$3,550,000
121 Augusta Avenue
Palm Harbor, FL 34683
Listing updated: June 25, 2026 at 6:52 AM ET
Listing courtesy of Keller Williams Realty- Palm Harbor · Linda Caruso · MLS #TB8521430 · Active · 727-772-0772Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Pre-Construction. To be built. Welcome to an extraordinary waterfront opportunity on prestigious Indian Bluff Island, one of Palm Harbor's most sought-after coastal enclaves. Perfectly positioned to capture breathtaking panoramic water views and spectacular Gulf sunsets, this rare deep-water homesite offers the ideal setting to create a custom luxury waterfront estate tailored to your vision. With direct, unobstructed access to St. Joseph Sound, Honeymoon Island, Caladessi Island, Three Rooker Island, and the Gulf of Mexico, this premier property is a dream for boating enthusiasts and those seeking the ultimate Florida waterfront lifestyle. Enjoy endless water adventures including boating, fishing, jet skiing, kayaking, and paddleboarding right from your backyard. Nestled at the end of a quiet street and surrounded by natural beauty, this exceptional property provides the perfect canvas to build a one-of-a-kind residence with our preferred custom builder or bring your own builder to create a masterpiece that maximizes the stunning views and unparalleled location. Indian Bluff Island offers a private coastal setting while remaining just minutes from Honeymoon Island State Park, pristine beaches, local marinas, downtown Palm Harbor, charming downtown Dunedin, fine dining, shopping, and recreation. This exceptional property is also zoned for the highly rated Palm Harbor University High School and Palm Harbor Middle School. Combining direct Gulf access, deep-water boating, breathtaking vistas, and endless possibilities for luxury new construction, this is a rare opportunity to secure one of the finest waterfront properties along Florida's Gulf Coast and bring your dream waterfront estate to life. Enjoy the video provided!
Local Insight
At $1,044/sqft for a 1987 home on a quarter-acre lot in AE flood zone, you're paying new construction prices for an older property—that math only works if the renovations are genuinely top-tier and the water access is a significant draw for your lifestyle. The tight lot size and mandatory flood insurance costs (AE zone is high-risk) are real expenses that should factor into your total cost of living, so dig into those flood maps and insurance quotes before falling in love with the water views. The 360° tour is helpful, but given the price point and flood designation, you'll want a thorough inspection and clear answers on what recent work was actually done to justify the premium.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 24, 2026
- Listed$3,550,000Jun 24, 2026
- Price increased$3,550,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Indian Bluff Island
- County
- Pinellas
- Year built
- 1987
- Living area
- 3,401 sq ft
- Price/sq ft
- $1,044
- Building area
- 5,940 sq ft (Builder)
- Lot size
- 10,254 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0056H)
- Garage
- 2 spaces
- Annual taxes
- $28,022 (2025)
- Parcel #
- 26-27-15-42624-004-0100
- Zoning
- R-3
- MLS #
- TB8521430
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Flooring
- Other, Tile, Wood
- Appliances
- Other
- Interior features
- High Ceilings
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- Northeast
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $100 / Annually
- Monthly HOA
- $8/mo
- Total monthly fees
- $8/mo
- Total annual fees
- $100
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm all leasing rules with HOA and Pinellas County.
Exterior & Construction
- Exterior features
- Other, Sliding Doors
- Construction materials
- Block, Frame
- Roof
- Shingle
- Foundation
- Other
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Living Room | Second | |
| Kitchen | Second |
Listing Details
- Listing date
- 2026-06-19
- On market date
- 2026-06-24
- Original list price
- $3,550,000
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-24
- Tax legal description
- INDIAN BLUFF ISLAND BLK D, LOT 10 (SEE N35-27-15)
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From U.S. 19, turn west on Alderman Road, then make a right on Alt 19, turn left on DeSoto, then turn left on Oceanview Ave, turn left on Phillips. Phillips will turn into Augusta and follow to house on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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