2620 Cove Cay Drive, FL
Stellar MLS

$229,900

2620 Cove Cay Drive

Clearwater, FL 33760

Listing updated: June 8, 2026 at 4:28 PM ET

Active
2
Beds
2
Baths
1,050
Sq Ft
0
Acres
1974
Built
WaterfrontWater access$219/sqft360° tour
Condominium

Property type

1974

Year built

$219

Price / sq ft

No HOA

HOA dues

180

Days on market

AE

Flood zone

About this home

Wake up every day to a wraparound picture-postcard view. This highly desired 2 bedroom, 2 bath corner condo in beautiful Cove Cay offers water, golf course, and lush green scenery from just every window and even as you walk up to your front door – plus a front-row seat to the pond, fairways, bridge, Tampa Bay and even the Tampa skyline from your raised living room sitting area. Inside, you’ll love the light, airy feel. PGT impact windows (including larger kitchen and guest bedroom windows than the interior units) bring in extra natural light and frame the views. Neutral tile runs throughout the condo for a clean, cohesive look, while fresh paint in soft neutrals and pastels adds a serene, coastal vibe. Both bathrooms are completely updated – the hall bath with a newer vanity, decorator mirror, and stylish tile around the tub, and the primary suite bath with a beautiful shower and a vanity offering plenty of storage. The spacious primary bedroom easily accommodates larger furniture and features a generous walk-in closet. The kitchen is a delight to cook and dine in, with warm wood KraftMaid cabinets, a handy pantry, an eating space with a view, and a raised ceiling trimmed with crown moulding for an extra touch of elegance. Storage is no problem here – the rooms are comfortably sized and closets are plentiful. Even better, the HVAC was replaced in 2024, so you can enjoy perfect temperatures year-round without the worry of a big-ticket replacement. Convenience is also part of the package: your private laundry room is just across the hall from the front door and includes a laundry sink, stackable washer and dryer, and room for shelving or additional storage. A covered carport is included as well. With its corner location, upgraded finishes, abundant storage, and truly stunning views in every direction, this Cove Cay condo offers the Florida lifestyle you’ve been hoping to find. And as for the community of Cove Cay… there is no equal. This gated, 24-hour secured waterfront community feels like a private resort tucked along Tampa Bay. The 18-hole Championship golf course winds gracefully through the grounds and along the bay itself, offering sweeping water views and a setting that’s as relaxing as it is scenic. Whether you’re an avid golfer or simply love the view, the course is available by membership or on a flexible pay-as-you-go basis. The on-site bar and grille is open seven days a week and serves up full menus, cold drinks, and an easy social atmosphere—perfect for casual lunches, sunset dinners, or meeting neighbors who quickly become friends. Boating enthusiasts will appreciate the community marina right within the complex, offering docking and storage options, rentals, food and drink, and that unmistakable salty-breeze lifestyle (all available separately, so you can choose your level of fun). Lush grounds, golf, dining and boating possibilities, a prime central location close to beaches, airports, dining and shopping, and the feeling that every day is a mini-vacation, make it easy to see why this is the paradise known as Cove Cay.

Estimated monthly payment

Principal & interest$1,162
Property taxes$297
Home insurance (est.)$105

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history180 days on market

  1. Status: Active
    Dec 10, 2025
  2. Listed$229,900
    Dec 10, 2025
  3. Price increased$229,900

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
180
Subdivision
Cove Cay 26-20 Village Ii
County
Pinellas
Year built
1974
Living area
1,050 sq ft
Price/sq ft
$219
Building area
1,125 sq ft (Estimated)
Lot size
0 sq ft
Flood zone
AE
Annual taxes
$3,559 (2024)
Parcel #
29-29-16-18714-000-0601
MLS #
TB8454500

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Eat-in Kitchen, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Laundry
Other
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$0
Total monthly fees
$893/mo
Total annual fees
$10,716
HOA name
Lori Pollock
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
3 month minimum no more than 2 times per year. There is a cap on number of units that can be rented at any given time, so contacting management is a must prior to making an offer is this applies to buyer.
Approval process
application, fee, background check, orientation.

Exterior & Construction

Exterior features
Balcony, Lighting
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
KitchenFirst9x9
Living RoomFirst29x14
Primary BedroomFirst15x12
Primary BathroomFirst
Bedroom 2First13x10
Bathroom 2First6x8

Listing Details

Listing date
2025-12-10
On market date
2025-12-10
Original list price
$229,900
Occupant type
Vacant
MLS area
33760 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2025-12-10
Tax legal description
COVE CAY TWENTY-SIX TWENTY VILLAGE II CONDO APT 601 TOGETHER WITH THE USE OF CARPORT 2029 & STORAGE ROOM 601

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 just South of Belleair Rd on E. Side. When traveling South, exit at Whitney Rd. and make a u-turn. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore. Stop at the guard gate for a pass with community map on back. Building numbers are located by the main entrance of each village.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 8, 2026 at 4:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA