
$397,000
3210 Saratoga DriveTavares, FL 32778
Listing updated: October 10, 2026 at 6:49 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to Royal Harbor, where resort-style living meets the beauty of Florida’s Harris Chain of Lakes! Located in a gated active adult community, this beautifully updated home offers the perfect blend of comfort, style, and the Florida lifestyle you've been dreaming of! With over $162K in seller upgrades, highlights include a 16x32 lanai addition with shingle roof ($32K), whole-house Andersen window replacement, sliders, and plantation shutters ($60K investment). Additional improvements include a ROOF (2021), HVAC (2018), and TANKKESS HOT WATER HEATER (2021) - A complete list of upgrades is available upon request! Step inside and you'll immediately appreciate the welcoming, open feel, beautiful luxury vinyl plank flooring, neutral colors, plantation shutters, and thoughtful touches throughout. The kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, solid wood cabinetry, and updated lighting. The expanded dining area creates a wonderful space for entertaining friends and family or simply enjoying everyday meals. Both bedrooms are conveniently located on the main level, including a comfortable primary suite with a tray ceiling, accent lighting, and an updated ensuite bathroom. Upstairs, you'll discover a versatile loft with its own half bath and a peek at Little Lake Harris! Whether you envision a home office, creative retreat, hobby room, or extra space for visiting family, the possibilities are yours. One of the home's most inviting features is the spacious covered and screened lanai, affectionately named the "Big Sky Lanai" by the sellers. It's the perfect place to relax, entertain, and enjoy spectacular views of Disney fireworks and even rocket launches lighting up the Florida sky! And there's plenty to appreciate behind the scenes, too - A whole-house water filtration system, and three-zone heating and cooling add comfort, efficiency, and peace of mind. But the lifestyle doesn't stop at your front door! Royal Harbor offers an impressive collection of amenities, including a waterfront clubhouse, fitness center, library, heated pool and spa, pickle ball and bocce courts, scenic walking paths, a community fishing pier, and FREE RV and boat storage. With Little Lake Harris as a beautiful backdrop and nearby Hickory Point providing public boat-launch access to the Harris Chain of Lakes, boating, fishing, and waterfront adventures are always within reach. Beautifully updated, thoughtfully designed, and surrounded by opportunities to enjoy the best of Central Florida living, this is more than a home. It's a lifestyle you'll love coming home to! This home can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveOct 9, 2026
- Listed$397,000Oct 9, 2026
- Price increased$397,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Tavares Royal Harbor Ph 02 Lt 179
- County
- Lake
- Year built
- 2002
- Living area
- 1,986 sq ft
- Price/sq ft
- $200
- Building area
- 3,252 sq ft (Public Records)
- Lot size
- 7,382 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12069C0485E)
- Garage
- 2 spaces
- Annual taxes
- $5,340 (2025)
- Parcel #
- 13-20-25-1805-000-22300
- Zoning
- PD
- MLS #
- G5118573
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Ceramic Tile, Concrete, Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $238 / Monthly
- Monthly HOA
- $238/mo
- Total monthly fees
- $238/mo
- Total annual fees
- $2,856
- HOA name
- Leland Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to Verify Leasing Restrictions with HOA
- Approval process
- Buyer to Verify Approval Process
Exterior & Construction
- Construction materials
- Block, Brick, Stone
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Natural Gas Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 11x6 |
| Kitchen | First | 12x15 |
| Living Room | First | 20x15 |
| Dining Room | First | 9x15 |
| Primary Bedroom | First | 13x17 |
| Bathroom 2 | First | 11x13 |
| Dinette | First | 10x10 |
| Loft | Second | 14x22 |
| Balcony/Porch/Lanai | First | 32x16 |
| Utility Room | First | 6x6 |
Listing Details
- Listing date
- 2026-10-02
- On market date
- 2026-10-09
- Original list price
- $397,000
- Occupant type
- Owner
- MLS area
- 32778 - Tavares / Deer Island
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-10-09
- Tax legal description
- TAVARES ROYAL HARBOR PHASE 2 SUB LOT 223 PB 45 PGS 32-35 ORB 5636 PG 850
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Hwy 441 & US Hwy 19 in Tavares, head south on Hwy 19 for about 4.5 miles. Turn left into Royal Harbor at Flagship Ave and go through the gate. Continue on Flagship Ave to Sailboat Ave and turn right. Then turn right onto Saratoga Dr. The home is the second on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 10, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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