$5,482,000
402 Hillsborough Street
Palm Harbor, FL 34683
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 402 Hillsborough Street, a custom-built 2023 waterfront residence offering a rare combination of scale, privacy, and direct access to multiple water bodies including Boggy Bayou, the Intracoastal Waterway, and the Gulf of America. Situated on a 0.68-acre lot within a private gated community, this property features approximately 5,196 square feet of heated living space and nearly 9,700 total square feet, thoughtfully designed across three levels with elevator access. This five-bedroom, four full and one half-bath home showcases a contemporary architectural design with block construction, metal roofing, and impact-rated windows. Interior features include engineered hardwood and porcelain tile flooring, high and vaulted ceilings, tray ceilings, an open floor plan, and a kitchen-family room combination designed for both daily living and entertaining. The primary suite is located on the third level and includes two walk-in closet and expansive proportions. Additional interior highlights include a bonus room, great room, sauna, electric fireplace, upper-level laundry room, and smart home features including security system, cameras, and touchless entry. The home is equipped with central air, natural gas, tankless water heater, and owned solar panels. Outdoor living is enhanced by a private heated pool and spa, multiple balconies and patios, irrigation system, and mature landscaping. The property offers approximately 600 feet of combined water frontage and includes a 2023 composite dock suitable for fishing and recreational water use such as paddleboarding and kayaking. Parking is extensive with a four-car attached garage, additional two-car carport, circular driveway, EV charging capability, and ample off-street parking. Community amenities include gated access and maintained private roads with HOA services covering exterior maintenance, grounds, and common areas. Located in unincorporated Palm Harbor near golf courses, marinas, and top-rated schools, this property presents a unique opportunity to own a newly constructed waterfront home with expansive water views and access.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history56 days on market
- Status: ActiveApr 2, 2026
- Listed$6,200,000Apr 2, 2026
- Price reduced$5,482,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 56
- Subdivision
- Tomaqua
- County
- Pinellas
- Year built
- 2023
- Living area
- 5,196 sq ft
- Price/sq ft
- $1,055
- Building area
- 9,678 sq ft (Public Records)
- Lot size
- 29,804 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE
- Garage
- 4 spaces
- Pool
- Private pool
- Annual taxes
- $65,350 (2025)
- Parcel #
- 26-27-15-42828-000-0050
- Zoning
- RM-5
- MLS #
- TB8491844
Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Half bathrooms
- 1
- Flooring
- Hardwood, Tile, Wood
- Appliances
- Built-In Oven, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Softener
- Interior features
- Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Sauna, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room, Upper Level
- Stories / Levels
- Three Or More
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 4
- Attached garage
- Yes
- Parking features
- Circular Driveway, Covered, Curb Parking, Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Off Street, Portico, Garage
- Carport
- Yes
HOA & Financial
- HOA fee
- $1,050 / Quarterly
- Monthly HOA
- $350/mo
- Total monthly fees
- $350/mo
- Total annual fees
- $4,200
- HOA name
- Cathy Goliash
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please restrictions must be verified by buyers agent with community association manager and/or Pinellas county.
- Approval process
- Please check with Pinellas county and/or community association manager regarding Approval process.
Exterior & Construction
- Exterior features
- Balcony, French Doors, Lighting, Rain Gutters, Sauna, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Metal
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Other
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Natural Gas Connected, Phone Available, Sewer Connected, Sprinkler Meter, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third | 38x18 |
| Kitchen | Second | 17x19 |
| Living Room | Second | 25x17 |
Listing Details
- Listing date
- 2026-03-26
- On market date
- 2026-04-02
- Original list price
- $6,200,000
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-04-02
- Tax legal description
- INDIAN POINT LOT 5 TOGETHER WITH THAT PART OF GOVT LOT 2 IN SW 1/4 OF SEC 26-27-15 ADJ ON SW OF SD LOT 5 LYING BETWEEN SW'LY EXT OF NW'LY & SE'LY LINES OF SD LOT 5 TO BULKHEAD LINE OF ST JOSEPH BAY
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
from route Alt 19 turn right onto brevard st, then right onto desoto blvd, then left onto hillsborough street property is located at the end of the cul-de-sac and is gated.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 12:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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