
$110,000
2320 Terra Ceia Bay BoulevardPalmetto, FL 34221
Listing updated: November 7, 2026 at 6:51 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Experience the charm of coastal living in this beautifully appointed, turnkey 1-bedroom, 1-bath condo located on the 7th floor of Terra Ceia Club Condo. Enjoy picturesque views of the tranquil pond and Terra Ceia Bay, along with breathtaking sunsets from this inviting residence. The updated kitchen features quartz countertops, newer appliances, and a 5-stage reverse osmosis water filtration system. Newer furnishings throughout, including a sleeper sofa just two years old, add comfort and convenience for owners and guests alike. Additional storage in the laundry closet adds everyday practicality. Offered TURNKEY, this condo is an ideal seasonal retreat, year-round residence, or attractive investment opportunity with rental income potential. Milestone and SIRS inspections have been completed for added peace of mind. Terra Ceia Club Condo residents enjoy their own heated swimming pool and fitness center, along with access to additional recreational and social amenities, including golf, tennis, pickleball, and dining at the Back Bay Grill, available for additional fees. Ideally situated along Florida's beautiful Gulf Coast, this hidden gem offers convenient access to shopping, arts and entertainment, marinas, boating, fishing, major league sports, and three international airports. The renowned beaches of Anna Maria Island, Siesta Key, and Clearwater Beach are all within easy reach. Whether unwinding with a peaceful sunset overlooking the bay or enjoying the community's recreational and social opportunities, this residence captures the essence of Florida coastal living!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveNov 6, 2026
- Listed$110,000Nov 6, 2026
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 1
- Subdivision
- The Terra Ceia Club
- County
- Manatee
- Year built
- 1991
- Living area
- 728 sq ft
- Price/sq ft
- $151
- Building area
- 788 sq ft (Public Records)
- Lot size
- 138,980 sq ft
- Flood zone
- AE
- Annual taxes
- $2,728 (2025)
- Parcel #
- 2416809057
- Zoning
- PDH
- MLS #
- A4711938
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Ceramic Tile, Laminate, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- Three Or More
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
HOA & Financial
- HOA fee
- $639 / Monthly
- Monthly HOA
- $639/mo
- Total monthly fees
- $639/mo
- Total annual fees
- $7,665
- HOA name
- Michelle Ash
- CDD
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please refer to association for lease restrictions
- Approval process
- Buyer approval required. Approval is NOW done online. Use this link https://www.cam-ss.com/our-communities/ and then select "Online Purchase / Lease / Occupant Application"
Exterior & Construction
- Construction materials
- Block, Stucco
- Roof
- Built-Up, Other
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Number Limit, Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 23x11 |
| Kitchen | First | 13x11 |
| Primary Bedroom | First | 12x11.5 |
| Primary Bathroom | First | 6x9 |
Listing Details
- Listing date
- 2026-11-03
- On market date
- 2026-11-06
- Original list price
- $110,000
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Status changed
- 2026-11-06
- Tax legal description
- UNIT 711 THE TERRA CEIA CLUB A CONDO PI#24168.0905/7
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-41 take the roundabout at 23rd St W, continue on 23rd street to the gate house at Palms of Terra Ceia Bay. Gate is open during daylight hours. Community is the first on your right. Park in any Guest parking spot.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 7, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA