
$1,200,000
2943 Oak Tree Lane
Lakeland, FL 33810
Listing updated: August 28, 2026 at 11:22 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to 2943 Oak Tree Lane, an exceptional custom-built residence tucked away on a quiet cul-de-sac within the private gated community of Blackwater Creek Estates. Custom built and lovingly maintained by its one and only pair of homeowners, this remarkable property reflects an uncompromising commitment to quality, with luxury upgrades, timeless selections, and thoughtful details throughout. Offering 5 bedrooms, 3 bathrooms, and 3,645 square feet of beautifully appointed living space on nearly half an acre, the home is surrounded by lush, buffered landscaping that creates the feeling of your own private paradise. From the moment you enter, expansive living spaces, beautiful architectural details, custom finishes, and abundant natural light set the tone for elevated yet comfortable living. The thoughtfully designed floor plan offers both open gathering spaces and private retreats, providing flexibility for family, guests, working from home, and entertaining. Beautiful flooring, high ceilings, crown molding, built-in features, and carefully selected finishes showcase the quality throughout the residence. Thoughtfully positioned windows frame stunning views of the surrounding landscape and outdoor living areas, creating a seamless connection between indoors and out. The chef-inspired kitchen is designed to impress with premium Wolf and Sub-Zero appliances, including a Wolf range, Sub-Zero refrigerator, microwave, and warming drawer. Generous cabinetry, beautiful countertops, abundant workspace, and an inviting connection to the main living areas make the kitchen equally suited for everyday living and effortless entertaining. The spacious primary retreat provides a peaceful escape, while four additional bedrooms offer versatility for family, guests, a home office, or fitness space. Step outside and discover what truly sets this property apart. The expansive covered lanai becomes a natural extension of the interior living space, offering stunning views and an exceptional setting for enjoying Florida's indoor-outdoor lifestyle. An outdoor kitchen and gas grill overlook the 15' x 30' saltwater pool and spa, creating your own resort-inspired retreat for morning coffee, quiet afternoons, evening dinners, or weekends spent entertaining. Beautifully buffered landscaping enhances the sense of seclusion, surrounding the backyard with greenery and creating a private atmosphere rarely found within a residential community. Positioned at the end of the cul-de-sac, the .44-acre homesite feels peaceful and tucked away while still offering the security and appeal of an intimate gated neighborhood. The home's extensive amenities continue with Control4 smart-home technology, three HVAC systems, a tankless water heater, central vacuum, security features, generous storage, and an attached three-car garage. A newer 2023 roof provides another valuable update to this exceptionally maintained property. Every element of this one-owner custom home has been thoughtfully designed and cared for with quality, comfort, privacy, and entertaining in mind. From the luxury kitchen and spacious interiors to the breathtaking views, resort-style pool setting, and lushly landscaped grounds, 2943 Oak Tree Lane offers an opportunity increasingly difficult to find. Private yet convenient, refined yet welcoming, this is more than a home, it is a personal retreat offering an exceptional combination of custom craftsmanship, space, privacy, and elevated Florida living.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveAug 27, 2026
- Listed$1,200,000Aug 27, 2026
- Price increased$1,200,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Blackwater Creek Estates
- County
- Polk
- Year built
- 2006
- Living area
- 3,645 sq ft
- Price/sq ft
- $329
- Building area
- 5,213 sq ft (Public Records)
- Lot size
- 19,149 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12105C0284G)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $5,353 (2025)
- Parcel #
- 23-27-34-013008-000430
- Zoning
- R
- MLS #
- L4964569
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Built-in Features, Central Vaccum, Chair Rail, Crown Molding, High Ceilings, Open Floorplan, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $310 / Quarterly
- Monthly HOA
- $103/mo
- Total monthly fees
- $103/mo
- Total annual fees
- $1,240
- HOA name
- Highland Community Management/ Mikayla Miller
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify with HOA
- Approval process
- Buyer to verify with HOA
Exterior & Construction
- Exterior features
- Fire Pit, Lighting, Misting System, Outdoor Grill, Outdoor Kitchen, Private Yard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Connected, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 10.1x10.1 |
| Dining Room | First | 12x13.8 |
| Primary Bathroom | First | 14.5x21.8 |
| Primary Bedroom | First | 16x19.3 |
| Living Room | First | 22.2x20.7 |
| Kitchen | First | 14.9x15.2 |
| Dinette | First | 22x12.6 |
| Family Room | First | 15.4x16.7 |
| Laundry | First | 13.11x7.11 |
| Bedroom 2 | First | 13.1x11.3 |
| Bedroom 3 | First | 13.1x11.3 |
| Bedroom 4 | First | 13.1x11.3 |
| Bedroom 5 | First | 11.4x14.1 |
| Balcony/Porch/Lanai | First | 46.4x43.8 |
Listing Details
- Listing date
- 2026-08-27
- On market date
- 2026-08-27
- Original list price
- $1,200,000
- Occupant type
- Owner
- MLS area
- 33810 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-08-27
- Tax legal description
- BLACKWATER CREEK ESTATES PB 135 PGS 18-20 LOT 43
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4, take Exit 31 for Kathleen Road and head north. Turn left onto Griffin Road, then right onto Galloway Road N. Turn left onto Swindell Road, then turn into the gated Blackwater Creek Estates community. Continue through the gate and follow the community roads to Oak Tree Lane. Turn onto Oak Tree Lane and continue to 2943 Oak Tree Lane, located near the end of the cul-de-sac.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 28, 2026 at 11:22 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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