4575 Cove Circle, FL
Stellar MLS
1 / 1

$278,900

4575 Cove CircleSt Petersburg, FL 33708

Listing updated: October 15, 2026 at 3:25 PM ET

Active
Stellar MLSListing courtesy of Future Home Realty Inc · Caroleanne Vorac · MLS #TB8554405 · Active · 813-855-4982
2
Beds
2
Baths
1,040
Sq Ft
1973
Built
◆Waterfront◆Water access◆55+ community◆$268/sqft
Condominium

Property type

1973

Year built

$268

Price / sq ft

$821/mo

HOA dues

9

Days on market

AE

Flood zone

About this home

SPECTACULAR WATERFRONT VIEWS, BREATHTAKING SUNSETS & FLORIDA LIVING AT IT'S BEST! Welcome to Sea Towers, a desirable 55+ gated waterfront condominium community in St. Petersburg, Florida! Perched on the 10th floor, this beautifully remodeled, 2-bedroom, 2-bath condo with an ASSIGNED CARPORT offers views of the Intracoastal Waterway, Boca Ciega Bay, and the Gulf. Whether you're searching for a year-round residence, seasonal retreat, or move-in-ready Florida waterfront condo, this exceptional property delivers the coastal lifestyle you've been dreaming of! Step inside and discover a bright, inviting interior featuring luxury waterproof vinyl plank flooring installed in 2022, tasteful updates, and expansive windows showcasing spectacular water views. The beautifully updated kitchen features GRANITE COUNTERTOPS, a tray ceiling with updated lighting, a newer refrigerator, and a convenient breakfast bar. Both bathrooms feature updated vanities with granite countertops and modern lighting, while the primary bathroom offers a spacious WALK-IN SHOWER. Additional improvements include a 2019 A/C system, 2020 water heater, 2023 Alumiconn electrical conversion, HURRICANE-IMPACT WINDOWS, and STORM SHUTTERS for added protection and peace of mind. This waterfront retreat makes settling into the Florida lifestyle effortless! Imagine beginning your mornings watching dolphins and manatees in the sparkling waters below, enjoying the passing boats and coastal wildlife throughout the day, and ending each evening with BREATHTAKING GULF COAST SUNSETS from the comfort of your living room. These extraordinary WATERFRONT VIEWS create a peaceful, picturesque setting you'll never tire of! SEA TOWERS offers an exceptional RESORT-STYLE 55+ LIFESTYLE with two heated swimming pools, tennis courts, fishing piers, shuffleboard, a putting green, fitness center, saunas, and a variety of organized social activities. Enjoy waterfront walking areas, beautiful coastal surroundings, and an active community atmosphere. LOCATION, LOCATION, LOCATION! Conveniently situated near MADEIRA BEACH, JOHN'S PASS VILLAGE & BOARDWALK, SEMINOLE CITY CENTER, waterfront dining, shopping, entertainment, and the beautiful Gulf beaches. Enjoy easy access to everything that makes the St. Petersburg and Tampa Bay area such a sought-after Florida destination. Whether you're looking for a WATERFRONT CONDO, a 55+ RETIREMENT COMMUNITY, a seasonal Florida getaway, or low-maintenance coastal living, this 10TH-FLOOR GEM is an opportunity you won't want to miss! LIFE IS SHORT — LIVE ON THE WATER! Schedule your private showing today and experience the views, lifestyle, and amenities that make Sea Towers so special!

Estimated monthly payment

Principal & interest$1,410
Property taxes$313
Home insurance (est.)$128
HOA dues$821

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history9 days on market

  1. Status: Active
    Oct 7, 2026
  2. Listed$278,900
    Oct 6, 2026

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
9
Subdivision
Heritage House The Condo
County
Pinellas
Year built
1973
Living area
1,040 sq ft
Price/sq ft
$268
Lot category
Non-Applicable
Flood zone
AE (12103C0183H)
Annual taxes
$3,757 (2025)
Parcel #
03-31-15-38255-000-1003
Zoning
0430 CONDO
MLS #
TB8554405

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room, Outside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Guest, Reserved
Carport
Yes

HOA & Financial

HOA fee
$821 / Monthly
Monthly HOA
$821/mo
Total monthly fees
$821/mo
Total annual fees
$9,850
HOA name
FED OF SEA TOWERS / LAURIE LORENZ
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
55+, FACE TO FACE INTERVIEW, CONTACT SEA TOWERS FOR DETAILS
Approval process
55+, FACE TO FACE INTERVIEW, CONTACT SEA TOWERS FOR DETAILS

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sprinkler Metered, Storage, Tennis Court(s)
Construction materials
Block, Stucco
Roof
Built-Up, Membrane
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Sprinkler Well, Underground Utilities, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst13.67x14
KitchenFirst9.08x9.75
Primary BedroomFirst12.67x16.92
Bedroom 2First11.08x10.67
Balcony/Porch/LanaiFirst18.33x6.92
Dining RoomFirst12.92x10.08

Listing Details

Listing date
2026-10-06
On market date
2026-10-06
Original list price
$278,900
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-10-07
Tax legal description
HERITAGE HOUSE, THE CONDO UNIT 1003 TOGETHER WITH THE USE OF CARPORT 7-06

Flood risk

High riskFEMA Zone AEPanel 12103C0183H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Follow signs to Heritage Building which is the first building to the left of the guard house and guest parking is on the back row next to the office or to the side of the building by the clubhouse.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 15, 2026 at 3:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA