109 Old Oak Lane, FL
Stellar MLS
1 / 1

$4,250,000

109 Old Oak LanePalm Harbor, FL 34683

Listing updated: October 22, 2026 at 5:49 PM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Jonathan Hernandez · MLS #TB8560224 · Active · 813-253-2444
2
Beds
2
Baths
1,856
Sq Ft
2.28
Acres
1979
Built
◆Waterfront◆In-law suite◆2.28 acres◆$2,290/sqft◆360° tour
Single Family Residence

Property type

1979

Year built

99,129 sqft

Lot size

$2,290

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

*AN EXTRAORDINARY 6.07-ACRE OPPORTUNITY IN THE HEART OF OZONA!* A truly rare offering in Palm Harbor, combining a magnificent custom-built estate, a second residence, income-producing boat and RV storage, and exceptional investment potential across two separate parcels. *Parcel 1 – 201 Old Oak Lane | 3.80 Acres** Parcel ID: 10-28-15-12816-023-0003 *Parcel 2 – 109 Old Oak Lane | 2.27 Acres** Parcel ID: 10-28-15-12816-019-0502 Located at 109 and 201 Old Oak Lane, this one-of-a-kind property offers the privacy of a secluded country estate while remaining minutes from the Gulf of Mexico, marinas, beaches, shopping, dining, and everything the desirable Ozona community has to offer. **201 Old Oak Lane** encompasses approximately 3.8 acres and features an impressive 6,574-square-foot, three-story Mountain Craftsman estate, built in 2005 with extraordinary attention to detail. From its elevated setting and expansive wraparound porches with exotic Ipe hardwood decking to its custom stonework, Hardie board siding, powder-coated railings, and beautiful hickory wood floors, this residence showcases exceptional craftsmanship throughout. Built with hurricane-resistant construction features, the home includes Pella impact-resistant insulated windows, an elevator, generator, two Rinnai gas water heaters, and a stunning gourmet kitchen. Every element reflects thoughtful design, quality materials, and timeless character. **109 Old Oak Lane** adds approximately 2.27 acres and a second single-family residence, providing additional flexibility for extended family, rental income, or potential business use. The property also features an established boat, RV, and trailer storage operation generating Cash flow on a monthly basis. Both parcels are zoned **E-1 (Employment 1)**, presenting a rare combination of existing residential improvements, ongoing income, and potential commercial redevelopment opportunities. With approximately 6.07 acres, multiple access points, an existing retention pond, and a location bordering the Pinellas Trail, the possibilities are compelling for an owner-user, investor, or developer, subject to applicable zoning and county approvals. **Two parcels. Two residences. Over six acres. One exceptional opportunity.**

Estimated monthly payment

Principal & interest$21,490
Property taxes$855
Home insurance (est.)$1,948

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 22, 2026
  2. Listed$4,250,000
    Oct 22, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Burghstreamss Sub
County
Pinellas
Year built
1979
Living area
1,856 sq ft
Price/sq ft
$2,290
Building area
2,333 sq ft (Public Records)
Lot size
99,129 sq ft
Lot category
2 to less than 5
Flood zone
AE
Garage
2 spaces
Annual taxes
$10,259 (2025)
Parcel #
10-28-15-12816-019-0502
Zoning
E-1
MLS #
TB8560224

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Refrigerator
Interior features
Eat-in Kitchen, Primary Bedroom Main Floor, Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, RV Access/Parking

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Entrance, Private Mailbox, Private Yard, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt, Dirt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available

Community

Pets allowed
Yes

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary Bedroom
Primary Bathroom
Bathroom 2
Bedroom 2
Bedroom 3
Living Room
Kitchen

Listing Details

Listing date
2026-10-20
On market date
2026-10-22
Original list price
$4,250,000
Occupant type
Tenant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-10-22
Tax legal description
BURGHSTREAM'S SUB BLK S, PART OF LOTS 1 & 5 DESC FROM SE COR OF NW 1/4 OF SEC 11-28-15 TH N00D10'39"E 1339.2FT FOR POB TH N89D38'19"W 165.82FT TH S00D01'39"W 70FT TH N89D38'19"W 165.82FT TH N 334FT TH E 332.8FT TH S 264FT TO POB (MAP N-11-28-15)

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Tampa Rd. turn left of Candy lane, turn left on the first gravel road (St. Lois Ave), turn right onto Old Oak Ln. follow up the hill to the main residence.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 22, 2026 at 5:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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