$560,000
3120 Swan LaneSafety Harbor, FL 34695
Listing updated: October 23, 2026 at 5:31 PM ET
Listing courtesy of Charles Rutenberg Realty Inc · Jeff Wise · MLS #TB8560657 · Active · 727-538-9200Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Nestled on a quiet street in Safety Harbor’s highly sought-after North Bay Hills subdivision, this pool home offers the ultimate Florida lifestyle. Enjoy unmatched monthly savings and hedge against rising utility costs with a fully paid-off solar panel system that conveys entirely free and clear, slashing your electric bills by an estimated $100-$150 every month! From the lush tropical landscaping and welcoming front porch, enter through the newer front door into the sizable living room to find a spacious split floor plan highlighted by an attractive accent wall and crown molding. The updated kitchen features granite countertops, a breakfast bar, stainless steel appliances and a dedicated coffee or wine bar area. Unwind in the family room by the electric fireplace, or open the sliding glass doors to seamlessly transition to your outdoor paradise. The primary suite boasts dual closets, a private en-suite with a walk-in shower and direct pool access. Outside, your oasis awaits- an expansive heated swimming pool with a screened enclosure, brick paver deck, spacious covered patio and a fully fenced backyard with plenty of space for entertaining or relaxing. The 2-car garage features a newer epoxy floor. This home is as cost-efficient as it is beautiful, offering updated replacement windows, hurricane shutters and the peace of mind of living in a non-evacuation zone and flood zone X. HOA fee is optional. Updates include a new water heater (2026), pool heater (2024), interior paint (2023) and roof (2014). Live the golf-cart-friendly Safety Harbor lifestyle! You are just a short distance from stunning bayside Philippe Park and minutes from vibrant Main Street’s downtown shops, marina, world-class dining and popular festivals. Centrally located near two international airports, award-winning beaches and the vibrant cities of Tampa, St. Petersburg and Clearwater. Don't miss this opportunity!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 23, 2026
- Listed$560,000Oct 23, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- North Bay Hills
- County
- Pinellas
- Year built
- 1976
- Living area
- 1,652 sq ft
- Price/sq ft
- $339
- Lot size
- 7,501 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,836 (2025)
- Parcel #
- 27-28-16-60399-006-0340
- MLS #
- TB8560657
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $100 / Annually
- Monthly HOA
- $8/mo
- Total monthly fees
- $8/mo
- Total annual fees
- $100
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm w/ city
- Approval process
- Confirm w/ city
Exterior & Construction
- Exterior features
- Hurricane Shutters, Private Yard
- Construction materials
- Other, Frame, Wood Siding
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | ||
| Kitchen | ||
| Dining Room | ||
| Family Room | ||
| Laundry | ||
| Primary Bedroom | ||
| Primary Bathroom | ||
| Bedroom 2 | ||
| Bedroom 3 | ||
| Bathroom 2 |
Listing Details
- Listing date
- 2026-10-22
- On market date
- 2026-10-23
- Original list price
- $560,000
- Occupant type
- Vacant
- MLS area
- 34695 - Safety Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-23
- Tax legal description
- NORTH BAY HILLS BLK F, LOT 34 (SEE N28-28-16)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
North on McMullen Booth, right on Allen, left on Egret Terrace, right on Swan
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 23, 2026 at 5:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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