2320 Terra Ceia Bay Boulevard, FL
Stellar MLS
1 / 1

$110,000

2320 Terra Ceia Bay BoulevardPalmetto, FL 34221

Listing updated: November 7, 2026 at 6:51 AM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Lori Skaggs · MLS #A4711938 · Active · 877-366-2213
1
Bed
1
Bath
728
Sq Ft
3.19
Acres
1991
Built
◆Water view◆3.19 acres◆$151/sqft◆360° tour
Condominium

Property type

1991

Year built

138,980 sqft

Lot size

$151

Price / sq ft

$639/mo

HOA dues

1

Day on market

AE

Flood zone

About this home

Experience the charm of coastal living in this beautifully appointed, turnkey 1-bedroom, 1-bath condo located on the 7th floor of Terra Ceia Club Condo. Enjoy picturesque views of the tranquil pond and Terra Ceia Bay, along with breathtaking sunsets from this inviting residence. The updated kitchen features quartz countertops, newer appliances, and a 5-stage reverse osmosis water filtration system. Newer furnishings throughout, including a sleeper sofa just two years old, add comfort and convenience for owners and guests alike. Additional storage in the laundry closet adds everyday practicality. Offered TURNKEY, this condo is an ideal seasonal retreat, year-round residence, or attractive investment opportunity with rental income potential. Milestone and SIRS inspections have been completed for added peace of mind. Terra Ceia Club Condo residents enjoy their own heated swimming pool and fitness center, along with access to additional recreational and social amenities, including golf, tennis, pickleball, and dining at the Back Bay Grill, available for additional fees. Ideally situated along Florida's beautiful Gulf Coast, this hidden gem offers convenient access to shopping, arts and entertainment, marinas, boating, fishing, major league sports, and three international airports. The renowned beaches of Anna Maria Island, Siesta Key, and Clearwater Beach are all within easy reach. Whether unwinding with a peaceful sunset overlooking the bay or enjoying the community's recreational and social opportunities, this residence captures the essence of Florida coastal living!

Estimated monthly payment

Principal & interest$556
Property taxes$227
Home insurance (est.)$50
HOA dues$639

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Nov 6, 2026
  2. Listed$110,000
    Nov 6, 2026

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
The Terra Ceia Club
County
Manatee
Year built
1991
Living area
728 sq ft
Price/sq ft
$151
Building area
788 sq ft (Public Records)
Lot size
138,980 sq ft
Flood zone
AE
Annual taxes
$2,728 (2025)
Parcel #
2416809057
Zoning
PDH
MLS #
A4711938

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Ceramic Tile, Laminate, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
Three Or More
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0

HOA & Financial

HOA fee
$639 / Monthly
Monthly HOA
$639/mo
Total monthly fees
$639/mo
Total annual fees
$7,665
HOA name
Michelle Ash
CDD
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please refer to association for lease restrictions
Approval process
Buyer approval required. Approval is NOW done online. Use this link https://www.cam-ss.com/our-communities/ and then select "Online Purchase / Lease / Occupant Application"

Exterior & Construction

Construction materials
Block, Stucco
Roof
Built-Up, Other
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Number Limit, Size Limit, Yes

Schools

ElementaryPalmetto Elementary-MNGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst23x11
KitchenFirst13x11
Primary BedroomFirst12x11.5
Primary BathroomFirst6x9

Listing Details

Listing date
2026-11-03
On market date
2026-11-06
Original list price
$110,000
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Orlando Regional
Status changed
2026-11-06
Tax legal description
UNIT 711 THE TERRA CEIA CLUB A CONDO PI#24168.0905/7

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-41 take the roundabout at 23rd St W, continue on 23rd street to the gate house at Palms of Terra Ceia Bay. Gate is open during daylight hours. Community is the first on your right. Park in any Guest parking spot.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 7, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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