2943 Oak Tree Lane, FL
Stellar MLS
1 / 1

$1,200,000

2943 Oak Tree Lane

Lakeland, FL 33810

Listing updated: August 28, 2026 at 11:22 AM ET

Active
Stellar MLSListing courtesy of Bhhs Florida Properties Group · Christine Hubbert · MLS #L4964569 · Active · 863-701-2350
5
Beds
3
Baths
3,645
Sq Ft
0.44
Acres
2006
Built
Private poolIn-law suite3-car garage$329/sqft360° tour
Single Family Residence

Property type

2006

Year built

19,149 sqft

Lot size

$329

Price / sq ft

$103/mo

HOA dues

1

Day on market

3

Garage spaces

X

Flood zone

About this home

Welcome to 2943 Oak Tree Lane, an exceptional custom-built residence tucked away on a quiet cul-de-sac within the private gated community of Blackwater Creek Estates. Custom built and lovingly maintained by its one and only pair of homeowners, this remarkable property reflects an uncompromising commitment to quality, with luxury upgrades, timeless selections, and thoughtful details throughout. Offering 5 bedrooms, 3 bathrooms, and 3,645 square feet of beautifully appointed living space on nearly half an acre, the home is surrounded by lush, buffered landscaping that creates the feeling of your own private paradise. From the moment you enter, expansive living spaces, beautiful architectural details, custom finishes, and abundant natural light set the tone for elevated yet comfortable living. The thoughtfully designed floor plan offers both open gathering spaces and private retreats, providing flexibility for family, guests, working from home, and entertaining. Beautiful flooring, high ceilings, crown molding, built-in features, and carefully selected finishes showcase the quality throughout the residence. Thoughtfully positioned windows frame stunning views of the surrounding landscape and outdoor living areas, creating a seamless connection between indoors and out. The chef-inspired kitchen is designed to impress with premium Wolf and Sub-Zero appliances, including a Wolf range, Sub-Zero refrigerator, microwave, and warming drawer. Generous cabinetry, beautiful countertops, abundant workspace, and an inviting connection to the main living areas make the kitchen equally suited for everyday living and effortless entertaining. The spacious primary retreat provides a peaceful escape, while four additional bedrooms offer versatility for family, guests, a home office, or fitness space. Step outside and discover what truly sets this property apart. The expansive covered lanai becomes a natural extension of the interior living space, offering stunning views and an exceptional setting for enjoying Florida's indoor-outdoor lifestyle. An outdoor kitchen and gas grill overlook the 15' x 30' saltwater pool and spa, creating your own resort-inspired retreat for morning coffee, quiet afternoons, evening dinners, or weekends spent entertaining. Beautifully buffered landscaping enhances the sense of seclusion, surrounding the backyard with greenery and creating a private atmosphere rarely found within a residential community. Positioned at the end of the cul-de-sac, the .44-acre homesite feels peaceful and tucked away while still offering the security and appeal of an intimate gated neighborhood. The home's extensive amenities continue with Control4 smart-home technology, three HVAC systems, a tankless water heater, central vacuum, security features, generous storage, and an attached three-car garage. A newer 2023 roof provides another valuable update to this exceptionally maintained property. Every element of this one-owner custom home has been thoughtfully designed and cared for with quality, comfort, privacy, and entertaining in mind. From the luxury kitchen and spacious interiors to the breathtaking views, resort-style pool setting, and lushly landscaped grounds, 2943 Oak Tree Lane offers an opportunity increasingly difficult to find. Private yet convenient, refined yet welcoming, this is more than a home, it is a personal retreat offering an exceptional combination of custom craftsmanship, space, privacy, and elevated Florida living.

Estimated monthly payment

Principal & interest$6,068
Property taxes$446
Home insurance (est.)$550
HOA dues$103

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Aug 27, 2026
  2. Listed$1,200,000
    Aug 27, 2026
  3. Price increased$1,200,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Blackwater Creek Estates
County
Polk
Year built
2006
Living area
3,645 sq ft
Price/sq ft
$329
Building area
5,213 sq ft (Public Records)
Lot size
19,149 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0284G)
Garage
3 spaces
Pool
Private pool
Annual taxes
$5,353 (2025)
Parcel #
23-27-34-013008-000430
Zoning
R
MLS #
L4964569

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Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Central Vaccum, Chair Rail, Crown Molding, High Ceilings, Open Floorplan, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized

HOA & Financial

HOA fee
$310 / Quarterly
Monthly HOA
$103/mo
Total monthly fees
$103/mo
Total annual fees
$1,240
HOA name
Highland Community Management/ Mikayla Miller
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify with HOA
Approval process
Buyer to verify with HOA

Exterior & Construction

Exterior features
Fire Pit, Lighting, Misting System, Outdoor Grill, Outdoor Kitchen, Private Yard
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Connected, Water Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryGriffin ElemGreatSchools ↗
MiddleSleepy Hill MiddleGreatSchools ↗
High SchoolKathleen HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst10.1x10.1
Dining RoomFirst12x13.8
Primary BathroomFirst14.5x21.8
Primary BedroomFirst16x19.3
Living RoomFirst22.2x20.7
KitchenFirst14.9x15.2
DinetteFirst22x12.6
Family RoomFirst15.4x16.7
LaundryFirst13.11x7.11
Bedroom 2First13.1x11.3
Bedroom 3First13.1x11.3
Bedroom 4First13.1x11.3
Bedroom 5First11.4x14.1
Balcony/Porch/LanaiFirst46.4x43.8

Listing Details

Listing date
2026-08-27
On market date
2026-08-27
Original list price
$1,200,000
Occupant type
Owner
MLS area
33810 - Lakeland
Listing AOR
Lakeland
Status changed
2026-08-27
Tax legal description
BLACKWATER CREEK ESTATES PB 135 PGS 18-20 LOT 43

Flood risk

Minimal riskFEMA Zone XPanel 12105C0284G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4, take Exit 31 for Kathleen Road and head north. Turn left onto Griffin Road, then right onto Galloway Road N. Turn left onto Swindell Road, then turn into the gated Blackwater Creek Estates community. Continue through the gate and follow the community roads to Oak Tree Lane. Turn onto Oak Tree Lane and continue to 2943 Oak Tree Lane, located near the end of the cul-de-sac.

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Based on information submitted to the MLS GRID as of August 28, 2026 at 11:22 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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