4575 Cove Circle, FL4575 Cove Circle, FL4575 Cove Circle, FL
Stellar MLS
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$195,000

4575 Cove CircleSt Petersburg, FL 33708

Listing updated: September 5, 2026 at 1:07 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Tampa Properties · Gloria Steele · MLS #TB8528026 · Active · 813-264-7754
2
Beds
2
Baths
1,050
Sq Ft
0.01
Acres
1973
Built
◆55+ community◆$186/sqft
Condominium

Property type

1973

Year built

0.01 ac

Lot size

$186

Price / sq ft

No HOA

HOA dues

57

Days on market

AE

Flood zone

About this home

Welcome to the Florida lifestyle you've been dreaming of! This beautifully renovated ground-floor corner unit in the gated 55+ waterfront community of Sea Towers offers 2 spacious bedrooms, 2 stunning bathrooms, and everything brand new, making it completely move-in ready. The bright, open floor plan features a gorgeous new kitchen, luxury finishes, and designer touches throughout. The private primary suite includes a beautifully updated en-suite bath, while the second bedroom and full bath provide the perfect space for guests or a home office. Enjoy resort-style living with two heated pools, a fitness center, tennis courts, fishing piers, walking paths, an active clubhouse, and 24-hour guard-gated security. Just minutes from Madeira Beach, shopping, dining, and the Gulf beaches, this is your opportunity to enjoy carefree waterfront living at its finest.

Estimated monthly payment

Principal & interest$986
Property taxes$120
Home insurance (est.)$89

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history57 days on market

  1. Status: Active
    Jul 10, 2026
  2. Listed$195,000
    Jul 10, 2026
  3. Price increased$195,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
57
Subdivision
Heritage House The Condo
County
Pinellas
Year built
1973
Living area
1,050 sq ft
Price/sq ft
$186
Lot size
0 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0183H)
Annual taxes
$1,435 (2025)
Parcel #
03-31-15-38255-000-0101
Zoning
RPD-25
MLS #
TB8528026

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor
Laundry
Common Area, Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$821/mo
Total annual fees
$9,852
HOA name
Heritage House at Sea Towers- Laurie Lorenz
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
application to the Management Office at least thirty (30) days in advance of the start of any lease Must be 55+ Every application requires an application fee to cover administrative costs Additionally, a background check fee may be required
Approval process
The unit owner is required to submit a formal application to the Management Office at least thirty (30) days in advance of the lease start date.

Exterior & Construction

Exterior features
Hurricane Shutters, Private Entrance, Private Mailbox
Construction materials
Block
Roof
Shingle
Foundation
Block, Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst17x13
Bathroom 2First10x11
KitchenFirst8x14
Living RoomFirst15x14
Florida RoomFirst16x7

Listing Details

Listing date
2026-07-10
On market date
2026-07-10
Original list price
$195,000
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-07-10
Tax legal description
HERITAGE HOUSE, THE CONDO UNIT 101

Flood risk

High riskFEMA Zone AEPanel 12103C0183H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Park Blvd N for approximately 10 miles. Turn left onto Duhme Road (113th St N). Continue south to 54th Avenue N and turn right. Turn left onto Cove Circle N at the entrance to Sea Towers. Stop at the guard gate to check in. Continue to 4575 Cove Circle (Heritage House). Unit 101 is on the ground floor.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 5, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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