog park
  • Walking and jogging trails
  • McDowell Park with picnic areas
  • Exclusive amenities in select neighborhoods (Avalon private pool)
  • Landscaping services available in select neighborhoods

Know Before You Buy

HOA rules worth knowing

  • Mandatory HOA membership required
  • No CDD (Community Development District) tax
  • Single-family homes: $80–$250/month
  • Townhomes: $239–$395/month
  • Condos: $291/month
  • HOA covers common area maintenance, grounds, pool, clubhouse, roads, water, trash, pest control, and recreation facilities
  • Property insurance and real estate taxes for common areas included in HOA
  • Homes must maintain landscaping standards consistent with community guidelines
  • Architectural review may apply to significant exterior modifications

Market Commentary

What the market is doing

I've watched Turtle Creek's market perform well over the last 18 months. Homes are selling at 98% of asking price on average—a healthy metric that shows strong buyer interest. The median price has remained stable around $450K, with homes averaging $139 per square foot, which compares favorably to newer subdivisions in South Orange County. The stable pricing reflects the quality of the construction (D.R. Horton, Dream Finders, K Hovnanian are all reliable builders) and the desirability of the location. If you're selling, I'd recommend pricing competitively from day one—this market rewards smart pricing with quick sales and multiple offers.

— Ryan Solberg, Broker · MaxLife Realty · License #BK3354351

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 13, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA