
$160,000
2320 Terra Ceia Bay BoulevardPalmetto, FL 34221
Listing updated: November 10, 2026 at 7:00 PM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
$20,000 PRICE IMPROVEMENT! | BACK ON THE MARKET! | NEW LUXURY VINYL PLANK FLOORING | NEW WATER HEATER | TURNKEY FURNISHED | BEAUTIFULLY UPDATED 7TH-FLOOR RESIDENCE! Discover elevated Florida living at Terra Ceia Bay Club! This beautifully updated, turnkey-furnished two-bedroom, two-bath condominium offers an inviting blend of modern finishes, comfort, and effortless coastal living. Situated on the seventh floor, this light-filled residence features an updated kitchen and bathrooms with crisp white Shaker-style cabinetry, attractive countertops, fresh paint throughout, and newly installed luxury vinyl plank flooring. A brand-new water heater adds another welcome improvement. The thoughtfully designed floor plan offers comfortable living and dining spaces, while the private balcony provides a relaxing setting to enjoy the surrounding views. Offered turnkey furnished, this residence makes settling into your Florida lifestyle wonderfully simple. Terra Ceia Bay Club offers an appealing combination of natural beauty, recreation, and convenience. Residents can enjoy the condominium community's swimming pool and fitness room, as well as scenic nature trails and a fishing pier overlooking the waters of Terra Ceia Bay—perfect for enjoying spectacular sunsets and observing local wildlife. Within the community, the Terra Ceia Golf and Tennis Club features an 18-hole executive golf course, clubhouse restaurant, poolside tiki bar, additional fitness facilities, and a country club swimming pool. Golf club membership is not required to dine at the restaurant, enjoy the tiki bar, or play golf on a pay-to-play basis. Use of other club facilities is subject to applicable membership and access requirements. Conveniently located near shopping, dining, marinas, and the attractions of Bradenton, St. Petersburg, Sarasota, and the Gulf Coast beaches, this furnished seventh-floor residence offers an exceptional opportunity to enjoy the Florida lifestyle. Fresh improvements, timeless Florida charm, and the convenience of turnkey living—welcome to Terra Ceia Bay Club!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history329 days on market
- Status: ActiveNov 10, 2026
- Listed$220,000Nov 15, 2025
- Price reduced$160,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 329
- Subdivision
- The Terra Ceia Club
- County
- Manatee
- Year built
- 1991
- Living area
- 978 sq ft
- Price/sq ft
- $164
- Building area
- 1,038 sq ft (Public Records)
- Flood zone
- X500 (12081C0162F)
- Annual taxes
- $3,835 (2024)
- Parcel #
- 2416808802
- Zoning
- PDH
- MLS #
- A4670231
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Elevator, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Same Floor As Condo Unit, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Assigned, Common, Covered, Deeded, Guest, Open
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $844/mo
- Total annual fees
- $10,128
- HOA name
- Stacia Searcy
- CDD
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See MLS attachments for lease restrictions or contact property management.
- Approval process
- Application must be submitted to property management company for approval prior to closing.
Exterior & Construction
- Exterior features
- Balcony, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Storage, Tennis Court(s)
- Construction materials
- Concrete, Stucco
- Roof
- Membrane
- Foundation
- Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Kitchen | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Dining Room | First | |
| Living Room | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2025-11-15
- On market date
- 2025-11-15
- Original list price
- $220,000
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Status changed
- 2026-11-10
- Tax legal description
- UNIT 706 TOGETHER WITH PARKING SPACE #33 THE TERRA CEIA CLUB A CONDO PI#24168.0880/2
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 41B, turn onto 23rd St West at the roundabout. Stay in the Right lane at the guard house. Gate will automatically open during showing times. Building is on your Right. Please park in visitor spots.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 10, 2026 at 7:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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