
$345,000
17909 99th AvenueSummerfield, FL 34491
Listing updated: October 15, 2026 at 12:04 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Enjoy both golf course and pond views in the gated 55+ community of Spruce Creek South! Situated directly on the golf course, this 2-bedroom, 2-bath home offers approximately 1,858 square feet, a 2-car garage, and an inviting floor plan with cathedral ceilings. A brick paver driveway and covered front porch create a welcoming entrance, complemented by beautiful landscaping and colorful flowers that attract butterflies and other pollinators. Inside, separate living and family rooms provide plenty of space to relax and entertain, while a formal dining area and an eat-in breakfast nook provide options for everyday meals and special gatherings. The kitchen features generous cabinet and counter space, a skylight for added natural light, and a window above the sink overlooking the golf course and pond. The spacious primary suite includes a large walk-in closet and a private bathroom with ample vanity space and a walk-in shower. An indoor laundry room adds everyday convenience. Enjoy the scenic surroundings from the enclosed Florida room or unwind on the covered, screened back lanai. A brick paver walkway wraps around the home and leads to the spacious rear patio, perfect for outdoor dining, entertaining, or enjoying the golf course and pond views. The partially fenced yard offers a lovely setting with mature landscaping and flowering plants. Updates include new windows and doors in 2022, a new roof in 2022, and a new air-conditioning system in 2021. Spruce Creek South offers a clubhouse, fitness center, heated outdoor pool and spa, pickleball and tennis courts, shuffleboard, walking trails, and a variety of clubs and social activities. The Links golf course and on-site dining provide additional recreation, with golf available for separate fees. Conveniently located near The Villages, shopping, restaurants, and medical services, this golf course property combines scenic surroundings with everyday convenience. Schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 15, 2026
- Listed$345,000Oct 15, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Spruce Creek South
- County
- Marion
- Year built
- 1994
- Living area
- 1,858 sq ft
- Price/sq ft
- $186
- Building area
- 2,638 sq ft (Public Records)
- Lot size
- 8,276 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $3,276 (2025)
- Parcel #
- 6008-001-009
- Zoning
- PUD
- MLS #
- G5119024
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $179 / Monthly
- Monthly HOA
- $179/mo
- Total monthly fees
- $179/mo
- Total annual fees
- $2,148
- HOA name
- Tracy Brown
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Must be 55+
- Approval process
- Contact HOA for full approval process
Exterior & Construction
- Exterior features
- Awning(s)
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Breed Restrictions
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Family Room | First |
Listing Details
- Listing date
- 2026-10-15
- On market date
- 2026-10-15
- Original list price
- $345,000
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-10-15
- Tax legal description
- SEC 34 TWP 17 RGE 23 PLAT BOOK 002 PAGE 126 SPRUCE CREEK SOUTH VIII BLK A LOT 9
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 441/27, enter Spruce Creek South on SE 176th Street. Continue through the gate, turn left onto SE 99th Avenue, and follow to 17909 SE 99th Ave.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 15, 2026 at 12:04 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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