$324,000
4965 Loyalty Drive
St Cloud, FL 34772
Listing updated: September 20, 2026 at 6:47 AM ET
Listing courtesy of Home21 Realty Inc · Sobeida Dominguez · MLS #S5157947 · Active · 646-403-2471Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Under Construction. New townhome St. Andrews planby RockWell Homes lot # 54 in St. Cloud, Florida where modern design meets everyday functionality in a beautifully crafted home. This thoughtfully designed residence features 3 bedrooms, 2.5 bathrooms, and a 2-car garage, offering the perfect combination of comfort, style, and convenience. Step into a bright and spacious open concept kitchen, living, and dining area, ideal for both entertaining and daily living. The chef-inspired kitchen includes 42-inch cabinets, solid surface countertops, and stainless-steel appliances, including a dishwasher, range, refrigerator, and microwave. Stylish details such as a ceramic tile backsplash, undermount sink, Delta faucet, and a walk-in pantry provide both elegance and practicality. Upgraded flooring throughout the main living areas enhances the home’s modern appeal, while a convenient powder bathroom is located on the first floor. In addition, this new home includes 2-inch window blinds. Upstairs, the primary bedroom with in-suite primary bathroom offers a private retreat. The spa-like bathroom features a ceramic tile shower with glass enclosure, tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added comfort. Two additional bedrooms with closets provide ample space for family, guests, or a home office. A dedicated utility area with tile flooring, washer, dryer and an additional storage closet adds everyday convenience and organization. The exterior of the St. Andrews townhome is designed for lasting curb appeal, featuring a professionally designed landscaping package, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you’re looking for a new townhome in St. Cloud, Florida with 3 bedrooms, 2.5 bathrooms, open concept living, and designer finishes, the St. Andrews plan delivers exceptional value and a lifestyle you’ll love coming home to.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveSep 19, 2026
- Listed$324,000Sep 19, 2026
- Price increased$324,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 1
- Subdivision
- Whaley Grove
- County
- Osceola
- Year built
- 2026
- Living area
- 1,687 sq ft
- Price/sq ft
- $192
- Building area
- 2,207 sq ft (Builder)
- Lot size
- 2,486 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $3,000 (2026)
- Parcel #
- 17-26-30-0959-0001-0540
- Zoning
- P-D
- MLS #
- S5157947
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $370 / Monthly
- Monthly HOA
- $370/mo
- Total monthly fees
- $370/mo
- Total annual fees
- $4,440
- HOA name
- Joey Arroyo
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Contact HOA Manager
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk
- Construction materials
- HardiPlank Type, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12.8x9 |
| Living Room | First | 17x19.8 |
| Primary Bedroom | Second | 14x12 |
| Bedroom 2 | Second | 10x10.1 |
| Bedroom 3 | Second | 10x10.1 |
Listing Details
- Listing date
- 2026-09-19
- On market date
- 2026-09-19
- Original list price
- $324,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Home warranty
- Yes
- Status changed
- 2026-09-19
- Tax legal description
- WHALEY GROVE PB 38 PGS 35-37 LOT 54
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the Florida Turnpike, take Exit 240 toward Clay Whaley Road/Kissimmee Park Road. Turn onto Clay Whaley Road and continue for approximately 1 mile. Whaley Grove community will be on the right at 4959 Loyalty Dr St. Cloud FL 34772.
More homes like this
$344,000
4967 Loyalty Dr
St Cloud, FL 34772
3 bd · 3 ba · 1,834 sqft
Whaley Grove
MLS ID #S5157956, HOME21 REALTY INC.
Listing provided by Stellar MLS
$361,000
4969 Loyalty Dr
St Cloud, FL 34772
4 bd · 3 ba · 2,038 sqft
Whaley Grove
MLS ID #S5157764, HOME21 REALTY INC.
Listing provided by Stellar MLS
$449,990
2656 Blowing Breeze Avenue
Kissimmee, FL 34744
3 bd · 2 ba · 1,889 sqft
Tohoqua
MLS ID #O6440307, PULTE REALTY OF NORTH FLORIDA LLC.
Listing provided by Stellar MLS
$290,000
802 Massachusetts Ave
St Cloud, FL 34769
3 bd · 2 ba · 1,060 sqft
St Cloud 2nd Town Of
MLS ID #O6442338, OPENDOOR BROKERAGE LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 20, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA