$185,000
10298 176th Street
Summerfield, FL 34491
Listing updated: August 10, 2026 at 10:39 AM ET
Listing courtesy of Judy L. Trout Realty · Charles Campbell · MLS #OM729710 · Active · 352-208-2629Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Handyman or investor special priced well below market value in desirable Spruce Creek South! This popular 2-bedroom split floor plan sits on a lush corner lot shaded by magnificent granddaddy oak trees, offering great curb appeal and incredible potential to build instant equity. The kitchen comes appointed with durable Corian countertops, and the home features a convenient inside laundry room complete with overhead storage cabinets. Expand your living space into the oversized 23x10 enclosed lanai, fully finished with tile flooring, acrylic sliding windows, and a dedicated wall A/C unit for summer cooling and humidity control. Outside, you will find a dedicated golf cart garage and storage area connected to the lanai by a covered 6x10 breezeway patio. Home includes a 2018 A/C system and a 2005 roof. Bring your updating ideas and personal touches to transform this diamond in the rough into a standout home!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveAug 8, 2026
- Listed$185,000Aug 8, 2026
- Price increased$185,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Subdivision
- Spruce Creek South
- County
- Marion
- Year built
- 1990
- Living area
- 1,248 sq ft
- Price/sq ft
- $148
- Building area
- 2,018 sq ft (Public Records)
- Lot size
- 11,761 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- x (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $3,725 (2025)
- Parcel #
- 6002-011-021
- Zoning
- R1
- MLS #
- OM729710
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Open Floorplan, Split Bedroom, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $176 / Monthly
- Monthly HOA
- $176/mo
- Total monthly fees
- $176/mo
- Total annual fees
- $2,112
- HOA name
- Tracy Brown
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Senior community one partner must be 55+, no children under 18 years of age can stay for more than 30 days be year,
- Approval process
- Must send to Spruce Creek South Operations, LLC for approval. one partner must be 55+ years of age and no children under the age of 18
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Available, Fire Hydrant, Public
Community
- Pets allowed
- Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x13 |
| Dining Room | First | 11x10 |
| Kitchen | First | 10x10 |
| Primary Bedroom | First | 15x14 |
| Bedroom 2 | First | 15x12 |
| Balcony/Porch/Lanai | First | 23x10 |
Listing Details
- Listing date
- 2026-08-07
- On market date
- 2026-08-08
- Original list price
- $185,000
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-08-08
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 100 SPRUCE CREEK SOUTH II BLK K LOT 21
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Spruce Creek South main entrance at 27/441 and 176th St. enter main gate and continue down main street (176th St.) and continue to home on left side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 10, 2026 at 10:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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