
$549,000
914 Harbor Circle
Palm Harbor, FL 34683
Listing updated: September 21, 2026 at 12:32 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Price Improvement!! FANTASTIC LOCATION in Old Palm Harbor! This charming home is located in a quaint golf-cart-friendly community with NO HOA and NO flood insurance required, situated on a quiet street surrounded by well-maintained homes. Imagine hopping on your golf cart and being within approximately 1 mile of Downtown Palm Harbor, where you'll find fantastic restaurants, shops, breweries, and local hot spots. Plus, enjoy close proximity to top-rated schools! Featuring just under 2,000 square feet of living space, this spacious 3-bedroom, 2-bath home offers an oversized 2-car garage with abundant storage, an inside laundry room, and a wonderful layout that is much larger than it appears from the street. Major updates include a NEW ROOF (January 2024) and owned solar panels for energy-efficient living. Additional improvements include a 2019 fence, 2023 water heater, double-hung windows in all bedrooms and the family room (2011), reclaimed-water irrigation system, and custom hurricane shutters. Enter through the inviting screen-enclosed front porch into a spacious living room/dining room combination. Continue into the impressive great room featuring vaulted ceilings and original hardwood beams, adding warmth, charm, and character to the space. The centrally located kitchen was updated in 2016 and features custom cherrywood soft-close cabinetry, granite countertops, stainless steel appliances, a pull-out 4-tier spice drawer, and a deep stainless-steel sink. A convenient pass-through window opens to the lanai and provides a wonderful view of the backyard. Designed with entertaining in mind, the great room features pocket sliding doors that open completely to the expansive 33' x 13' screened lanai, creating an exceptional indoor-outdoor living space. The lanai is also accessible directly from the owner's suite through sliding glass doors. The spacious owner's suite offers a walk-in closet plus a second closet, an updated vanity with dual sinks and granite countertops, and a walk-in shower. The covered porches provide an additional 488 square feet of year-round living space, giving you even more room to relax and entertain. Step outside to your own fenced tropical backyard paradise, beautifully landscaped with butterfly-attracting flowers and huge banana trees. A 600+ square-foot brick paver patio stretches across the back of the home and leads to a cozy firepit area—perfect for entertaining, relaxing, and enjoying Florida's beautiful weather. With its exceptional location, spacious living areas, extensive updates, solar power, oversized garage, beautiful outdoor spaces, and easy golf-cart access to Downtown Palm Harbor, this is a special opportunity to enjoy the best of the Palm Harbor lifestyle!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history24 days on market
- Status: ActiveAug 28, 2026
- Listed$559,000Aug 28, 2026
- Price reduced$549,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 24
- Subdivision
- Harbor Place
- County
- Pinellas
- Year built
- 1986
- Living area
- 1,989 sq ft
- Price/sq ft
- $276
- Building area
- 2,981 sq ft (Public Records)
- Lot size
- 7,501 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0059H)
- Garage
- 2 spaces
- Annual taxes
- $186 (2025)
- Parcel #
- 01-28-15-36297-000-0560
- Zoning
- R-2
- MLS #
- W7889005
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify with Pinellas County Rental Restrictions.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 19x15 |
| Dining Room | First | 11x11 |
| Kitchen | First | 9x14 |
| Family Room | First | 13x24 |
| Primary Bedroom | First | 12x15 |
| Bedroom 2 | First | 12x12 |
| Bedroom 3 | First | 12x12 |
| Primary Bathroom | First | 12x6 |
| Dinette | First | 13x9 |
| Laundry | First | 8x6 |
| Balcony/Porch/Lanai | First | 33x13 |
| Balcony/Porch/Lanai | First | 26x9 |
Listing Details
- Listing date
- 2026-08-28
- On market date
- 2026-08-28
- Original list price
- $559,000
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- West Pasco
- Status changed
- 2026-08-28
- Tax legal description
- HARBOR PLACE LOT 56
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 19 OR Alt 19 take Nebraska Ave to South on 19th Street, to Georgia Ave to Harbor Circle
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 21, 2026 at 12:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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