5154 Indian Ocean Loop, FL
Stellar MLS
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$375,000

5154 Indian Ocean Loop

Tavares, FL 32778

Listing updated: August 26, 2026 at 1:38 PM ET

Active
Stellar MLSListing courtesy of Harrison Real Property Group · Amanda Harrison · MLS #G5116779 · Active · 407-741-3547
3
Beds
2
Baths
2,095
Sq Ft
0.2
Acres
2005
Built
Water access55+ communityFireplace$179/sqft
Single Family Residence

Property type

2005

Year built

8,800 sqft

Lot size

$179

Price / sq ft

$228/mo

HOA dues

5

Days on market

2

Garage spaces

X

Flood zone

About this home

COMING SOON — A BRAND-NEW KITCHEN IS SCHEDULED FOR INSTALLATION IN OCTOBER 2026! Welcome to Royal Harbor, a gated 55+ community offering an active Florida lifestyle near the shores of Little Lake Harris. This custom 3-bedroom, 2-bath home offers a spacious and distinctive floor plan, a NEW ROOF in 2022, NEW HVAC in 2024, NEW WATER SOFTENER in 2024, and kitchen appliances purchased new in 2024 — with an exciting kitchen renovation still to come! From the moment you enter through the beautiful leaded-glass front door, the home's architectural details make an impression. Decorative columns frame the formal dining area, while high ceilings, arched openings and abundant natural light create an open and inviting feel throughout the main living spaces. The generously sized Great Room provides plenty of room for entertaining and opens directly to the enclosed lanai, extending the living space and creating a comfortable place to enjoy Florida living year-round. Beyond the lanai is an additional screened patio, complete with a hot tub and space for grilling or relaxing outdoors. The spacious primary suite features a large walk-in closet, private access to the lanai and an en-suite bath with dual vanities, soaking tub and separate walk-in shower. A split-bedroom floor plan places the secondary bedrooms away from the primary suite, providing additional privacy for guests, a home office or hobby space. And there is even more to look forward to — a BRAND-NEW KITCHEN is scheduled to be installed in October 2026, giving the heart of this home a fresh new look to complement its spacious floor plan. Royal Harbor offers much more than a home — it offers a lifestyle. Community amenities include a clubhouse, screened junior Olympic-size pool and spa, fitness center, library, craft, computer and billiards rooms, social hall, tennis, pickleball, shuffleboard and bocce. Enjoy community activities, shows, dinners, dances and classes, along with a lakefront dock, fishing, picnic areas, walking and golf-cart paths. RV and boat storage is also available to residents at no additional charge, and a community boat ramp across the road provides convenient access for enjoying the Harris Chain of Lakes. With major improvements already completed, a new kitchen on the way and an amenity-filled community surrounding you, this Home is ready for its next chapter! All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Check out the Virtual Tour!!

Estimated monthly payment

Principal & interest$1,896
Property taxes$353
Home insurance (est.)$172
HOA dues$228

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    Aug 21, 2026
  2. Listed$375,000
    Aug 21, 2026
  3. Price increased$375,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
5
Subdivision
Tavares Royal Harbor Ph 02 Lt 179
County
Lake
Year built
2005
Living area
2,095 sq ft
Price/sq ft
$179
Building area
2,790 sq ft (Public Records)
Lot size
8,800 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$4,241 (2025)
Parcel #
13-20-25-1805-000-30400
Zoning
PD
MLS #
G5116779

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$228 / Monthly
Monthly HOA
$228/mo
Total monthly fees
$228/mo
Total annual fees
$2,736
HOA name
Lynn Sierra
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
The buyer and the buyer’s agent should confirm all information with local ordinances and HOA
Approval process
The buyer and the buyer’s agent should confirm all information with local ordinances and HOA

Exterior & Construction

Exterior features
Rain Gutters, Shade Shutter(s), Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Sprinkler Meter

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
DenFirst
Dining RoomFirst
DinetteFirst
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First
Bathroom 2First
Balcony/Porch/LanaiFirst
LaundryFirst

Listing Details

Listing date
2026-08-21
On market date
2026-08-21
Original list price
$375,000
Occupant type
Owner
MLS area
32778 - Tavares / Deer Island
Listing AOR
Lake and Sumter
Status changed
2026-08-21
Tax legal description
TAVARES ROYAL HARBOR PHASE 2 SUB LOT 304 PB 45 PGS 32-35 ORB 6293 PG 2201

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Royal Harbor Entrance on State Rd 19, follow Royal Harbor Blvd, past Clubhouse and Lighthouse. Right on India Ocean Loop. Stay on India Ocean Loop. Home will be on the right.

Property sale history

Public records

5154 INDIAN OCEAN LOOP, TAVARES 32778

  • Feb 2024$320,000

2,095 sq ft · Built 2005 · 0.2020 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 26, 2026 at 1:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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