2320 Terra Ceia Bay Boulevard, FL
Stellar MLS
1 / 1

$160,000

2320 Terra Ceia Bay BoulevardPalmetto, FL 34221

Listing updated: November 10, 2026 at 7:00 PM ET

Active
Stellar MLSListing courtesy of Real Broker, Llc · Becky Mallari · MLS #A4670231 · Active · 855-450-0442
2
Beds
2
Baths
978
Sq Ft
1991
Built
◆Water view◆$164/sqft
Condominium

Property type

1991

Year built

$164

Price / sq ft

No HOA

HOA dues

329

Days on market

X500

Flood zone

About this home

$20,000 PRICE IMPROVEMENT! | BACK ON THE MARKET! | NEW LUXURY VINYL PLANK FLOORING | NEW WATER HEATER | TURNKEY FURNISHED | BEAUTIFULLY UPDATED 7TH-FLOOR RESIDENCE! Discover elevated Florida living at Terra Ceia Bay Club! This beautifully updated, turnkey-furnished two-bedroom, two-bath condominium offers an inviting blend of modern finishes, comfort, and effortless coastal living. Situated on the seventh floor, this light-filled residence features an updated kitchen and bathrooms with crisp white Shaker-style cabinetry, attractive countertops, fresh paint throughout, and newly installed luxury vinyl plank flooring. A brand-new water heater adds another welcome improvement. The thoughtfully designed floor plan offers comfortable living and dining spaces, while the private balcony provides a relaxing setting to enjoy the surrounding views. Offered turnkey furnished, this residence makes settling into your Florida lifestyle wonderfully simple. Terra Ceia Bay Club offers an appealing combination of natural beauty, recreation, and convenience. Residents can enjoy the condominium community's swimming pool and fitness room, as well as scenic nature trails and a fishing pier overlooking the waters of Terra Ceia Bay—perfect for enjoying spectacular sunsets and observing local wildlife. Within the community, the Terra Ceia Golf and Tennis Club features an 18-hole executive golf course, clubhouse restaurant, poolside tiki bar, additional fitness facilities, and a country club swimming pool. Golf club membership is not required to dine at the restaurant, enjoy the tiki bar, or play golf on a pay-to-play basis. Use of other club facilities is subject to applicable membership and access requirements. Conveniently located near shopping, dining, marinas, and the attractions of Bradenton, St. Petersburg, Sarasota, and the Gulf Coast beaches, this furnished seventh-floor residence offers an exceptional opportunity to enjoy the Florida lifestyle. Fresh improvements, timeless Florida charm, and the convenience of turnkey living—welcome to Terra Ceia Bay Club!

Estimated monthly payment

Principal & interest$809
Property taxes$320
Home insurance (est.)$73

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history329 days on market

  1. Status: Active
    Nov 10, 2026
  2. Listed$220,000
    Nov 15, 2025
  3. Price reduced$160,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
329
Subdivision
The Terra Ceia Club
County
Manatee
Year built
1991
Living area
978 sq ft
Price/sq ft
$164
Building area
1,038 sq ft (Public Records)
Flood zone
X500 (12081C0162F)
Annual taxes
$3,835 (2024)
Parcel #
2416808802
Zoning
PDH
MLS #
A4670231

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Elevator, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Same Floor As Condo Unit, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Attached garage
No
Parking features
Assigned, Common, Covered, Deeded, Guest, Open
Carport
Yes

HOA & Financial

Total monthly fees
$844/mo
Total annual fees
$10,128
HOA name
Stacia Searcy
CDD
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See MLS attachments for lease restrictions or contact property management.
Approval process
Application must be submitted to property management company for approval prior to closing.

Exterior & Construction

Exterior features
Balcony, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Storage, Tennis Court(s)
Construction materials
Concrete, Stucco
Roof
Membrane
Foundation
Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
KitchenFirst
Bedroom 2First
Bathroom 2First
Dining RoomFirst
Living RoomFirst
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2025-11-15
On market date
2025-11-15
Original list price
$220,000
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Orlando Regional
Status changed
2026-11-10
Tax legal description
UNIT 706 TOGETHER WITH PARKING SPACE #33 THE TERRA CEIA CLUB A CONDO PI#24168.0880/2

Flood risk

Moderate riskFEMA Zone X500Panel 12081C0162F

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 41B, turn onto 23rd St West at the roundabout. Stay in the Right lane at the guard house. Gate will automatically open during showing times. Building is on your Right. Please park in visitor spots.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 10, 2026 at 7:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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