
$375,000
5154 Indian Ocean Loop
Tavares, FL 32778
Listing updated: August 26, 2026 at 1:38 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
COMING SOON — A BRAND-NEW KITCHEN IS SCHEDULED FOR INSTALLATION IN OCTOBER 2026! Welcome to Royal Harbor, a gated 55+ community offering an active Florida lifestyle near the shores of Little Lake Harris. This custom 3-bedroom, 2-bath home offers a spacious and distinctive floor plan, a NEW ROOF in 2022, NEW HVAC in 2024, NEW WATER SOFTENER in 2024, and kitchen appliances purchased new in 2024 — with an exciting kitchen renovation still to come! From the moment you enter through the beautiful leaded-glass front door, the home's architectural details make an impression. Decorative columns frame the formal dining area, while high ceilings, arched openings and abundant natural light create an open and inviting feel throughout the main living spaces. The generously sized Great Room provides plenty of room for entertaining and opens directly to the enclosed lanai, extending the living space and creating a comfortable place to enjoy Florida living year-round. Beyond the lanai is an additional screened patio, complete with a hot tub and space for grilling or relaxing outdoors. The spacious primary suite features a large walk-in closet, private access to the lanai and an en-suite bath with dual vanities, soaking tub and separate walk-in shower. A split-bedroom floor plan places the secondary bedrooms away from the primary suite, providing additional privacy for guests, a home office or hobby space. And there is even more to look forward to — a BRAND-NEW KITCHEN is scheduled to be installed in October 2026, giving the heart of this home a fresh new look to complement its spacious floor plan. Royal Harbor offers much more than a home — it offers a lifestyle. Community amenities include a clubhouse, screened junior Olympic-size pool and spa, fitness center, library, craft, computer and billiards rooms, social hall, tennis, pickleball, shuffleboard and bocce. Enjoy community activities, shows, dinners, dances and classes, along with a lakefront dock, fishing, picnic areas, walking and golf-cart paths. RV and boat storage is also available to residents at no additional charge, and a community boat ramp across the road provides convenient access for enjoying the Harris Chain of Lakes. With major improvements already completed, a new kitchen on the way and an amenity-filled community surrounding you, this Home is ready for its next chapter! All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Check out the Virtual Tour!!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveAug 21, 2026
- Listed$375,000Aug 21, 2026
- Price increased$375,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 5
- Subdivision
- Tavares Royal Harbor Ph 02 Lt 179
- County
- Lake
- Year built
- 2005
- Living area
- 2,095 sq ft
- Price/sq ft
- $179
- Building area
- 2,790 sq ft (Public Records)
- Lot size
- 8,800 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $4,241 (2025)
- Parcel #
- 13-20-25-1805-000-30400
- Zoning
- PD
- MLS #
- G5116779
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $228 / Monthly
- Monthly HOA
- $228/mo
- Total monthly fees
- $228/mo
- Total annual fees
- $2,736
- HOA name
- Lynn Sierra
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- The buyer and the buyer’s agent should confirm all information with local ordinances and HOA
- Approval process
- The buyer and the buyer’s agent should confirm all information with local ordinances and HOA
Exterior & Construction
- Exterior features
- Rain Gutters, Shade Shutter(s), Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Sprinkler Meter
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Den | First | |
| Dining Room | First | |
| Dinette | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bathroom 2 | First | |
| Balcony/Porch/Lanai | First | |
| Laundry | First |
Listing Details
- Listing date
- 2026-08-21
- On market date
- 2026-08-21
- Original list price
- $375,000
- Occupant type
- Owner
- MLS area
- 32778 - Tavares / Deer Island
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-08-21
- Tax legal description
- TAVARES ROYAL HARBOR PHASE 2 SUB LOT 304 PB 45 PGS 32-35 ORB 6293 PG 2201
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Royal Harbor Entrance on State Rd 19, follow Royal Harbor Blvd, past Clubhouse and Lighthouse. Right on India Ocean Loop. Stay on India Ocean Loop. Home will be on the right.
Property sale history
Public records5154 INDIAN OCEAN LOOP, TAVARES 32778
- Feb 2024$320,000
2,095 sq ft · Built 2005 · 0.2020 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 26, 2026 at 1:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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