$656,000
4163 Mallard Drive
Safety Harbor, FL 34695
Listing updated: June 24, 2026 at 9:46 PM ET
Listing courtesy of Century 21 Executive Team · Michelle Garcia · MLS #TB8522494 · Active · 813-961-8637Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Welcome to this beautifully updated 4-bedroom, 2.5-bath home located in the highly desirable North Bay Hills community of Safety Harbor. Offering over 2,100 square feet of living space, this two-story residence combines modern updates, spacious living areas, and an unbeatable location in one of Pinellas County's most sought-after neighborhoods. A dramatic two-story foyer welcomes you inside, where soaring ceilings and abundant natural light create a bright and inviting atmosphere. The updated kitchen is designed for both functionality and style, featuring granite countertops, subway tile backsplash, stainless steel appliances, ample cabinetry, and generous prep space. The kitchen flows seamlessly into the main living and dining areas, creating an ideal layout for everyday living and entertaining. Upstairs, you'll find four spacious bedrooms, including a private primary suite complete with an updated ensuite bathroom and ample closet space. The additional bedrooms offer flexibility for family, guests, a home office, fitness room, or hobby space. Step outside to the screened lanai overlooking a large, fully fenced backyard with plenty of room for outdoor gatherings, pets, play equipment, or future backyard enhancements. Whether enjoying your morning coffee or hosting weekend barbecues, this outdoor space offers endless possibilities. Major updates provide peace of mind, including a newer roof and updated HVAC system. Additional features include a convenient half bath on the main level, indoor laundry, and a two-car garage. Ideally situated just minutes from charming downtown Safety Harbor, residents enjoy easy access to local shops, restaurants, parks, the Safety Harbor Marina, Philippe Park, top-rated schools, Tampa International Airport, and the world-famous Gulf beaches. With its combination of space, updates, and prime location, this home presents an exceptional opportunity to enjoy the Florida lifestyle you've been searching for.
Local Insight
At $304/sqft for a 1978 home in Safety Harbor, you're paying below the current market rate for the area, which could signal either good value or deferred maintenance issues worth inspecting closely. The 0.22-acre lot is tight for the neighborhood, and while there's no HOA, the older construction means you'll want to budget for potential updates to electrical, plumbing, and HVAC systems that typically need attention on homes this age. The fact that it's in flood zone X is a genuine advantage—no flood insurance requirement—but the real question is whether that price reflects genuine condition or if this property has lingering issues from past wear that aren't obvious in the listing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 25, 2026
- Listed$656,000Jun 24, 2026
- Price increased$656,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- North Bay Hills
- County
- Pinellas
- Year built
- 1978
- Living area
- 2,158 sq ft
- Price/sq ft
- $304
- Building area
- 3,104 sq ft (Public Records)
- Lot size
- 9,731 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0089H)
- Garage
- 2 spaces
- Annual taxes
- $7,958 (2025)
- Parcel #
- 27-28-16-60399-001-0130
- Zoning
- RES
- MLS #
- TB8522494
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify lease restrictions with City or County.
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x14 |
| Living Room | First | 15x32 |
| Primary Bedroom | Second | 16x12 |
Listing Details
- Listing date
- 2026-06-23
- On market date
- 2026-06-24
- Original list price
- $656,000
- Occupant type
- Vacant
- MLS area
- 34695 - Safety Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-25
- Tax legal description
- NORTH BAY HILLS BLK A, LOT 13 (SEE N28-28-16)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head West on Hillsborough Ave. Make a right on N Bay Hills Blvd. Turn right on to Mallard Dr and the home will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 9:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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