3831 Gaines Drive, FL
Stellar MLS
1 / 1

$765,000

3831 Gaines Drive

Winter Haven, FL 33884

Listing updated: September 12, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Realty · Jared Lippelgoos · MLS #O6441050 · Active · 407-647-1211
3
Beds
2
Baths
2,678
Sq Ft
0.55
Acres
2005
Built
◆Private pool◆Fireplace◆$286/sqft◆360° tour
Single Family Residence

Property type

2005

Year built

24,076 sqft

Lot size

$286

Price / sq ft

$27/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Welcome to 3831 Gaines Dr, where beautifully updated interiors, exceptional outdoor living, and the best of the Winter Haven lifestyle come together. Situated on an impressive half-acre-plus homesite in the established Gaines Cove area, this immaculate 3-bedroom plus dedicated office home offers the space, privacy, and character that can be difficult to find. The location is a standout. Enjoy being just minutes from the Winter Haven Chain of Lakes, with multiple nearby options for boat ramps and lake access, making it easy to spend your days boating, fishing, skiing, or exploring Winter Haven’s interconnected lakes. LEGOLAND Florida Resort is also just minutes away, along with shopping, dining, and the everyday conveniences of the Cypress Gardens area. Inside, an inviting open floor plan welcomes you with spacious living areas designed for both everyday comfort and entertaining. Architectural details, abundant natural light, plantation shutters, and a fireplace with built-ins add warmth and character throughout. The beautifully updated kitchen features brand-new appliances and flows seamlessly into the main living area, while updated bathrooms and thoughtful improvements throughout create a polished, move-in-ready feel. A dedicated office with French doors provides the perfect space for working from home, studying, or additional flex space. The upgrades go well beyond what you immediately see. The home features a Kinetico water filtration system, allergen air filtration system, and a Tesla charging station, adding modern convenience and functionality to an already impressive property. Step outside and discover what truly sets this home apart. The expansive screened outdoor living area creates your own private Florida backyard retreat, centered around a heated saltwater pool with plenty of space for relaxing and entertaining. The substantial covered lanai features an impressive outdoor kitchen with built-in grill, vent hood, sink, and refrigeration, complemented by generous outdoor dining and seating areas. Remote-controlled power sun shades on the rear lanai provide added shade, privacy, and comfort at the touch of a button, making this incredible space even more enjoyable throughout the day. And unlike many pool homes, the backyard doesn't end at the screened enclosure. Beyond the pool is an expansive fenced yard with abundant usable green space, mature trees, and beautifully maintained landscaping. The combination of a large homesite, resort-style pool area, covered outdoor living, and substantial backyard creates a wonderful sense of openness and privacy. Curb appeal is equally impressive, with a large paver driveway, expansive front lawn, mature landscaping, and welcoming covered front porch creating a memorable first impression. Spend the morning boating on the Chain of Lakes, the afternoon relaxing in your heated saltwater pool, cook dinner in your outdoor kitchen, and finish the evening unwinding on the lanai. With LEGOLAND just minutes away and shopping, dining, recreation, and multiple lake-access options nearby, 3831 Gaines Dr offers more than a beautifully updated home—it offers the Winter Haven lifestyle.

Estimated monthly payment

Principal & interest$3,868
Property taxes$294
Home insurance (est.)$351
HOA dues$27

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 11, 2026
  2. Listed$765,000
    Sep 11, 2026
  3. Price increased$765,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Cumulative DOM
102
Subdivision
Gaines Cove
County
Polk
Year built
2005
Living area
2,678 sq ft
Price/sq ft
$286
Building area
3,712 sq ft (Public Records)
Lot size
24,076 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12105C0530G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,522 (2025)
Parcel #
26-29-09-687040-000530
MLS #
O6441050

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Hardwood
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System, Wine Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$320 / Annually
Monthly HOA
$27/mo
Total monthly fees
$27/mo
Total annual fees
$320
HOA name
Lee Wagoner
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Outdoor Kitchen, Private Yard
Construction materials
Block, HardiPlank Type, Stucco
Roof
Shingle
Foundation
Block, Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Bonus RoomSecond16x17
Primary BedroomFirst12x13
KitchenFirst13x15
Primary BathroomFirst12x13
Bedroom 2First11x15
Dining RoomFirst12x12
LaundryFirst9x7
Living RoomFirst19x14

Listing Details

Listing date
2026-09-11
On market date
2026-09-11
Original list price
$765,000
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Orlando Regional
Status changed
2026-09-11
Tax legal description
GAINES COVE UNIT NUMBER TWO PB 69 PG 14 LOT 53

Flood risk

Minimal riskFEMA Zone XPanel 12105C0530G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Highway 27, head west on Thompson Nursery Road. Continue as the road turns into Eloise Loop Road, then turn right onto Eloise Loop Road at the intersection. Take a right onto Gaines Drive — the home will be on the left

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 12, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA