2620 Cove Cay Drive, FL
Stellar MLS
1 / 1

$184,900

2620 Cove Cay DriveClearwater, FL 33760

Listing updated: October 17, 2026 at 12:06 PM ET

Active
Stellar MLSListing courtesy of Sun Wave Realty Llc · Scott Fellers · MLS #TB8554846 · Active · 727-235-2843
2
Beds
2
Baths
1,050
Sq Ft
0
Acres
1974
Built
◆Waterfront◆$176/sqft◆360° tour
Condominium

Property type

1974

Year built

$176

Price / sq ft

No HOA

HOA dues

7

Days on market

AE

Flood zone

About this home

Virtually Staged. This beautiful third-floor end-unit condominium offers comfort, privacy, and resort-style living in the desirable gated golf course community of Cove Cay. From the moment you enter, you’ll appreciate the expansive views of the Tampa Bay and the manicured golf course. The bright and open layout is ideal for both everyday living and entertaining. The kitchen features modern cabinetry, ceramic tile flooring, and a view of the clubhouse and pool. Both generously sized bedrooms features an abundance of natural light and comfortable retreats. The primary suite includes built-in cabinetry, a walk-in closet, and an updated private bathroom with a glass-enclosed walk-in shower. Additional features include a private laundry and storage room located directly across the hallway exclusively for this unit, complete with a washer and dryer, as well as assigned covered parking conveniently accessible by elevator. Cove Cay is a distinctive waterfront golf course community with lush tropical landscaping, ponds, fountains, and beautifully maintained grounds. Enjoy resort-style amenities, including a swimming pool, clubhouse, 18-hole golf course, on-site dining at the Bayview Grille and Marina Bar, 24-hour gated security, and on-site management. The Cove Cay Community is conveniently located in Pinellas County along Tampa Bay, Cove Cay offers easy access to Clearwater Beach, St. Petersburg, downtown Tampa, shopping, dining, entertainment, and both Tampa International and St. Pete–Clearwater International Airports.

Estimated monthly payment

Principal & interest$935
Property taxes$91
Home insurance (est.)$85

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history7 days on market

  1. Status: Active
    Oct 10, 2026
  2. Listed$184,900
    Oct 10, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
7
Subdivision
Cove Cay 26-20 Village Ii
County
Pinellas
Year built
1974
Living area
1,050 sq ft
Price/sq ft
$176
Lot size
0 sq ft
Flood zone
AE
Annual taxes
$1,094 (2025)
Parcel #
29-29-16-18714-000-0307
MLS #
TB8554846

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Bamboo
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo
Laundry
Electric Dryer Hookup, Laundry Closet, Same Floor As Condo Unit, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Open
Carport
Yes

HOA & Financial

HOA fee
$0 / One Time
Monthly HOA
None
Total monthly fees
$893/mo
Total annual fees
$10,716
HOA name
Lori Pollock
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
3 months minimum no more than 2 times a year. There is a cap on the number of units that can be rented at any given time. Contact management prior to making an offer for an official answer as it pertains to the buyer’s situation.
Approval process
Application, fee, background check and orientation.

Exterior & Construction

Exterior features
None
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst16x12
Dining RoomFirst12x11
Primary BedroomFirst15x11
Bedroom 1First13x10
KitchenFirst

Listing Details

Listing date
2026-10-09
On market date
2026-10-10
Original list price
$184,900
Occupant type
Vacant
MLS area
33760 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2026-10-10
Tax legal description
COVE CAY TWENTY-SIX TWENTY VILLAGE II CONDO APT 307 TOGETHER WITH THE USE OF CARPORT 2039 & STORAGE ROOM 307

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 19 and Whitney Rd. You must take US 19 service road on the east side of 19. The Cove Cay Community will be right after Haines Bayshore. Stop at the guard gate for a community pass. Follow the community map on back of the pass. Building numbers are clearly marked. The building is located near the back of the community.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 17, 2026 at 12:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA