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$375,000

509 Royal Empress DriveRuskin, FL 33570

Listing updated: November 2, 2026 at 10:43 AM ET

Active

Listing courtesy of Keller Williams Realty At The Lakes · Christopher Johnson · MLS #TB8556583 · Active · 407-566-1800

Beds

Baths

2,624

Sq Ft

0.14

Acres

2022

Built

◆$143/sqft◆360° tour

Single Family Residence

Property type

2022

Year built

6,000 sqft

Lot size

$143

Price / sq ft

$145/mo

HOA dues

199

Days on market

X500*

Flood zone

About this home

Virtually Staged. Exceptional Value with an Assumable 4.25% Mortgage! Built in 2022, this well-maintained six-bedroom home in the Glencove community of Ruskin offers spacious living, flexible spaces, and a private backyard with no rear neighbors. The open-concept floor plan features tile flooring throughout the main living areas and bathrooms, carpeted bedrooms, and a versatile loft ideal for a home office, media room, or additional living space. Enjoy Florida's outdoor lifestyle from the screened-in lanai with brick pavers, perfect for relaxing or entertaining. Glencove amenities include a community pool, sidewalks, and walking trails. Low HOA fees and no CDD add to the appeal. Conveniently located near US-41, I-75, and US-301, with access to shopping, dining, waterfront destinations, boating, fishing, and outdoor recreation throughout the Tampa Bay area. Priced at $400,000, this home may offer the opportunity to assume an existing mortgage with an approximate $376,000 balance at 4.25% interest, subject to lender approval and qualification. The estimated principal and interest payment is approximately $1,993 per month; taxes, insurance, HOA fees, and other costs are additional. A rare opportunity to own a newer six-bedroom home with flexible living space and potential financing advantages.

Estimated monthly payment

Principal & interest$1,896

Property taxes$492

Home insurance (est.)$172

HOA dues$145

Down payment

20%

$75,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history199 days on market

Status: Active
Oct 14, 2026
Listed$400,000
Oct 14, 2026
Price reduced$375,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 199
Cumulative DOM: 199
Subdivision: Glencove/Baypark Ph 2
County: Hillsborough
Year built: 2022
Living area: 2,624 sq ft
Price/sq ft: $143
Building area: 3,266 sq ft (Public Records)
Lot size: 6,000 sq ft
Lot category: 0 to less than 1/4
Flood zone: X500* (12057C0656J)
Annual taxes: $5,904 (2025)
Parcel #: U-05-32-19-C68-000050-00006.0
Zoning: PD
MLS #: TB8556583

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Interior Details

Bedrooms: 6
Full bathrooms: 3
Flooring: Carpet, Tile
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry: Laundry Room, Upper Level
Stories / Levels: Two
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 0
Attached garage: Yes

HOA & Financial

HOA fee: $145 / Monthly
Monthly HOA: $145/mo
Total monthly fees: $145/mo
Total annual fees: $1,739
HOA name: Elisa Mclure
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Assumable, Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Buyers to verify

Exterior & Construction

Exterior features: Hurricane Shutters, Lighting, Sidewalk
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Living Room		16x14
Dining Room		12x18
Kitchen		11x18
Primary Bedroom		18x17

Listing Details

Listing date: 2026-10-03
On market date: 2026-10-14
Original list price: $400,000
Occupant type: Owner
MLS area: 33570 - Ruskin/Apollo Beach
Listing AOR: Osceola
Status changed: 2026-10-14
Tax legal description: GLENCOVE AT BAYPARK PHASE 2 LOT 6 BLOCK 50

Flood risk

Moderate riskFEMA Zone X500*Panel 12057C0656J

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 240B toward FL-674 W/College Avenue. Turn left onto Cypress Village Boulevard, then turn right onto 19th Avenue NE. Turn left onto 12th Street NE. The home will be on your right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 2, 2026 at 10:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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