2899 Turtle Terrace, FL
Stellar MLS
1 / 1

$879,900

2899 Turtle Terrace

Palm Harbor, FL 34683

Listing updated: August 22, 2026 at 11:42 AM ET

Active
Stellar MLSListing courtesy of Select Properties Inc · Frank Acerra · MLS #TB8517900 · Active · 727-934-4099
4
Beds
3
Baths
2,600
Sq Ft
0.44
Acres
1990
Built
Private poolFireplace3-car garage$338/sqft
Single Family Residence

Property type

1990

Year built

18,962 sqft

Lot size

$338

Price / sq ft

$33/mo

HOA dues

44

Days on market

3

Garage spaces

X

Flood zone

About this home

Beautiful pool home set on a private .43-acre cul-de-sac homesite in one of Dunedin’s most desirable neighborhoods, Country Woods. From the moment you arrive, the impressive curb appeal sets the tone for the wonderful lifestyle this exceptional residence offers. Designed for both comfortable everyday living and effortless entertaining, this spacious home features 4 bedrooms plus a private study/home office, 3 full bathrooms, and a generously sized 3-car garage. The expansive family room serves as the heart of the home, highlighted by beautiful views overlooking the screened pool and outdoor living area. Elegant formal living and dining rooms provide inviting spaces for entertaining, while the generously sized secondary bedrooms feature exceptional comfort and flexibility for family and guests. Extensive wood-look tile flooring flows throughout the home, creating a sharp and cohesive look. The bathrooms showcase elegant marble finishes, adding a refined touch of luxury. Step outside to your own private Florida retreat, featuring a sparkling screened pool, expansive covered lanai, and child safety fence. Whether hosting friends, enjoying a quiet afternoon by the pool, or simply taking advantage of the Florida sunshine, this outdoor space is designed for year-round enjoyment. Significant updates include all-new plumbing installed in October 2025 and a roof replaced in 2016. Additional features include a central vacuum system, private cul-de-sac setting, and spacious 3-car garage. The location is exceptional, just minutes from the Gulf beaches, Dunedin Causeway, Pinellas Trail, grocery stores, restaurants, and shopping. Tampa International Airport and St. Pete-Clearwater International Airport are both approximately 30 minutes away. Located in a non-evacuation zone with no flood insurance required, this property offers an outstanding combination of privacy, convenience, peace of mind, and Florida living. Rarely does a home offering this much space, privacy, a pool, and a 3-car garage become available in Country Woods. Don’t miss the opportunity to make this exceptional Dunedin residence your own.

Estimated monthly payment

Principal & interest$4,449
Property taxes$374
Home insurance (est.)$403
HOA dues$33

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history44 days on market

  1. Status: Active
    Jul 9, 2026
  2. Listed$879,900
    Jul 9, 2026
  3. Price increased$879,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
44
Subdivision
Country Woods
County
Pinellas
Year built
1990
Living area
2,600 sq ft
Price/sq ft
$338
Building area
3,828 sq ft (Public Records)
Lot size
18,962 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12103C0067H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$4,485 (2025)
Parcel #
14-28-15-18628-000-0400
MLS #
TB8517900

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Central Vaccum, High Ceilings, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$395 / Annually
Monthly HOA
$33/mo
Total monthly fees
$33/mo
Total annual fees
$395
HOA name
Ameri-Tech - James Mateka
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
1 year minimum lease.

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors
Construction materials
Brick, Stucco, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySan Jose Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolDunedin High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst17.5x16.5
Dining RoomFirst12x17.5
Family RoomFirst15x16
KitchenFirst9.5x12.5
DinetteFirst10.5x14
Bedroom 4First14.5x15
Bedroom 3First12.5x14
Bedroom 2First22x13
Primary BedroomFirst12x16.5

Listing Details

Listing date
2026-07-09
On market date
2026-07-09
Original list price
$879,900
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-07-09
Tax legal description
COUNTRY WOODS LOT 40

Flood risk

Minimal riskFEMA Zone XPanel 12103C0067H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 WEST ON CURLEW RD R COUNTRYWOODS BLVD L TURTLE TERRACE.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 22, 2026 at 11:42 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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