$180,000
2320 Terra Ceia Bay Boulevard
Palmetto, FL 34221
Listing updated: July 24, 2026 at 3:13 PM ET
Listing courtesy of Real Broker, Llc · Becky Mallari · MLS #A4670231 · Active · 855-450-0442Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
PRICE IMPROVEMENT TO $180,000! Beautifully updated and furnished 2-bedroom, 2-bath condo offering comfort, value, and a relaxed Florida lifestyle in Terra Ceia Bay Club. This light and bright residence has been nicely updated throughout, including NEW FLOORING, a refreshed kitchen, and both bathrooms featuring WHITE SHAKER CABINETRY and NEW COUNTERTOPS. The clean, modern finishes give the home an inviting, move-in-ready feel that stands out beautifully. The open and welcoming layout offers comfortable living and dining spaces, a furnished interior, and a bright Florida feel throughout. Enjoy views from both the balcony and front entry area, along with the benefit of living in a waterfront community with desirable amenities. Terra Ceia Bay Club offers a community pool, nature trail, fishing pier, clubhouse restaurant, and pay-to-play golf, allowing you to enjoy the lifestyle without a mandatory golf membership. Conveniently located near shopping, restaurants, medical facilities, marinas, downtown Bradenton, St. Petersburg, Sarasota, and area beaches, this updated condo is ideal as a full-time residence, seasonal retreat, or Florida getaway. With the PRICE IMPROVEMENT TO $180,000, this furnished and updated condo offers an excellent opportunity for buyers looking for value, convenience, and the Florida lifestyle in a well-established community.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history242 days on market
- Status: ActiveJun 18, 2026
- Listed$220,000Nov 15, 2025
- Price reduced$180,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 242
- Subdivision
- The Terra Ceia Club
- County
- Manatee
- Year built
- 1991
- Living area
- 978 sq ft
- Price/sq ft
- $184
- Building area
- 1,038 sq ft (Public Records)
- Flood zone
- X500 (12081C0162F)
- Annual taxes
- $3,835 (2024)
- Parcel #
- 2416808802
- Zoning
- PDH
- MLS #
- A4670231
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Elevator, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Same Floor As Condo Unit, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Assigned, Common, Covered, Deeded, Guest, Open
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $762/mo
- Total annual fees
- $9,144
- HOA name
- Stacia Searcy
- CDD
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See MLS attachments for lease restrictions or contact property management.
- Approval process
- Application must be submitted to property management company for approval prior to closing.
Exterior & Construction
- Exterior features
- Balcony, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
- Construction materials
- Concrete, Stucco
- Roof
- Membrane
- Foundation
- Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Kitchen | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Dining Room | First | |
| Living Room | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2025-11-15
- On market date
- 2025-11-15
- Original list price
- $220,000
- Occupant type
- Tenant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-18
- Tax legal description
- UNIT 706 TOGETHER WITH PARKING SPACE #33 THE TERRA CEIA CLUB A CONDO PI#24168.0880/2
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 41B, turn onto 23rd St West at the roundabout. Stay in the Right lane at the guard house. Gate will automatically open during showing times. Building is on your Right. Please park in visitor spots.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 24, 2026 at 3:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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