1020 Lake Hamilton Drive, FL
Stellar MLS
1 / 1

$710,000

1020 Lake Hamilton DriveWinter Haven, FL 33881

Listing updated: October 13, 2026 at 8:52 AM ET

Active
Stellar MLSListing courtesy of Lockhart & Associates Inc · Tony Insua, Jr · MLS #P4940113 · Active · 863-293-1234
4
Beds
3
Baths
3,428
Sq Ft
1.09
Acres
1963
Built
◆Waterfront◆Water access◆1.09 acres◆$207/sqft◆360° tour
Single Family Residence

Property type

1963

Year built

47,681 sqft

Lot size

$207

Price / sq ft

No HOA

HOA dues

4

Days on market

X

Flood zone

About this home

Central Florida Lakefront living in Winter Haven, Florida on an acre of land with no HOA. This home is for a buyer who loves lake views, great fishing, skiing and water sports. With over 3,400 square feet, this 4 bedroom 3 bathroom home is located just minutes from downtown, Lego Land and about an hour from Orlando attractions. Move-in ready for your family or start retirement at the lakefront retreat. Spend time in the 18 x 11 workshop or enjoy lounging in the recently added screened room while enjoying the lake views, wildlife and beautiful oaks.

Estimated monthly payment

Principal & interest$3,590
Property taxes$364
Home insurance (est.)$325

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    Oct 9, 2026
  2. Listed$710,000
    Oct 9, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
4
Subdivision
Pollard Shores
County
Polk
Year built
1963
Living area
3,428 sq ft
Price/sq ft
$207
Building area
4,203 sq ft (Public Records)
Lot size
47,681 sq ft
Lot category
1 to less than 2
Flood zone
X (12105C0366G)
Annual taxes
$4,373 (2025)
Parcel #
26-28-13-532100-000210
Zoning
RE-1
MLS #
P4940113

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Laminate, Tile, Wood
Appliances
Built-In Oven, Dishwasher, Disposal, Electric Cooktop, Exhaust Fan, Refrigerator
Interior features
Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
0
Carport
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
To be confirmed with city or county.

Exterior & Construction

Exterior features
Fire Pit, Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Canal/Lake For Irrigation, Private, Well
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst16.5x16.5
Bedroom 2First12.5x16.5
Bedroom 3First12.5x13.5
Bedroom 4First10.5x11.5
Family RoomFirst16x24
Living RoomFirst18x16
Dining RoomFirst13x12
KitchenFirst18x12
Balcony/Porch/LanaiFirst11.5x62
WorkshopFirst18x11

Listing Details

Listing date
2026-10-09
On market date
2026-10-09
Original list price
$710,000
Occupant type
Vacant
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
Lakeland
Status changed
2026-10-09
Tax legal description
POLLARD SHORES UNIT NO 1 PB 42 PG 33 LOT 21

Flood risk

Minimal riskFEMA Zone XPanel 12105C0366G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US27 in Winter Haven head West on Dundee Road (CR542) to Country Club Road. Turn North onto Country Club Road to West Lake Hamilton Drive. Home is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 13, 2026 at 8:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA