4575 Cove Circle, FL4575 Cove Circle, FL4575 Cove Circle, FL
Stellar MLS
1 / 11

$285,000

4575 Cove Circle

St Petersburg, FL 33708

Listing updated: October 2, 2026 at 6:01 PM ET

Active
Stellar MLSListing courtesy of Bianchi Realty & Property Management Inc. · Brenda Bianchi · MLS #TB8532711 · Active · 727-595-7653
2
Beds
2
Baths
1,040
Sq Ft
0
Acres
1973
Built
◆Waterfront◆Water access◆55+ community◆$274/sqft◆360° tour
Condominium

Property type

1973

Year built

$274

Price / sq ft

$821/mo

HOA dues

67

Days on market

AE

Flood zone

About this home

Virtually Staged. Welcome to waterfront living in this beautifully maintained, gated 55+ community located approximately one mile from Madeira Beach and the Gulf of Mexico. Enjoy panoramic views of the lagoon, Intracoastal Waterway, and lush tropical grounds, along with stunning western-exposure sunsets and frequent sightings of dolphins and manatees. This fully furnished residence features easy-care wood and tile flooring throughout—no carpet—and includes a covered carport. The community laundry room is conveniently located just down the hall. The building is ideally positioned next to the clubhouse and swimming pool, providing easy access to the community’s extensive amenities. Residents enjoy 24-hour gated security, two swimming pools that are cooled in the summer and heated in the winter, fishing docks, covered picnic areas, barbecue grills, tennis, pickleball, shuffleboard, water aerobics, saunas, and a fitness center. The active clubhouse offers stage shows, dances, potlucks, bingo, darts, card games, and other organized activities led by a full-time social director. Stroll around the lagoon, relax among the beautifully landscaped grounds, or enjoy nearby shopping, restaurants, banking, and the American Legion. Seminole City Center and the Bay Pines VA Medical Center are also just minutes away. Covered boat slips and kayak storage may be available for rent through the association. Experience the relaxed Florida waterfront lifestyle—welcome to paradise! **Buyer should verify room measurements.

Estimated monthly payment

Principal & interest$1,441
Property taxes$90
Home insurance (est.)$131
HOA dues$821

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history67 days on market

  1. Status: Active
    Jul 27, 2026
  2. Listed$285,000
    Jul 27, 2026
  3. Price increased$285,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
67
Subdivision
Heritage House The Condo
County
Pinellas
Year built
1973
Living area
1,040 sq ft
Price/sq ft
$274
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE
Annual taxes
$1,082 (2025)
Parcel #
03-31-15-38255-000-0506
Zoning
AE
MLS #
TB8532711

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Disposal, Microwave, Other, Range, Refrigerator
Interior features
Ceiling Fans(s), Elevator, Living Room/Dining Room Combo, Walk-In Closet(s)
Laundry
Corridor Access, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$821 / Monthly
Monthly HOA
$821/mo
Total monthly fees
$821/mo
Total annual fees
$9,852
HOA name
Sea Towers/Laurie Lorenz
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
check with the association
Approval process
check with the association

Exterior & Construction

Exterior features
Lighting
Construction materials
Block
Roof
Built-Up
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Available, Water Available

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst16x13
Dining RoomFirst8x13
KitchenFirst10x9
Florida RoomFirst15x6
Primary BedroomFirst18x12
Bedroom 2First11x11

Listing Details

Listing date
2026-07-22
On market date
2026-07-27
Original list price
$285,000
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-07-27
Tax legal description
HERITAGE HOUSE, THE CONDO UNIT 506

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Park Blvd N for approximately 10 miles. Turn left onto Duhme Road (113th St N). Continue south to 54th Avenue N and turn right. Turn left onto Cove Circle N at the entrance to Sea Towers. Stop at the guard gate to check in.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 2, 2026 at 6:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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