
$135,000
2620 Cove Cay DriveClearwater, FL 33760
Listing updated: October 14, 2026 at 7:36 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
TAMPA BAY VIEWS & RESORT-STYLE LIVING AT COVE CAY! Welcome to this beautifully updated 1-bedroom, 1.5-bath condo in Village 2 of Clearwater’s gated Cove Cay community. From the moment you step inside, you’ll appreciate the bright, open layout and beautiful views of Tampa Bay from nearly every room. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring real wood cabinetry, granite countertops, stainless steel appliances and a breakfast bar—perfect for casual dining and entertaining. The generous primary suite offers beautiful water views, a walk-in closet and updated ensuite bath with updated vanity and a glass-enclosed shower. A convenient half bath is located off the main living area. Carpet provides a comfortable feel in both the living room and bedroom, with tile flooring in the kitchen area and baths. Additional features include hurricane-impact windows for added protection, energy efficiency and noise reduction, along with an HVAC system installed in 2017 and water heater in 2025. One of the highlights of this home is the private screened lanai overlooking Tampa Bay. Enjoy morning coffee, an evening glass of wine or simply relax and take in the peaceful Florida scenery. For added convenience, your private laundry is located just steps from the front door, and the unit includes an assigned covered carport. Cove Cay offers an impressive resort-style lifestyle with a heated pool and spa, clubhouse, fitness center, sauna, shuffleboard, 18-hole golf course, on-site restaurant and guarded gated entry. The community marina offers boating opportunities and water access for those looking to take full advantage of the Tampa Bay lifestyle. Association dues include water, sewer, trash, basic cable, grounds maintenance and pest control, making everyday living even easier. Village 2 also allows one small dog or two cats with approval. Conveniently located near shopping, dining and everyday necessities, with easy access to both St. Pete-Clearwater International Airport and Tampa International Airport, plus Clearwater Beach and the Gulf Coast just a short drive away. Whether you’re looking for a full-time residence or Florida getaway, this beautifully updated Cove Cay condo combines Tampa Bay views, hurricane-impact windows, resort-style amenities and an exceptional Clearwater location. Come see why life at Cove Cay feels like vacation every day! All information deemed accurate, buyer and buyers agent to verify.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history13 days on market
- Status: ActiveOct 1, 2026
- Listed$135,000Oct 1, 2026
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 13
- Subdivision
- Cove Cay 26-20 Village Ii
- County
- Pinellas
- Year built
- 1974
- Living area
- 810 sq ft
- Price/sq ft
- $167
- Lot size
- 73,898 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- AE, VE, X
- Annual taxes
- $2,425 (2025)
- Parcel #
- 29-29-16-18714-000-0306
- MLS #
- TB8549532
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Built-In Oven, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room, Same Floor As Condo Unit
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $721/mo
- Total annual fees
- $8,652
- HOA name
- Lori Pollock
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Application and application fee required. Please verify with association all rules restrictions and specific questions. No short term rentals. Buyer and buyers agent to verify.
- Approval process
- Application and application fee required, please see attachments. Any questions please contact association directly.
Exterior & Construction
- Exterior features
- Balcony, Lighting, Storage
- Construction materials
- Concrete
- Roof
- Built-Up
- Foundation
- Block, Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x9 |
| Balcony/Porch/Lanai | First | 8x5 |
| Living Room | First | 23x14 |
| Primary Bedroom | First | 14x13 |
| Laundry | First | 8x5 |
Listing Details
- Listing date
- 2026-10-01
- On market date
- 2026-10-01
- Original list price
- $135,000
- Occupant type
- Owner
- MLS area
- 33760 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-01
- Tax legal description
- COVE CAY TWENTY-SIX TWENTY VILLAGE II CONDO APT 306 TOGETHER WITH THE USE OF CARPORT 2046 & STORAGE ROOM 306
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
U.S. Highway 19. South of Belleair Rd. North of Haines Bayshore. Present business card for entry
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 14, 2026 at 7:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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