914 Harbor Circle, FL
Stellar MLS
1 / 1

$549,000

914 Harbor Circle

Palm Harbor, FL 34683

Listing updated: September 21, 2026 at 12:32 PM ET

Active
Stellar MLSListing courtesy of Re/Max Champions · Jennifer Hatzistefanou · MLS #W7889005 · Active · 727-807-7887
3
Beds
2
Baths
1,989
Sq Ft
0.17
Acres
1986
Built
$276/sqft
Single Family Residence

Property type

1986

Year built

7,501 sqft

Lot size

$276

Price / sq ft

No HOA

HOA dues

24

Days on market

2

Garage spaces

X

Flood zone

About this home

Price Improvement!! FANTASTIC LOCATION in Old Palm Harbor! This charming home is located in a quaint golf-cart-friendly community with NO HOA and NO flood insurance required, situated on a quiet street surrounded by well-maintained homes. Imagine hopping on your golf cart and being within approximately 1 mile of Downtown Palm Harbor, where you'll find fantastic restaurants, shops, breweries, and local hot spots. Plus, enjoy close proximity to top-rated schools! Featuring just under 2,000 square feet of living space, this spacious 3-bedroom, 2-bath home offers an oversized 2-car garage with abundant storage, an inside laundry room, and a wonderful layout that is much larger than it appears from the street. Major updates include a NEW ROOF (January 2024) and owned solar panels for energy-efficient living. Additional improvements include a 2019 fence, 2023 water heater, double-hung windows in all bedrooms and the family room (2011), reclaimed-water irrigation system, and custom hurricane shutters. Enter through the inviting screen-enclosed front porch into a spacious living room/dining room combination. Continue into the impressive great room featuring vaulted ceilings and original hardwood beams, adding warmth, charm, and character to the space. The centrally located kitchen was updated in 2016 and features custom cherrywood soft-close cabinetry, granite countertops, stainless steel appliances, a pull-out 4-tier spice drawer, and a deep stainless-steel sink. A convenient pass-through window opens to the lanai and provides a wonderful view of the backyard. Designed with entertaining in mind, the great room features pocket sliding doors that open completely to the expansive 33' x 13' screened lanai, creating an exceptional indoor-outdoor living space. The lanai is also accessible directly from the owner's suite through sliding glass doors. The spacious owner's suite offers a walk-in closet plus a second closet, an updated vanity with dual sinks and granite countertops, and a walk-in shower. The covered porches provide an additional 488 square feet of year-round living space, giving you even more room to relax and entertain. Step outside to your own fenced tropical backyard paradise, beautifully landscaped with butterfly-attracting flowers and huge banana trees. A 600+ square-foot brick paver patio stretches across the back of the home and leads to a cozy firepit area—perfect for entertaining, relaxing, and enjoying Florida's beautiful weather. With its exceptional location, spacious living areas, extensive updates, solar power, oversized garage, beautiful outdoor spaces, and easy golf-cart access to Downtown Palm Harbor, this is a special opportunity to enjoy the best of the Palm Harbor lifestyle!

Estimated monthly payment

Principal & interest$2,776
Property taxes$16
Home insurance (est.)$252

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history24 days on market

  1. Status: Active
    Aug 28, 2026
  2. Listed$559,000
    Aug 28, 2026
  3. Price reduced$549,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
24
Subdivision
Harbor Place
County
Pinellas
Year built
1986
Living area
1,989 sq ft
Price/sq ft
$276
Building area
2,981 sq ft (Public Records)
Lot size
7,501 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0059H)
Garage
2 spaces
Annual taxes
$186 (2025)
Parcel #
01-28-15-36297-000-0560
Zoning
R-2
MLS #
W7889005

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify with Pinellas County Rental Restrictions.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst19x15
Dining RoomFirst11x11
KitchenFirst9x14
Family RoomFirst13x24
Primary BedroomFirst12x15
Bedroom 2First12x12
Bedroom 3First12x12
Primary BathroomFirst12x6
DinetteFirst13x9
LaundryFirst8x6
Balcony/Porch/LanaiFirst33x13
Balcony/Porch/LanaiFirst26x9

Listing Details

Listing date
2026-08-28
On market date
2026-08-28
Original list price
$559,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
West Pasco
Status changed
2026-08-28
Tax legal description
HARBOR PLACE LOT 56

Flood risk

Minimal riskFEMA Zone XPanel 12103C0059H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 19 OR Alt 19 take Nebraska Ave to South on 19th Street, to Georgia Ave to Harbor Circle

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 21, 2026 at 12:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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