$565,000
3899 Cedar Hammock TrailSt Cloud, FL 34772
Listing updated: October 26, 2026 at 2:39 PM ET
Listing courtesy of Era Grizzard Real Estate · Laura Block · MLS #O6447689 · Active · 407-203-5800Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Discover the perfect blend of space, privacy, and Florida living in this beautiful pool home offering over 3,200 square feet on a generous 1/4 acre lot. Step inside to find a freshly painted interior (2026) that feels bright and move-in ready, while the exterior paint (2026) and newer roof (2/2026) give you peace of mind for years to come. Out back, a screened pool invites year-round enjoyment, all while you take in the serene pond views that create a private, resort-like backdrop. The low HOA fee includes Internet and cable. Located in the peaceful community of Saint Cloud, this home puts you within easy reach of world-famous theme parks, Florida's stunning beaches, and the growing amenities of Lake Nona-yet still delivers the quiet, small-town lifestyle so many buyers crave. Spacious, move-in ready, and set against a tranquil water view. This is the Florida home you have been waiting for. Schedule your private tour today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveOct 21, 2026
- Listed$565,000Oct 21, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 5
- Subdivision
- Stevens Plantation
- County
- Osceola
- Year built
- 2005
- Living area
- 3,257 sq ft
- Price/sq ft
- $173
- Building area
- 3,706 sq ft (Public Records)
- Lot size
- 10,759 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12097C0256G)
- Pool
- Private pool
- Annual taxes
- $8,219 (2025)
- Parcel #
- 15-26-30-0700-0001-2040
- Zoning
- SPUD
- MLS #
- O6447689
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $215 / Quarterly
- Monthly HOA
- $72/mo
- Total monthly fees
- $72/mo
- Total annual fees
- $860
- HOA name
- Leland Management
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with HOA for any restrictions.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | 14x12 | |
| Living Room | 14x14 | |
| Primary Bedroom | 16x11 |
Listing Details
- Listing date
- 2026-10-06
- On market date
- 2026-10-21
- Original list price
- $565,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-21
- Tax legal description
- STEVENS PLANTATION PB 16 PGS 34-41 LOT 204
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading east on 192, make a right on Old Canoe Creek Rd, left on Nolte Rd, right on Cedar Hammock Trail.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 26, 2026 at 2:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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