$361,000
4969 Loyalty Drive
St Cloud, FL 34772
Listing updated: September 17, 2026 at 5:01 PM ET
Listing courtesy of Home21 Realty Inc · Sobeida Dominguez · MLS #S5157764 · Active · 646-403-2471Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under Construction. New townhome plan by RockWell Homes lot #52 in St. Cloud, Florida with 4 bedrooms, 2.5 bathrooms, and a 2-car garage, this thoughtfully designed townhome delivers flexible living space, modern finishes, and exceptional value. The heart of the home features an open concept kitchen, living, and dining area, perfect for entertaining and everyday comfort. The kitchen is beautifully appointed with 42-inch cabinets, solid surface countertops, and stainless-steel appliances including a dishwasher, range, refrigerator, and microwave. Enjoy added style and functionality with a ceramic tile backsplash, undermount sink, Delta faucet, and a spacious walk-in pantry. Upgraded flooring enhances the main living areas, while a convenient powder bathroom is located on the first floor for guests. Upstairs, the primary bedroom with en suite primary bathroom offers a relaxing retreat. The bathroom is complete with a ceramic tile shower with glass enclosure, ceramic tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added privacy. Additional bedrooms provide flexibility for guests, a home office, or growing households, each featuring ample closet space. A utility area with ceramic tile flooring and an additional storage closet add everyday convenience. Utility area complete with tile flooring, washing machine and clothes dryer. In addition, this new townhome comes with 2-inch window blinds. On the exterior, the Charlotte townhome showcases impressive curb appeal with a professionally designed landscaping package, large covered front porch, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you're searching for a new construction townhome in St. Cloud, Florida with 4 bedrooms, modern finishes, and open concept living, the Charlotte plan offers the perfect combination of space, style, and functionality for your lifestyle. Read less
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 17, 2026
- Listed$361,000Sep 17, 2026
- Price increased$361,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 0
- Subdivision
- Whaley Grove
- County
- Osceola
- Year built
- 2026
- Living area
- 2,038 sq ft
- Price/sq ft
- $177
- Building area
- 2,658 sq ft (Builder)
- Lot size
- 2,486 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $3,000 (2026)
- Parcel #
- 17-26-30-0959-0001-0520
- Zoning
- P-D
- MLS #
- S5157764
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Tray Ceiling(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $370 / Monthly
- Monthly HOA
- $370/mo
- Total monthly fees
- $370/mo
- Total annual fees
- $4,440
- HOA name
- Joey Arroyo
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Contact HOA Manager
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk
- Construction materials
- HardiPlank Type
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 17x25 |
| Kitchen | First | 13x9 |
| Primary Bedroom | Second | 14x12 |
| Bedroom 2 | Second | 10x11 |
| Bedroom 3 | Second | 10x11 |
| Bedroom 4 | Second | 13x11 |
Listing Details
- Listing date
- 2026-09-16
- On market date
- 2026-09-17
- Original list price
- $361,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-09-17
- Tax legal description
- WHALEY GROVE PB 38 PGS 35-37 LOT 52
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the Florida Turnpike, take Exit 240 toward Clay Whaley Road/Kissimmee Park Road. Turn onto Clay Whaley Road and continue for approximately 1 mile. Whaley Grove community will be on the right at 4959 Loyalty Dr St. Cloud FL 34772.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 17, 2026 at 5:01 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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