2056 Cove Trace, FL
Stellar MLS
1 / 1

$3,750,000

2056 Cove TracePalm Harbor, FL 34685

Listing updated: November 10, 2026 at 10:15 AM ET

Active
Stellar MLSListing courtesy of Coastal Properties Group International · Christina Devine · MLS #TB8557164 · Active · 727-493-1555
5
Beds
7
Baths
6,876
Sq Ft
1
Acres
2004
Built
◆Waterfront◆Water access◆Private pool◆Fireplace◆4-car garage◆1 acres◆$545/sqft
Single Family Residence

Property type

2004

Year built

43,634 sqft

Lot size

$545

Price / sq ft

$258/mo

HOA dues

12

Days on market

4

Garage spaces

AE

Flood zone

About this home

A Once-in-a-Lifetime Opportunity to Own a Rare Double-Sided Lake Tarpon Waterfront Estate! Tucked away in Palm Harbor’s exclusive gated community of Eagles' Cove, this extraordinary 5-bedroom, 7-bathroom estate offers 6,876 square feet of luxury living on a spectacular peninsula setting. Surrounded by panoramic lake views and remarkable privacy, this is Florida waterfront living on an entirely different level! The stately limestone tiled entry, custom double iron front door, architectural columns and natural gas lanterns create an unforgettable first impression. Inside, Brazilian cherry hardwood floors, diagonal-set travertine, 8-foot solid-core doors, custom iron railings and detailed woodwork showcase exceptional craftsmanship throughout. The show stopping chef’s kitchen is a culinary masterpiece, featuring floor-to-ceiling “Furniture Style” solid-wood cabinetry, an impressive 13-foot island with two copper sinks, side by side Wolf ovens with warming drawers, a Thermador six burner gas range, two Miele dishwashers and a paneled Sub-Zero refrigerator. Designed for grand entertaining, the formal dining room overlooks the lake and natural surroundings, features an illuminated tray ceiling, arched openings and a walk-through wet bar connecting to the kitchen. A beautiful breakfast nook surrounded by water views makes even your morning coffee feel like a getaway. The main living spaces offer a gas fireplace, custom built-ins, statement chandeliers and a built-in saltwater aquarium with live coral. The primary suite is a private retreat featuring a gas fireplace, lakefront balcony, dedicated fitness room, custom-designed dressing closet and luxurious bathroom with endless water views! Additional living spaces include a media room with projection screen and sound-blocking insulation, two offices, an upstairs study area and a unique rock-climbing wall. Whole-home indoor and outdoor surround sound adds to the entertaining experience. Step outside to your own resort-inspired waterfront oasis! The expansive covered lanai features comfortable gathering spaces, a wood-and-gas fireplace and a fully equipped Alfresco outdoor kitchen overlooking the saltwater pool and spa. A freestanding, see through wood-burning fireplace creates an inviting setting for evenings by the water while preserving those breathtaking lake views. Your private waterfront dock provides direct access to over 2,500 acres of Lake Tarpon, Pinellas County’s largest freshwater lake, known for boating, waterfront dining, waterskiing, tubing, kayaking, paddle boarding, sunset cruising and exceptional bass fishing. Eagles' Cove offers an exceptional combination of waterfront recreation and natural beauty, bordering the Brooker Creek Bird Sanctuary with opportunities to observe native Florida wildlife. Enjoy the Pinellas Trail just outside the community gates, nearby John Chestnut Sr. Park, waterfront dining by boat and convenient access to Palm Harbor’s shopping, dining and everyday amenities. Rare waterfront positioning. Exceptional craftsmanship. A lifestyle centered around the water. This remarkable Lake Tarpon Estate seamlessly blends privacy, luxury and the Best of Florida Living in one Unforgettable Setting!

Estimated monthly payment

Principal & interest$18,962
Property taxes$2,077
Home insurance (est.)$1,719
HOA dues$258

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history12 days on market

  1. Status: Active
    Nov 5, 2026
  2. Listed$3,750,000
    Oct 23, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
12
Subdivision
Eagles Cove At Lake Tarpon
County
Pinellas
Year built
2004
Living area
6,876 sq ft
Price/sq ft
$545
Building area
8,823 sq ft (Public Records)
Lot size
43,634 sq ft
Lot category
1 to less than 2
Flood zone
AE (12103C0079H)
Garage
4 spaces
Pool
Private pool
Annual taxes
$24,929 (2025)
Parcel #
04-28-16-23640-000-0090
Zoning
R-1
MLS #
TB8557164

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Interior Details

Bedrooms
5
Full bathrooms
5
Half bathrooms
2
Flooring
Brick, Carpet, Tile, Travertine, Wood
Appliances
Bar Fridge, Built-In Oven, Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Other, Pest Guard System, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Inside, Laundry Closet, Laundry Room, Other, Sink, Upper Level, Washer Hookup
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Humidity Control, Other

Parking

Garage spaces
4
Attached garage
Yes
Parking features
Circular Driveway, Driveway, Garage Door Opener, Guest, Oversized, Garage

HOA & Financial

HOA fee
$3,100 / Annually
Monthly HOA
$258/mo
Total monthly fees
$258/mo
Total annual fees
$3,100
HOA name
Eagles' Cove | David Ormist
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer/Buyer's Agent to confirm leasing restrictions with Association and Pinellas County.
Approval process
Buyer/Buyer's Agent to confirm leasing restrictions with Association and Pinellas County.

Exterior & Construction

Exterior features
Balcony, Fire Pit, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Storage
Construction materials
Block, Stucco, Frame
Roof
Metal, Tile
Foundation
Block, Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation, Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryForest Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolEast Lake High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst17x20
KitchenFirst17x27
Dining RoomFirst15x19
DinetteFirst11x13
Family RoomFirst16x28
Primary BedroomSecond19x22
Bedroom 2First12x14
Bedroom 3Second13x19
Bedroom 4Second15x17
Bedroom 5Second13x14
OfficeFirst12x12
OfficeFirst7x8
Media RoomFirst14x21

Listing Details

Listing date
2026-10-19
On market date
2026-10-23
Original list price
$3,750,000
Occupant type
Owner
MLS area
34685 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-11-05
Tax legal description
EAGLES COVE AT LAKE TARPON LOT 9

Flood risk

High riskFEMA Zone AEPanel 12103C0079H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Driving East on Tampa Road, turn Left onto East Lake Road. Continue North on East Lake Road, turn Left onto Cove Drive, go through the Gate and continue straight. Turn Right onto Cove Trace, the home will be on your left. Additional Open Parking directly North of the home, by the Community Boat Ramp.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 10, 2026 at 10:15 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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