5090 Indian Ocean Loop, FL
Stellar MLS
1 / 1

$399,000

5090 Indian Ocean Loop

Tavares, FL 32778

Listing updated: September 7, 2026 at 6:47 AM ET

Active
Stellar MLSListing courtesy of Re/Max Titanium Group · Kimberly Jones-Wilde · MLS #G5117270 · Active · 352-241-6363
3
Beds
2
Baths
2,035
Sq Ft
0.27
Acres
2003
Built
Water access55+ community3-car garage$196/sqft360° tour
Single Family Residence

Property type

2003

Year built

11,697 sqft

Lot size

$196

Price / sq ft

$228/mo

HOA dues

1

Day on market

3

Garage spaces

X

Flood zone

About this home

Open floor plan with most men’s Dream GARAGE…The front Entry has a SCREENED in front porch. Welcome guests through the front door with BEVELED glass into the Foyer with HIGH cathedral ceilings and updated fixtures. The Formal Dining room has laminate flooring, updated fixtures, and opens to the Kitchen and Family room. The Living room is off the Foyer and has laminate flooring and an ARCHED entry. The Kitchen features 42” cabinets with under cabinet LED lights, ceramic tile flooring, GAS range and oven, Microwave, refrigerator and Bosch dishwasher, BAR TOP seating, and Dinette that overlooks the back yard. The Family room opens to the Kitchen, Dinette, Dining room with laminate flooring, an NICHE with lighting by hallway to Primary Bedroom. There are SLIDING glass doors onto the Covered and ENCLOSED patio/lanai. The Primary Bedroom has laminate flooring, a WALK-IN closet, sliding glass doors onto the covered and enclosed lanai/porch and a en suite bathroom. The Primary Bathroom has DUAL sinks, garden tub with separate shower, private water closet and ceramic tile flooring. Bedroom 2 has laminate flooring with a built in closet. Bedroom 3 has laminate flooring, built in closet and a view of the rear yard. Bath 2 has ceramic tile flooring, tub/ shower combo. The lanai/ enclosed patio has laminate flooring and has sliding glass doors onto into the Primary Bedroom and the Family room. The GARAGE:Over 1,000 sq. ft. In 2019 installed NEW Clopay premium insulated garage doors with NEW vinyl tile flooring and paint. led lighting, WORKBENCH area, in 2019 added NEW air conditioning separate from house. UPDATES: 2019-AC, ROOF, hot water heater, Halogen bulb Chandeliers, 2 commodes, Nine (9) triple impact glass windows by PGT, mini blinds, Hunter six-zone irrigation/sprinkler timer. Royal Harbor offers much more than a home — it offers a lifestyle. Community amenities include a clubhouse, screened junior Olympic-size pool and spa, fitness center, library, craft, computer and billiards rooms, social hall, tennis, pickleball, shuffleboard and bocce. Participate and get involved with community activities, shows, dinners, dances and classes, along with a lakefront dock, fishing, picnic areas, walking and golf-cart paths. RV and boat storage is also available to residents at no additional charge, and a community boat ramp across the road provides convenient access for enjoying the Harris Chain of Lakes. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent.

Estimated monthly payment

Principal & interest$2,018
Property taxes$360
Home insurance (est.)$183
HOA dues$228

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 6, 2026
  2. Listed$399,000
    Sep 6, 2026
  3. Price increased$399,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Tavares Royal Harbor Ph 02 Lt 179
County
Lake
Year built
2003
Living area
2,035 sq ft
Price/sq ft
$196
Building area
3,493 sq ft (Public Records)
Lot size
11,697 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12069C0345E)
Garage
3 spaces
Annual taxes
$4,324 (2025)
Parcel #
13-20-25-1805-000-30100
Zoning
PD
MLS #
G5117270

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Range Hood
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, Oversized, Workshop in Garage

HOA & Financial

HOA fee
$228 / Monthly
Monthly HOA
$228/mo
Total monthly fees
$228/mo
Total annual fees
$2,736
HOA name
Leland/lynn Sierra
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
See HOA guidelines and restrictions
Approval process
See HOA guidelines and regulations

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public, Well
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst9x16
Bathroom 2First
Bedroom 3First11x11
Bedroom 2First10x11
Primary BathroomFirst
Primary BedroomFirst13x18
DinetteFirst10x10
KitchenFirst15x10
Family RoomFirst16x17
Dining RoomFirst12x14
Living RoomFirst13x14

Listing Details

Listing date
2026-09-04
On market date
2026-09-06
Original list price
$399,000
Occupant type
Owner
MLS area
32778 - Tavares / Deer Island
Listing AOR
Lake and Sumter
Status changed
2026-09-06
Tax legal description
TAVARES ROYAL HARBOR PHASE 2 SUB LOT 301 PB 45 PGS 32-35 ORB 5309 PG 1811 ORB 5353 PG 32 ORB 6497 PG 756

Flood risk

Minimal riskFEMA Zone XPanel 12069C0345E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on SR19 in Tavares, L to Royal Harbor, Main Blvd to 3rd round about to Indian Ocean loop

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 7, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA