$274,900
1619 Reflection Cove
St Cloud, FL 34771
Listing updated: June 15, 2026 at 6:35 PM ET
Listing courtesy of Keller Williams Legacy Realty · Cleo Cabrera · MLS #S5140713 · Active · 407-855-2222Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Short Sale. Short Sale APPROVED. Spacious 3-bedroom, 2.5-bath townhome located in the highly sought-after Turtle Creek community of St. Cloud. This well-maintained two-story residence offers 1,852 sq ft of living space and includes a versatile first-floor flex room, ideal for a 4th bedroom, home office, or den. Built in 2016, the home features fresh interior paint, Berber carpet throughout, and ceramic tile in all wet areas. The kitchen and bathrooms are finished with solid surface countertops. The spacious primary suite offers a tray ceiling, walk-in closet, dual sinks, and a walk-in shower. Enjoy outdoor living in the screened-in patio, along with the convenience of a 1-car garage and an extended driveway accommodating two additional vehicles. Ideally situated near the community pool, playground, walking trails, and featuring serene pond views from the second floor, this property is well-suited for families or investors.
Local Insight
At $148/sqft for a 2016 townhouse in Turtle Creek, you're getting solid value for a flood zone X property with no flood insurance requirement—but the $291 monthly HOA on top of mortgage and taxes will run you close to $2,000/month in total carrying costs, so make sure that pencils out against comparable single-family homes in the area. St. Cloud's real momentum right now is coming from NeoCity and Lake Nona spillover, which could help resale value long-term, but this townhouse's tight 0.07-acre lot means you're betting on neighborhood stability rather than land upside. The 360° tour is a good sign the listing's transparent, so dig into what those HOA fees actually cover and whether the subdivision has deferred maintenance issues that aren't obvious from photos.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history157 days on market
- Status: ActiveJun 15, 2026
- Listed$300,000Dec 28, 2025
- Price reduced$274,900
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 157
- Cumulative DOM
- 231
- Subdivision
- Turtle Creek
- County
- Osceola
- Year built
- 2016
- Living area
- 1,852 sq ft
- Price/sq ft
- $148
- Building area
- 2,242 sq ft (Public Records)
- Lot size
- 3,136 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 1 spaces
- Annual taxes
- $5,151 (2024)
- Parcel #
- 31-25-31-0840-0001-1820
- Zoning
- SPUD
- MLS #
- S5140713
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Kitchen/Family Room Combo, PrimaryBedroom Upstairs
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Alley Access
HOA & Financial
- HOA fee
- $291 / Monthly
- Monthly HOA
- $291/mo
- Total monthly fees
- $291/mo
- Total annual fees
- $3,497
- HOA name
- Artemis Lifestyles
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 14x11 |
| Kitchen | First | 10x14 |
| Primary Bedroom | Second | 14x14 |
| Bedroom 2 | Second | 11x10 |
| Bedroom 3 | Second | 12x11 |
Listing Details
- Listing date
- 2025-12-26
- On market date
- 2025-12-28
- Original list price
- $300,000
- Occupant type
- Owner
- Special conditions
- Short Sale
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Osceola
- Status changed
- 2026-06-15
- Tax legal description
- TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 182
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Start on Narcoossee Road (SR-15), heading south from the 417/SR-417 area. 2. Continue approximately 10.4?miles southbound. 3. You’ll reach a traffic circle (roundabout) – take the 2nd exit onto Reflection Cove. 4. Follow the cove a short distance – your destination, 1619 Reflection Cove, will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 15, 2026 at 6:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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