Market Report · 4th Quarter 2026 · As of October 14, 2026

MLS data updated Oct 14, 2026

St CloudReal Estate Market Report · October 2026

St Cloud real estate market report · St Cloud, FL

St Cloud, FL

St Cloud is a residential community in St Cloud, Florida. This live report tracks active and pending listings, 12-month sale prices and days on market, and public-record sales for the surrounding ZIP.

38
For Sale
$309K
Avg. List Price
2
Under Contract
$312K
Median Sold (12 mo)
219
Homes Sold (12 mo)

Median sold: $312K ·  Median days on market: 24 ·  Sold-to-list: 98.6% ·  Source: Stellar MLS, last 12 mo

Seller's Market
2.1
months of inventory

About 2.1 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

Median Sale Price
$312K
219 sold, last 12 mo
1-Yr Appreciation
+5.8%
median price
Days on Market
24
median, last 12 mo
Sale-to-List
98.6%
avg, last 12 mo
Sales Pace
18.3/mo
last 12 mo
Active Listings
38
for sale now

Aggregate statistics from Stellar MLS closed sales over the last 12 months and live MLS inventory. A market read, not an appraisal of any home or a listing of individual sales.

Want this as a printable report?

Generate a clean, branded multi-page PDF of the St Cloud market — perfect to print or email.

Ryan's Take on St Cloud

St. Cloud is not Kissimmee. That's the first thing I tell buyers who assume the two are interchangeable — they have different founding stories, different community characters, and different growth drivers that matter to anyone thinking about long-term appreciation.

The city was organized in 1909 as a retirement colony for Union Army Civil War veterans. The GAR Memorial Hall on Massachusetts Avenue (1916) is the last surviving Grand Army of the Republic building in Florida, and that founding identity still shapes the community's culture and the VA loan concentration in the entry-tier market.

East Lake Tohopekaliga anchors the lakefront — distinct from West Lake Toho in Kissimmee, two separate lakes in the same chain — with a city-managed marina, performing arts pavilion, splash pad, and paved lakefront trail. Royal St. Cloud Golf Links is a 27-hole public course with veteran and senior pricing discounts.

The structural growth driver buyers need to understand is NeoCity: a 500-acre semiconductor and advanced technology research campus with anchor tenants including imec and SkyWater Technology, funded by the state's largest Job Growth Grant award. That high-wage workforce is reshaping the 34771 ZIP.

Lake Nona Medical City is 15–20 minutes north via Narcoossee Road, creating a parallel demand source from healthcare workers priced out of Orange County. Two distinct employment anchors plus genuine lakefront character and a founding story unlike anything else in Osceola County make St. Cloud the most underappreciated residential value in this market right now.

— Ryan Solberg, Broker/Owner, MaxLife Realty

Under Contract

2 homes pending in St Cloud · Avg. $226K

St Cloud pending
Pending
$345,000
3 bd3 ba1,706 sqft
St Cloud pending
Pending
$106,000
2 bd1 ba1,049 sqft
Market Snapshot

St Cloud · 4th Quarter 2026

219 sales · Stellar MLS · last 12 mo

$312K

Median Sale Price

24 days

Median Days on Market

98.6%

Sold-to-List

$236

Median $/sqft

Sold-to-List Gauge · 90% → 100% → 105%+98.6%
90%95%100%105%+

Currently For Sale

38 active listings in St Cloud

Browse all St Cloud homes for sale
BedsBathsSq FtList Price$/Sq FtDOMPoolWaterfront
321,060$290,000$27427——
311,256$265,000$21198——
221,431$230,000$16127✓—
211,095$229,000$209110——
321,662$379,900$2299✓—
321,265$379,000$30049——
21808$268,000$33278——
321,218$279,500$2295——
321,350$330,000$2446✓—
321,420$340,000$239145——
22819$259,000$31676——
321,519$359,000$23614——
321,246$335,000$269197✓—
321,368$325,000$23812✓—
321,586$339,000$214209——
321,335$350,000$26214✓—
21940$149,500$159404——
221,033$278,000$26921——
21880$229,900$26125——
321,312$340,000$25969——
421,950$399,000$205104——
321,748$269,000$15474——
221,160$281,500$243216——
21996$250,000$25119——
321,232$300,000$24421——
—0—$249,000—188——
331,583$340,000$21541——
321,472$329,000$224101——
211,038$314,800$30393——
21912$270,000$296155——
41986$224,900$22849——
21800$259,900$325145——
221,028$289,900$28287——
643,065$975,000$31893—✓
332,118$479,900$227650✓—
—0—$159,900—1330——
—0—$174,900—505——
—0—$225,000—329——
All 38 active listings in St Cloud · live Stellar MLS · no addresses published

St Cloud Market — Common Questions

Is St Cloud a buyer's or seller's market in 2026?+

St Cloud is currently a seller's market with about 2.1 months of inventory. About 2.1 months of inventory — homes are selling faster than new ones come on the market, so sellers hold the leverage (under 4 months = seller's market).

What is the median home sale price in St Cloud?+

Based on Stellar MLS closed sales over the last 12 months, the median sale price in St Cloud is approximately $312K, up about 5.8% from a year earlier.

How many homes are for sale in St Cloud?+

There are currently 38 active listings in St Cloud, with homes selling at roughly 18.3 per month. That works out to about 2.1 months of inventory.

Free · No Obligation

What Is Your St Cloud Home Worth?

I analyze active competition, recent sales, and neighborhood trends to give you a precise estimate of what your home is worth right now — no automated Zestimate, a real analysis from a local expert.

Ryan Solberg, MaxLife Realty

Ryan Solberg

MaxLife Realty

321.373.3536

5.0 ★ · 42 reviews

What clients say

All 42 reviews on Zillow

“Ryan was amazing. Extremely knowledgeable and doesn't want to waste time. Process was very smooth and he always answered all of my calls and questions immediately.”

Deanna Salman · Verified Zillow review · Buyer

“Ryan was very helpful and quick to answer any questions I had. I was on a deadline to be out of my house and he made it happen — and in the end my family and I have a beautiful house.”

Jennifer Green · Verified Zillow review · Seller on a deadline

More communities in St Cloud

Browse every community report by city →

Report generated October 14, 2026 at 7:52 PM ET · Powered by Stellar MLS

MLS Data:Active and pending listing data is sourced from the Stellar MLS as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The MLS GRID does not guarantee the accuracy of this data, which may not reflect all real estate activity in the area.

Sold Data: Sales analysis is derived from Florida Department of Revenue public property records (arm's-length transactions). Ryan Solberg and MaxLife Realty LLC are not affiliated with St Cloudor its HOA. This report is not intended to solicit properties already listed for sale nor to cause a breach of an existing agency relationship. Data should be independently verified. E&OE.

Based on information submitted to the MLS GRID as of October 14, 2026 at 7:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Moving to St Cloud

Utilities & Services

St Cloud is in Osceola County, Florida. Here's who to call to get power, water, and trash service set up in your name before closing.

Electric

Kissimmee Utility Authority (KUA) · (407) 933-9800City of Kissimmee.

Orlando Utilities Commission (OUC) · (407) 423-9018City of St. Cloud (OUC has run St. Cloud's electric system since 1997).

Water & Sewer

Toho Water Authority · (407) 944-5000Kissimmee, St. Cloud, Poinciana, and many unincorporated areas.

Full Osceola County utilities & services guide →

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 7:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA