


$490,000
3730 Cedar Hammock Trail
St Cloud, FL 34772
Listing updated: August 5, 2026 at 10:33 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
BRAND NEW ROOF August 2026! Welcome home to this beautifully maintained one-story 4-bedroom, 2-bath home offering 2,746 square feet in established Stevens Plantation. From the moment you arrive, mature oak trees, lush tropical landscaping, and a charming covered entry set the tone. Inside, fresh neutral paint and wood-look flooring flow through an open, light-filled layout with formal living and dining areas plus a spacious family room. The kitchen features abundant 42-inch cabinetry with crown molding, a large center island with breakfast bar, recessed lighting, closet pantry, and a sunny eat-in nook. Step out to the show-stopping covered and screened lanai — an expansive tiled outdoor living space with ceiling fans overlooking a private backyard with no direct rear neighbors. Vacant and easy to show. Low HOA, minutes to Canoe Creek Road, Royal St. Cloud Golf Links, and the Florida Turnpike for an easy commute to Lake Nona Medical City and Orlando International Airport. Zoned for St. Cloud schools. Schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 6, 2026
- Listed$490,000Aug 5, 2026
- Price increased$490,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Stevens Plantation
- County
- Osceola
- Year built
- 2007
- Living area
- 2,746 sq ft
- Price/sq ft
- $178
- Building area
- 3,950 sq ft (Public Records)
- Lot size
- 9,583 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0256G)
- Garage
- 2 spaces
- Annual taxes
- $9,336 (2025)
- Parcel #
- 15-26-30-0700-0001-1090
- Zoning
- SPUD
- MLS #
- O6430853
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $202 / Quarterly
- Monthly HOA
- $67/mo
- Total monthly fees
- $67/mo
- Total annual fees
- $808
- HOA name
- Stevens Plantation Res Owners/Kaitlin Marshall
- CDD
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other, Private Mailbox, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 14x10 |
| Primary Bedroom | First | 13x19 |
| Great Room | First | 16x15 |
| Living Room | First | 11x15 |
| Bedroom 2 | First | 10x11 |
| Bedroom 3 | First | 10x12 |
Listing Details
- Listing date
- 2026-08-03
- On market date
- 2026-08-05
- Original list price
- $490,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-06
- Tax legal description
- STEVENS PLANTATION PB 16 PGS 34-41 LOT 109
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 192 east, turn right onto Old Canoe Creek rd. then left onto Nolte Rd. and right onto Cedar Hammock trail
More homes like this


$380,000
3922 Cedar Hammock Trl
St Cloud, FL 34772
3 bd · 2 ba · 1,895 sqft
Stevens Plantation
MLS ID #O6417320, MAINFRAME REAL ESTATE.
Listing provided by Stellar MLS


$490,000
4071 Flowering Peach Ln
St Cloud, FL 34772
5 bd · 3 ba · 3,367 sqft
Stevens Plantation
MLS ID #S5140445, CENTURY 21 WOLF'S CROSSING REALTY.
Listing provided by Stellar MLS

$545,000
2400 Tybee Rd
St Cloud, FL 34769
5 bd · 3 ba · 3,447 sqft
Stevens Plantation
MLS ID #S5141533, LARIMAR REALTY.
Listing provided by Stellar MLS


$582,500
3481 Pawleys Loop N
St Cloud, FL 34769
4 bd · 3 ba · 3,110 sqft
Stevens Plantation
MLS ID #O6406660, PRISTINE FLORIDA PROPERTIES LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 5, 2026 at 10:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA