2894 Turtle Terrace, FL
Stellar MLS
1 / 1

$969,500

2894 Turtle TerracePalm Harbor, FL 34683

Listing updated: October 30, 2026 at 11:02 AM ET

Active
Stellar MLSListing courtesy of Select Properties Inc · Frank Acerra · MLS #TB8556608 · Active · 727-934-4099
4
Beds
4
Baths
3,201
Sq Ft
0.3
Acres
1997
Built
◆Private pool◆3-car garage◆$303/sqft◆360° tour
Single Family Residence

Property type

1997

Year built

13,255 sqft

Lot size

$303

Price / sq ft

$33/mo

HOA dues

0

Days on market

3

Garage spaces

X

Flood zone

About this home

Virtually Staged. This home has been virtually staged to help you envision the possibilities and imagine how you can make this beautiful space your own! OUTSTANDING COUNTRY WOODS POOL HOME IN DUNEDIN! Discover this impressive updated two-story, 4-bedroom, 3.5-bath residence with a 3-car garage, nestled on a private, nearly 1/3-acre well landscaped homesite. Located in a NO FLOOD ZONE and just minutes from the Dunedin Causeway, Honeymoon Island, and the area's beautiful Gulf beaches, this home combines generous living space with an exceptional coastal location. The highly sought-after first-floor primary suite offers a peaceful retreat, featuring a large walk-in closet plus a second built in closet and a French door opening to the screened pool and backyard. The primary bath includes tasteful wood cabinetry, granite countertops, a spacious walk-in shower, and a relaxing garden bathtub. The wonderful island kitchen features beautiful wood cabinetry, granite countertops, a built-in cooktop, double wall ovens, a breakfast nook, and a highly desirable walk-in kitchen pantry. Open to the kitchen, the spacious family room features direct access to the pool area, creating a natural gathering space for everyday living and entertaining. The spacious second bedroom features its own ensuite bath and walk-in closet, while the third and fourth bedrooms feature a walk in and built in closets with a large, nearby 3rd bath. Perfect formal living and dining rooms provide additional space for entertaining, with attractive views of the pool and surrounding grounds. Upstairs, the expansive loft offers flexibility for a bonus room, second gathering room, home office, or tech center. Major features include updated kitchen and baths, updated flooring, fresh interior paint, a 2020-dimensional shingle roof with secondary water barrier protection, hurricane-impact-resistant windows, and additional Kevlar hurricane protection for the exterior doors and more!! Enjoy Florida outdoor living with a sparkling screened pool, brick-paver decking, and a large, covered lanai ideal for outdoor dining and relaxing. The well landscaped homesite provides a private setting with plenty of room to enjoy the outdoors. Desirably located in Country Woods, this home is just minutes from charming Downtown Dunedin, Honeymoon Island State Park, the Pinellas Trail, Dunedin Causeway, and the area's beautiful Gulf beaches. SPACIOUS LIVING, A PRIVATE POOL, AND A PRIME DUNEDIN LOCATION! Discover the possibilities this exceptional home offers and make it your own just in time for the holidays!

Estimated monthly payment

Principal & interest$4,902
Property taxes$484
Home insurance (est.)$444
HOA dues$33

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 30, 2026
  2. Listed$969,500
    Oct 30, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Country Woods
County
Pinellas
Year built
1997
Living area
3,201 sq ft
Price/sq ft
$303
Building area
4,191 sq ft (Builder)
Lot size
13,255 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12103C0067H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$5,812 (2025)
Parcel #
14-28-15-18628-000-0460
MLS #
TB8556608

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Luxury Vinyl, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Oversized

HOA & Financial

HOA fee
$395 / Annually
Monthly HOA
$33/mo
Total monthly fees
$33/mo
Total annual fees
$395
HOA name
AMERITECH /JAMES MATEKA
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
MINIMUM 1 YEAR IF LEASING

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementarySan Jose Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolDunedin High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Family Room19x15
Living Room14x15
Kitchen17x23
Dining Room12x12.5
Dinette8x7
Primary Bedroom17x15
Primary Bathroom15x14
Bedroom 213.5x12
Bedroom 313.7x12
Bedroom 412.5x12
Loft13.5x12

Listing Details

Listing date
2026-10-30
On market date
2026-10-30
Original list price
$969,500
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-10-30
Tax legal description
COUNTRY WOODS LOT 46

Flood risk

Minimal riskFEMA Zone XPanel 12103C0067H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

ALT 19 EAST CURLEW RD N COUNTRY WOODS BLVD L TURTLE TERRACE

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 30, 2026 at 11:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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